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SAUMYA CONSULTANTS vs BHARAT FINANCIAL INCLUSION - Comparison Results

Rs 100 invested in...

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Current Valuations

    SAUMYA CONSULTANTS BHARAT FINANCIAL INCLUSION SAUMYA CONSULTANTS/
BHARAT FINANCIAL INCLUSION
 
P/E (TTM) x 8.1 12.8 63.5% View Chart
P/BV x 1.8 4.3 41.1% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 SAUMYA CONSULTANTS   BHARAT FINANCIAL INCLUSION
EQUITY SHARE DATA
    SAUMYA CONSULTANTS
Mar-23
BHARAT FINANCIAL INCLUSION
Mar-18
SAUMYA CONSULTANTS/
BHARAT FINANCIAL INCLUSION
5-Yr Chart
Click to enlarge
High Rs1261,107 11.4%   
Low Rs73651 11.2%   
Income per share (Unadj.) Rs27.8137.6 20.2%  
Earnings per share (Unadj.) Rs-1.732.7 -5.1%  
Cash flow per share (Unadj.) Rs-216.3-7,323,114.8 0.0%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs126.9209.6 60.6%  
Shares outstanding (eoy) m6.91139.32 5.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x3.66.4 56.1%   
Avg P/E ratio x-59.726.9 -221.9%  
Avg P/CF ratio x0.40 341,375.8%  
Avg Price/Bookvalue ratio x0.84.2 18.7%  
Dividend payout %00-   
Avg Mkt Cap Rs m688122,435 0.6%   
No. of employees `000NANA-   
Total wages & salary Rs m65,264 0.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m19219,172 1.0%  
Other income Rs m62,244 0.2%   
Interest expense Rs m07,104 0.0%   
Net interest income Rs m19212,068 1.6%  
Operating expense Rs m2009,632 2.1%   
Gross profit Rs m-82,436 -0.3%  
Gross profit margin %-4.212.7 -33.4%  
Provisions/contingencies Rs m1,6901,020,270,534 0.0%   
Profit before tax Rs m-44,548 -0.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m7-7 -103.6%   
Profit after tax Rs m-124,555 -0.3%  
Net profit margin %-6.023.8 -25.3%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %28.975.6 38.2%  
Net fixed assets Rs m7217 3.0%   
Share capital Rs m691,393 5.0%   
Free reserves Rs m80827,810 2.9%   
Net worth Rs m87729,203 3.0%   
Borrowings Rs m06,064 0.0%   
Investments Rs m66415,960 4.2%   
Total assets Rs m931115,307 0.8%  
Debt/equity ratio x00.2 0.0%   
Return on assets %-1.24.0 -31.3%  
Return on equity %-1.315.6 -8.4%  
Capital adequacy ratio %033.2 0.0%  
Net NPAs %00.1 0.0%  
CASH FLOW
From Operations Rs m-28-11,618 0.2%  
From Investments Rs m31-129 -23.6%  
From Financial Activity Rs mNA5,282 0.0%  
Net Cashflow Rs m2-6,465 -0.0%  

Share Holding

Indian Promoters % 54.9 0.0 -  
Foreign collaborators % 0.0 1.6 -  
Indian inst/Mut Fund % 0.0 85.0 -  
FIIs % 0.0 60.3 -  
ADR/GDR % 0.0 0.0 -  
Free float % 45.1 98.4 45.8%  
Shareholders   1,510 34,575 4.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SAUMYA CONSULTANTS With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on SAUMYA CONSULTANTS vs SKS MICROFINANCE

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

SAUMYA CONSULTANTS vs SKS MICROFINANCE Share Price Performance

Period SAUMYA CONSULTANTS SKS MICROFINANCE
1-Day -2.09% -0.81%
1-Month 3.09% -13.85%
1-Year 176.41% -23.28%
3-Year CAGR 66.72% 5.58%
5-Year CAGR 34.56% 26.25%

* Compound Annual Growth Rate

Here are more details on the SAUMYA CONSULTANTS share price and the SKS MICROFINANCE share price.

Moving on to shareholding structures...

The promoters of SAUMYA CONSULTANTS hold a 54.9% stake in the company. In case of SKS MICROFINANCE the stake stands at 1.6%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SAUMYA CONSULTANTS and the shareholding pattern of SKS MICROFINANCE.

Finally, a word on dividends...

In the most recent financial year, SAUMYA CONSULTANTS paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.

SKS MICROFINANCE paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of SAUMYA CONSULTANTS, and the dividend history of SKS MICROFINANCE.

For a sector overview, read our finance sector report.



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