SAINIK FINANCE | MAHINDRA & MAHINDRA FINANCIAL SERVICES | SAINIK FINANCE/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
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P/E (TTM) | x | 13.5 | 17.0 | 79.2% | View Chart |
P/BV | x | 1.2 | 1.7 | 70.1% | View Chart |
Dividend Yield | % | 0.0 | 2.3 | - |
SAINIK FINANCE MAHINDRA & MAHINDRA FINANCIAL SERVICES |
EQUITY SHARE DATA | |||||
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SAINIK FINANCE Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-23 |
SAINIK FINANCE/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
5-Yr Chart Click to enlarge
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High | Rs | 52 | 272 | 19.3% | |
Low | Rs | 23 | 158 | 14.5% | |
Income per share (Unadj.) | Rs | 16.6 | 102.9 | 16.1% | |
Earnings per share (Unadj.) | Rs | -0.1 | 16.8 | -0.5% | |
Cash flow per share (Unadj.) | Rs | 10.2 | 72.1 | 14.1% | |
Dividends per share (Unadj.) | Rs | 0 | 6.00 | 0.0% | |
Avg Dividend yield | % | 0 | 2.8 | 0.0% | |
Book value per share (Unadj.) | Rs | 32.5 | 150.1 | 21.7% | |
Shares outstanding (eoy) | m | 10.88 | 1,233.60 | 0.9% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.3 | 2.1 | 108.9% | |
Avg P/E ratio | x | -468.8 | 12.8 | -3,660.7% | |
Avg P/CF ratio | x | -468.8 | 12.7 | -3,704.6% | |
Avg Price/Bookvalue ratio | x | 1.2 | 1.4 | 80.8% | |
Dividend payout | % | 0 | 35.7 | -0.0% | |
Avg Mkt Cap | Rs m | 410 | 265,378 | 0.2% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 7 | 21,153 | 0.0% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 180 | 126,995 | 0.1% | |
Other income | Rs m | 80 | 15,570 | 0.5% | |
Interest expense | Rs m | 150 | 50,943 | 0.3% | |
Net interest income | Rs m | 31 | 76,052 | 0.0% | |
Operating expense | Rs m | 88 | 61,198 | 0.1% | |
Gross profit | Rs m | -57 | 14,854 | -0.4% | |
Gross profit margin | % | -31.7 | 11.7 | -270.6% | |
Provisions/contingencies | Rs m | 0 | 248 | 0.0% | |
Profit before tax | Rs m | 23 | 28,038 | 0.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 12 | 0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 24 | 7,326 | 0.3% | |
Profit after tax | Rs m | -1 | 20,724 | -0.0% | |
Net profit margin | % | -0.5 | 16.3 | -3.0% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 34,811 | 0.0% | |
Deposits | Rs m | 0 | 54,587 | 0.0% | |
Credit/Deposit ratio | x | 0 | 63.8 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 9.8 | - | |
Net Interest Margin | % | 90.7 | 50.1 | 181.0% | |
Net fixed assets | Rs m | 0 | 8,706 | 0.0% | |
Share capital | Rs m | 109 | 2,467 | 4.4% | |
Free reserves | Rs m | 245 | 182,732 | 0.1% | |
Net worth | Rs m | 354 | 185,199 | 0.2% | |
Borrowings | Rs m | 971 | 50,384 | 1.9% | |
Investments | Rs m | 34 | 116,974 | 0.0% | |
Total assets | Rs m | 1,507 | 1,043,390 | 0.1% | |
Debt/equity ratio | x | 2.7 | 0.6 | 483.8% | |
Return on assets | % | -0.1 | 2.0 | -2.9% | |
Return on equity | % | -0.2 | 11.2 | -2.2% | |
Capital adequacy ratio | % | 0 | 22.5 | 0.0% | |
Net NPAs | % | 0 | 1.9 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 1,135 | -173,953 | -0.7% | |
From Investments | Rs m | NA | -16,354 | -0.0% | |
From Financial Activity | Rs m | -1,117 | 188,520 | -0.6% | |
Net Cashflow | Rs m | 18 | -1,787 | -1.0% |
Indian Promoters | % | 70.2 | 52.2 | 134.7% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.0 | 40.6 | - | |
FIIs | % | 0.0 | 12.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 29.8 | 47.8 | 62.2% | |
Shareholders | 3,639 | 227,512 | 1.6% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare SAINIK FINANCE With: BAJAJ FINANCE CHOLAMANDALAM INVEST BAJAJ HOLDINGS & INVESTMENT SBI CARDS INDIABULLS HOU. FIN.
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | SAINIK FINANCE | M&M Financial |
---|---|---|
1-Day | 4.86% | -0.17% |
1-Month | 5.50% | -9.03% |
1-Year | 35.22% | -2.01% |
3-Year CAGR | 24.44% | 17.16% |
5-Year CAGR | 22.32% | 1.32% |
* Compound Annual Growth Rate
Here are more details on the SAINIK FINANCE share price and the M&M Financial share price.
Moving on to shareholding structures...
The promoters of SAINIK FINANCE hold a 70.2% stake in the company. In case of M&M Financial the stake stands at 52.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SAINIK FINANCE and the shareholding pattern of M&M Financial.
Finally, a word on dividends...
In the most recent financial year, SAINIK FINANCE paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.
M&M Financial paid Rs 6.0, and its dividend payout ratio stood at 35.7%.
You may visit here to review the dividend history of SAINIK FINANCE, and the dividend history of M&M Financial.
For a sector overview, read our cement sector report.
After opening the day on positive note, Indian share markets reversed the trend as the session progressed and ended lower.