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REC vs BENGAL & ASSAM - Comparison Results

Rs 100 invested in...

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Current Valuations

    REC BENGAL & ASSAM REC/
BENGAL & ASSAM
 
P/E (TTM) x 9.2 2.6 346.4% View Chart
P/BV x 2.1 1.7 120.5% View Chart
Dividend Yield % 2.8 0.3 924.6%  

Financials

 REC   BENGAL & ASSAM
EQUITY SHARE DATA
    REC
Mar-23
BENGAL & ASSAM
Mar-23
REC/
BENGAL & ASSAM
5-Yr Chart
Click to enlarge
High Rs1284,662 2.8%   
Low Rs822,161 3.8%   
Income per share (Unadj.) Rs149.914,594.4 1.0%  
Earnings per share (Unadj.) Rs42.4829.8 5.1%  
Cash flow per share (Unadj.) Rs59.813,658.5 0.4%  
Dividends per share (Unadj.) Rs12.6025.00 50.4%  
Avg Dividend yield %12.00.7 1,632.2%  
Book value per share (Unadj.) Rs220.74,879.1 4.5%  
Shares outstanding (eoy) m2,633.2211.30 23,302.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.70.2 300.7%   
Avg P/E ratio x2.54.1 60.4%  
Avg P/CF ratio x2.52.5 100.4%  
Avg Price/Bookvalue ratio x0.50.7 68.3%  
Dividend payout %29.73.0 986.5%   
Avg Mkt Cap Rs m277,37738,537 719.8%   
No. of employees `000NANA-   
Total wages & salary Rs m2,04114,508 14.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m394,783164,916 239.4%  
Other income Rs m419835 50.2%   
Interest expense Rs m237,4134,878 4,866.6%   
Net interest income Rs m157,369160,038 98.3%  
Operating expense Rs m18,569149,030 12.5%   
Gross profit Rs m138,80011,008 1,260.9%  
Gross profit margin %35.26.7 526.7%  
Provisions/contingencies Rs m866,209 1.4%   
Profit before tax Rs m138,9776,670 2,083.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-1,329 -0.0%   
Prior Period Items Rs m06,179 0.0%   
Tax Rs m27,3072,142 1,274.6%   
Profit after tax Rs m111,6709,377 1,190.9%  
Net profit margin %28.35.7 497.5%  
BALANCE SHEET DATA
Advances Rs m4,220,8390-   
Deposits Rs m01,229 0.0%  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %3.5439.9 0.8%  
Net fixed assets Rs m6,40869,027 9.3%   
Share capital Rs m31,916113 28,254.4%   
Free reserves Rs m549,28955,021 998.3%   
Net worth Rs m581,20555,134 1,054.2%   
Borrowings Rs m191,22721,272 899.0%   
Investments Rs m305,38136,385 839.3%   
Total assets Rs m4,648,926172,260 2,698.8%  
Debt/equity ratio x0.30.5 60.8%   
Return on assets %2.45.4 44.1%  
Return on equity %19.217.0 113.0%  
Capital adequacy ratio %25.80-  
Net NPAs %1.00-  
CASH FLOW
From Operations Rs m-373,59814,373 -2,599.4%  
From Investments Rs m-9,430-6,502 145.0%  
From Financial Activity Rs m381,228-7,782 -4,899.2%  
Net Cashflow Rs m-1,799119 -1,515.5%  

Share Holding

Indian Promoters % 52.6 73.0 72.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 35.4 4.3 819.7%  
FIIs % 19.9 4.3 461.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 47.4 27.0 175.5%  
Shareholders   770,808 21,019 3,667.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare REC With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on REC vs BENGAL & ASSAM

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

REC vs BENGAL & ASSAM Share Price Performance

Period REC BENGAL & ASSAM
1-Day 1.02% 0.37%
1-Month -0.98% 7.55%
1-Year 264.60% 135.10%
3-Year CAGR 68.14% 84.45%
5-Year CAGR 33.05% 38.75%

* Compound Annual Growth Rate

Here are more details on the REC share price and the BENGAL & ASSAM share price.

Moving on to shareholding structures...

The promoters of REC hold a 52.6% stake in the company. In case of BENGAL & ASSAM the stake stands at 73.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of REC and the shareholding pattern of BENGAL & ASSAM.

Finally, a word on dividends...

In the most recent financial year, REC paid a dividend of Rs 12.6 per share. This amounted to a Dividend Payout ratio of 29.7%.

BENGAL & ASSAM paid Rs 25.0, and its dividend payout ratio stood at 3.0%.

You may visit here to review the dividend history of REC, and the dividend history of BENGAL & ASSAM.

For a sector overview, read our finance sector report.



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