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SUNDARAM FINANCE vs INDIA HOME LOANS - Comparison Results

Rs 100 invested in...

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Current Valuations

    SUNDARAM FINANCE INDIA HOME LOANS SUNDARAM FINANCE/
INDIA HOME LOANS
 
P/E (TTM) x 36.9 -36.4 - View Chart
P/BV x 5.4 1.2 464.2% View Chart
Dividend Yield % 0.6 0.0 -  

Financials

 SUNDARAM FINANCE   INDIA HOME LOANS
EQUITY SHARE DATA
    SUNDARAM FINANCE
Mar-23
INDIA HOME LOANS
Mar-23
SUNDARAM FINANCE/
INDIA HOME LOANS
5-Yr Chart
Click to enlarge
High Rs2,44441 5,999.3%   
Low Rs1,55726 5,965.9%   
Income per share (Unadj.) Rs496.915.6 3,176.0%  
Earnings per share (Unadj.) Rs119.60.4 28,225.7%  
Cash flow per share (Unadj.) Rs276.7-827.9 -33.4%  
Dividends per share (Unadj.) Rs27.000-  
Avg Dividend yield %1.30-  
Book value per share (Unadj.) Rs899.029.2 3,074.8%  
Shares outstanding (eoy) m110.2014.28 771.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x4.02.1 188.5%   
Avg P/E ratio x16.778.8 21.2%  
Avg P/CF ratio x16.70 41,701.6%  
Avg Price/Bookvalue ratio x2.21.1 194.7%  
Dividend payout %22.60-   
Avg Mkt Cap Rs m220,428477 46,189.2%   
No. of employees `000NANA-   
Total wages & salary Rs m6,71233 20,233.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m54,762223 24,509.5%  
Other income Rs m76925 3,060.9%   
Interest expense Rs m24,064129 18,670.0%   
Net interest income Rs m30,69895 32,470.6%  
Operating expense Rs m12,968104 12,451.5%   
Gross profit Rs m17,730-10 -184,490.1%  
Gross profit margin %32.4-4.3 -752.4%  
Provisions/contingencies Rs m5011,936 0.4%   
Profit before tax Rs m17,11010 173,526.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-1,8180-   
Prior Period Items Rs m2,2780-   
Tax Rs m4,3924 115,584.2%   
Profit after tax Rs m13,1786 217,819.8%  
Net profit margin %24.12.7 888.0%  
BALANCE SHEET DATA
Advances Rs m330,373976 33,859.4%   
Deposits Rs m68,0160-  
Credit/Deposit ratio x485.70- 
Yield on advances %00-   
Cost of deposits %6.20-  
Net Interest Margin %7.49.6 76.6%  
Net fixed assets Rs m12,0154 271,821.3%   
Share capital Rs m1,102143 771.6%   
Free reserves Rs m97,966275 35,664.0%   
Net worth Rs m99,068418 23,728.2%   
Borrowings Rs m49,3890-   
Investments Rs m86,9909 946,574.5%   
Total assets Rs m558,8481,392 40,153.2%  
Debt/equity ratio x1.20-   
Return on assets %2.40.4 542.0%  
Return on equity %13.31.5 917.2%  
Capital adequacy ratio %22.853.6 42.5%  
Net NPAs %2.13.0 69.5%  
CASH FLOW
From Operations Rs m-65,043348 -18,680.8%  
From Investments Rs m6,685-3 -211,553.8%  
From Financial Activity Rs m58,901-347 -16,996.5%  
Net Cashflow Rs m544-2 -35,529.4%  

Share Holding

Indian Promoters % 35.5 36.6 97.0%  
Foreign collaborators % 2.4 0.0 -  
Indian inst/Mut Fund % 25.7 24.6 104.8%  
FIIs % 13.4 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 62.1 63.5 97.9%  
Shareholders   42,288 3,500 1,208.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SUNDARAM FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on Sundaram Finance vs INDIA HOME LOANS

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Sundaram Finance vs INDIA HOME LOANS Share Price Performance

Period Sundaram Finance INDIA HOME LOANS
1-Day 0.75% 0.30%
1-Month 15.79% 9.64%
1-Year 106.39% -5.76%
3-Year CAGR 27.49% -5.93%
5-Year CAGR 26.82% -12.46%

* Compound Annual Growth Rate

Here are more details on the Sundaram Finance share price and the INDIA HOME LOANS share price.

Moving on to shareholding structures...

The promoters of Sundaram Finance hold a 37.9% stake in the company. In case of INDIA HOME LOANS the stake stands at 36.6%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Sundaram Finance and the shareholding pattern of INDIA HOME LOANS.

Finally, a word on dividends...

In the most recent financial year, Sundaram Finance paid a dividend of Rs 27.0 per share. This amounted to a Dividend Payout ratio of 22.6%.

INDIA HOME LOANS paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of Sundaram Finance, and the dividend history of INDIA HOME LOANS.

For a sector overview, read our finance sector report.



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