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SARASWATI COMMERCIAL (INDIA) vs MOTOR & GEN. FINAN - Comparison Results

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Current Valuations

    SARASWATI COMMERCIAL (INDIA) MOTOR & GEN. FINAN SARASWATI COMMERCIAL (INDIA)/
MOTOR & GEN. FINAN
 
P/E (TTM) x 8.5 -62.1 - View Chart
P/BV x 1.2 1.9 65.9% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 SARASWATI COMMERCIAL (INDIA)   MOTOR & GEN. FINAN
EQUITY SHARE DATA
    SARASWATI COMMERCIAL (INDIA)
Mar-23
MOTOR & GEN. FINAN
Mar-23
SARASWATI COMMERCIAL (INDIA)/
MOTOR & GEN. FINAN
5-Yr Chart
Click to enlarge
High Rs4,49945 10,042.0%   
Low Rs2,20524 9,323.5%   
Income per share (Unadj.) Rs426.71.4 30,447.3%  
Earnings per share (Unadj.) Rs113.5-0.7 -16,755.3%  
Cash flow per share (Unadj.) Rs-1,683.70.9 -177,346.8%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs4,253.619.1 22,313.1%  
Shares outstanding (eoy) m1.0338.73 2.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x7.924.4 32.2%   
Avg P/E ratio x29.5-50.5 -58.5%  
Avg P/CF ratio x1.5141.0 1.1%  
Avg Price/Bookvalue ratio x0.81.8 43.9%  
Dividend payout %00-   
Avg Mkt Cap Rs m3,4521,325 260.5%   
No. of employees `000NANA-   
Total wages & salary Rs m1714 124.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m44054 809.7%  
Other income Rs m036 0.2%   
Interest expense Rs m185 390.7%   
Net interest income Rs m42250 847.9%  
Operating expense Rs m23199 234.1%   
Gross profit Rs m191-49 -390.8%  
Gross profit margin %43.5-90.0 -48.3%  
Provisions/contingencies Rs m2,15636 6,050.9%   
Profit before tax Rs m191-26 -728.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m740-   
Profit after tax Rs m117-26 -445.6%  
Net profit margin %26.6-48.3 -55.0%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %8.6153.1 5.6%  
Net fixed assets Rs m0255 0.1%   
Share capital Rs m10194 5.3%   
Free reserves Rs m4,371545 802.5%   
Net worth Rs m4,381738 593.4%   
Borrowings Rs m22320 1,127.0%   
Investments Rs m4,90033 15,076.1%   
Total assets Rs m5,1191,715 298.5%  
Debt/equity ratio x0.10 189.9%   
Return on assets %2.3-1.5 -149.3%  
Return on equity %2.7-3.6 -75.1%  
Capital adequacy ratio %63.40-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m27010 2,586.5%  
From Investments Rs m-2182 -10,129.8%  
From Financial Activity Rs m-69-11 608.2%  
Net Cashflow Rs m-171 -1,386.2%  

Share Holding

Indian Promoters % 70.2 69.6 100.9%  
Foreign collaborators % 2.1 0.0 -  
Indian inst/Mut Fund % 0.0 2.7 -  
FIIs % 0.0 2.7 -  
ADR/GDR % 0.0 0.0 -  
Free float % 27.7 30.4 91.0%  
Shareholders   1,999 8,603 23.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SARASWATI COMMERCIAL (INDIA) With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on SARASWATI COMMERCIAL (INDIA) vs MOTOR & GEN. FINAN

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

SARASWATI COMMERCIAL (INDIA) vs MOTOR & GEN. FINAN Share Price Performance

Period SARASWATI COMMERCIAL (INDIA) MOTOR & GEN. FINAN
1-Day -0.65% -1.49%
1-Month -10.23% 11.81%
1-Year 98.64% 22.74%
3-Year CAGR 37.40% 21.09%
5-Year CAGR 157.51% 10.27%

* Compound Annual Growth Rate

Here are more details on the SARASWATI COMMERCIAL (INDIA) share price and the MOTOR & GEN. FINAN share price.

Moving on to shareholding structures...

The promoters of SARASWATI COMMERCIAL (INDIA) hold a 72.3% stake in the company. In case of MOTOR & GEN. FINAN the stake stands at 69.6%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SARASWATI COMMERCIAL (INDIA) and the shareholding pattern of MOTOR & GEN. FINAN.

Finally, a word on dividends...

In the most recent financial year, SARASWATI COMMERCIAL (INDIA) paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

MOTOR & GEN. FINAN paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of SARASWATI COMMERCIAL (INDIA), and the dividend history of MOTOR & GEN. FINAN.

For a sector overview, read our finance sector report.



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