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SARASWATI COMMERCIAL (INDIA) vs UPSURGE INV. - Comparison Results

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Current Valuations

    SARASWATI COMMERCIAL (INDIA) UPSURGE INV. SARASWATI COMMERCIAL (INDIA)/
UPSURGE INV.
 
P/E (TTM) x 8.5 12.4 67.9% View Chart
P/BV x 1.2 1.9 64.7% View Chart
Dividend Yield % 0.0 1.1 -  

Financials

 SARASWATI COMMERCIAL (INDIA)   UPSURGE INV.
EQUITY SHARE DATA
    SARASWATI COMMERCIAL (INDIA)
Mar-23
UPSURGE INV.
Mar-23
SARASWATI COMMERCIAL (INDIA)/
UPSURGE INV.
5-Yr Chart
Click to enlarge
High Rs4,49963 7,141.0%   
Low Rs2,20527 8,302.0%   
Income per share (Unadj.) Rs426.721.5 1,980.6%  
Earnings per share (Unadj.) Rs113.50.3 34,178.1%  
Cash flow per share (Unadj.) Rs-1,683.7-9.9 17,067.0%  
Dividends per share (Unadj.) Rs00.50 0.0%  
Avg Dividend yield %01.1 0.0%  
Book value per share (Unadj.) Rs4,253.624.5 17,327.6%  
Shares outstanding (eoy) m1.0315.15 6.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x7.92.1 377.8%   
Avg P/E ratio x29.5134.9 21.9%  
Avg P/CF ratio x1.51.4 107.3%  
Avg Price/Bookvalue ratio x0.81.8 43.2%  
Dividend payout %0150.6 0.0%   
Avg Mkt Cap Rs m3,452679 508.8%   
No. of employees `000NANA-   
Total wages & salary Rs m175 319.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m440326 134.7%  
Other income Rs m00 23.3%   
Interest expense Rs m182 1,067.9%   
Net interest income Rs m422325 129.9%  
Operating expense Rs m231316 73.1%   
Gross profit Rs m1919 2,190.4%  
Gross profit margin %43.52.7 1,625.9%  
Provisions/contingencies Rs m2,156474 454.6%   
Profit before tax Rs m1919 2,189.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m744 2,003.3%   
Profit after tax Rs m1175 2,323.7%  
Net profit margin %26.61.5 1,725.6%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %8.6267.7 3.2%  
Net fixed assets Rs m02 18.0%   
Share capital Rs m10152 6.8%   
Free reserves Rs m4,371220 1,983.3%   
Net worth Rs m4,381372 1,178.0%   
Borrowings Rs m22323 978.9%   
Investments Rs m4,900121 4,038.7%   
Total assets Rs m5,119419 1,222.9%  
Debt/equity ratio x0.10.1 83.1%   
Return on assets %2.31.2 190.0%  
Return on equity %2.71.4 197.2%  
Capital adequacy ratio %63.40-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m27098 275.5%  
From Investments Rs m-218-88 246.9%  
From Financial Activity Rs m-69-8 910.7%  
Net Cashflow Rs m-172 -800.5%  

Share Holding

Indian Promoters % 70.2 59.0 118.9%  
Foreign collaborators % 2.1 0.0 -  
Indian inst/Mut Fund % 0.0 0.0 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 27.7 41.0 67.5%  
Shareholders   1,999 4,700 42.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SARASWATI COMMERCIAL (INDIA) With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on SARASWATI COMMERCIAL (INDIA) vs UPSURGE INV.

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

SARASWATI COMMERCIAL (INDIA) vs UPSURGE INV. Share Price Performance

Period SARASWATI COMMERCIAL (INDIA) UPSURGE INV.
1-Day -0.65% -0.86%
1-Month -10.23% -3.41%
1-Year 98.64% 27.69%
3-Year CAGR 37.40% 39.53%
5-Year CAGR 157.51% 23.81%

* Compound Annual Growth Rate

Here are more details on the SARASWATI COMMERCIAL (INDIA) share price and the UPSURGE INV. share price.

Moving on to shareholding structures...

The promoters of SARASWATI COMMERCIAL (INDIA) hold a 72.3% stake in the company. In case of UPSURGE INV. the stake stands at 59.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SARASWATI COMMERCIAL (INDIA) and the shareholding pattern of UPSURGE INV..

Finally, a word on dividends...

In the most recent financial year, SARASWATI COMMERCIAL (INDIA) paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

UPSURGE INV. paid Rs 0.5, and its dividend payout ratio stood at 150.6%.

You may visit here to review the dividend history of SARASWATI COMMERCIAL (INDIA), and the dividend history of UPSURGE INV..

For a sector overview, read our finance sector report.



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