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PNB HOUSING FINANCE vs GOWRA LEASNG - Comparison Results

Rs 100 invested in...

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Current Valuations

    PNB HOUSING FINANCE GOWRA LEASNG PNB HOUSING FINANCE/
GOWRA LEASNG
 
P/E (TTM) x 15.2 5.8 264.0% View Chart
P/BV x 1.9 0.8 232.6% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 PNB HOUSING FINANCE   GOWRA LEASNG
EQUITY SHARE DATA
    PNB HOUSING FINANCE
Mar-23
GOWRA LEASNG
Mar-23
PNB HOUSING FINANCE/
GOWRA LEASNG
5-Yr Chart
Click to enlarge
High Rs65426 2,521.2%   
Low Rs31218 1,772.7%   
Income per share (Unadj.) Rs386.65.4 7,132.0%  
Earnings per share (Unadj.) Rs61.93.4 1,802.5%  
Cash flow per share (Unadj.) Rs218.86.1 3,563.6%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs649.350.5 1,286.5%  
Shares outstanding (eoy) m168.863.00 5,628.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.24.0 31.1%   
Avg P/E ratio x7.86.3 123.1%  
Avg P/CF ratio x7.74.6 166.5%  
Avg Price/Bookvalue ratio x0.70.4 172.4%  
Dividend payout %00-   
Avg Mkt Cap Rs m81,57865 124,866.6%   
No. of employees `000NANA-   
Total wages & salary Rs m2,6604 71,687.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m65,27316 401,434.8%  
Other income Rs m11,2846 188,700.7%   
Interest expense Rs m39,0000 129,998,666.7%   
Net interest income Rs m26,27416 161,883.5%  
Operating expense Rs m23,4357 340,617.7%   
Gross profit Rs m2,8399 30,365.8%  
Gross profit margin %4.357.5 7.6%  
Provisions/contingencies Rs m974 2,561.8%   
Profit before tax Rs m13,60915 88,890.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m3,1495 62,982.0%   
Profit after tax Rs m10,46010 101,454.9%  
Net profit margin %16.063.4 25.3%  
BALANCE SHEET DATA
Advances Rs m578,3980-   
Deposits Rs m155,1330-  
Credit/Deposit ratio x372.80- 
Yield on advances %00-  
Cost of deposits %8.50-  
Net Interest Margin %4.32,496.5 0.2%  
Net fixed assets Rs m1,4585 27,611.7%   
Share capital Rs m1,68930 5,628.7%   
Free reserves Rs m107,948121 88,919.2%   
Net worth Rs m109,637151 72,415.1%   
Borrowings Rs m63,8760-   
Investments Rs m32,2561 4,962,492.3%   
Total assets Rs m668,246152 439,751.3%  
Debt/equity ratio x2.00-   
Return on assets %1.66.8 23.1%  
Return on equity %9.56.8 140.1%  
Capital adequacy ratio %24.42.2 1,136.3%  
Net NPAs %2.80-  
CASH FLOW
From Operations Rs m-18,6503 -711,843.5%  
From Investments Rs m1,758NA -1,598,000.0%  
From Financial Activity Rs m3,015NA-  
Net Cashflow Rs m-13,8783 -552,900.4%  

Share Holding

Indian Promoters % 28.1 60.7 46.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 31.9 0.0 -  
FIIs % 25.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 71.9 39.3 183.0%  
Shareholders   133,177 1,856 7,175.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare PNB HOUSING FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    MANAPPURAM FINANCE    


More on PNB HOUSING FINANCE vs GOWRA LEASNG

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

PNB HOUSING FINANCE vs GOWRA LEASNG Share Price Performance

Period PNB HOUSING FINANCE GOWRA LEASNG
1-Day 0.64% 1.25%
1-Month 25.79% 1.40%
1-Year 81.01% 104.27%
3-Year CAGR 29.10% 36.31%
5-Year CAGR 0.28% 22.90%

* Compound Annual Growth Rate

Here are more details on the PNB HOUSING FINANCE share price and the GOWRA LEASNG share price.

Moving on to shareholding structures...

The promoters of PNB HOUSING FINANCE hold a 28.1% stake in the company. In case of GOWRA LEASNG the stake stands at 60.7%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of PNB HOUSING FINANCE and the shareholding pattern of GOWRA LEASNG.

Finally, a word on dividends...

In the most recent financial year, PNB HOUSING FINANCE paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

GOWRA LEASNG paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of PNB HOUSING FINANCE, and the dividend history of GOWRA LEASNG.

For a sector overview, read our finance sector report.



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