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SUNDARAM FINANCE vs ORACLE CREDIT - Comparison Results

Rs 100 invested in...

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Current Valuations

    SUNDARAM FINANCE ORACLE CREDIT SUNDARAM FINANCE/
ORACLE CREDIT
 
P/E (TTM) x 36.9 33.5 110.0% View Chart
P/BV x 5.4 6.0 88.9% View Chart
Dividend Yield % 0.6 0.3 161.8%  

Financials

 SUNDARAM FINANCE   ORACLE CREDIT
EQUITY SHARE DATA
    SUNDARAM FINANCE
Mar-23
ORACLE CREDIT
Mar-23
SUNDARAM FINANCE/
ORACLE CREDIT
5-Yr Chart
Click to enlarge
High Rs2,444341 716.6%   
Low Rs1,55741 3,821.1%   
Income per share (Unadj.) Rs496.928.1 1,771.5%  
Earnings per share (Unadj.) Rs119.69.7 1,232.1%  
Cash flow per share (Unadj.) Rs276.715.6 1,773.8%  
Dividends per share (Unadj.) Rs27.000.50 5,400.0%  
Avg Dividend yield %1.30.3 515.3%  
Book value per share (Unadj.) Rs899.035.2 2,550.5%  
Shares outstanding (eoy) m110.206.94 1,587.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x4.06.8 59.2%   
Avg P/E ratio x16.719.7 85.1%  
Avg P/CF ratio x16.710.4 160.1%  
Avg Price/Bookvalue ratio x2.25.4 41.1%  
Dividend payout %22.65.1 438.4%   
Avg Mkt Cap Rs m220,4281,324 16,646.2%   
No. of employees `000NANA-   
Total wages & salary Rs m6,71226 25,754.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m54,762195 28,129.0%  
Other income Rs m7691 73,903.8%   
Interest expense Rs m24,06419 127,187.1%   
Net interest income Rs m30,698176 17,465.7%  
Operating expense Rs m12,96867 19,289.3%   
Gross profit Rs m17,730109 16,336.0%  
Gross profit margin %32.455.7 58.1%  
Provisions/contingencies Rs m5060 82.8%   
Profit before tax Rs m17,110101 16,962.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-1,8180-   
Prior Period Items Rs m2,2780-   
Tax Rs m4,39234 13,107.1%   
Profit after tax Rs m13,17867 19,563.7%  
Net profit margin %24.134.6 69.6%  
BALANCE SHEET DATA
Advances Rs m330,3730-   
Deposits Rs m68,0160-  
Credit/Deposit ratio x485.70- 
Yield on advances %00-  
Cost of deposits %6.20-  
Net Interest Margin %7.462.2 11.8%  
Net fixed assets Rs m12,015120 10,044.7%   
Share capital Rs m1,10269 1,588.4%   
Free reserves Rs m97,966175 55,900.4%   
Net worth Rs m99,068245 40,498.5%   
Borrowings Rs m49,389384 12,871.3%   
Investments Rs m86,990282 30,794.1%   
Total assets Rs m558,848758 73,722.7%  
Debt/equity ratio x1.21.6 75.6%   
Return on assets %2.48.9 26.5%  
Return on equity %13.327.5 48.3%  
Capital adequacy ratio %22.80-  
Net NPAs %2.10-  
CASH FLOW
From Operations Rs m-65,043-236 27,527.9%  
From Investments Rs m6,685-174 -3,840.2%  
From Financial Activity Rs m58,901442 13,328.8%  
Net Cashflow Rs m54432 1,723.0%  

Share Holding

Indian Promoters % 35.5 15.7 226.1%  
Foreign collaborators % 2.4 15.4 15.6%  
Indian inst/Mut Fund % 25.7 0.3 8,875.9%  
FIIs % 13.4 0.3 4,603.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 62.1 68.9 90.2%  
Shareholders   42,288 4,276 989.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SUNDARAM FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on Sundaram Finance vs ORACLE CREDIT

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Sundaram Finance vs ORACLE CREDIT Share Price Performance

Period Sundaram Finance ORACLE CREDIT
1-Day 0.75% -0.96%
1-Month 15.79% -4.17%
1-Year 106.39% 9.27%
3-Year CAGR 27.49% 151.00%
5-Year CAGR 26.82% 62.72%

* Compound Annual Growth Rate

Here are more details on the Sundaram Finance share price and the ORACLE CREDIT share price.

Moving on to shareholding structures...

The promoters of Sundaram Finance hold a 37.9% stake in the company. In case of ORACLE CREDIT the stake stands at 31.1%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Sundaram Finance and the shareholding pattern of ORACLE CREDIT.

Finally, a word on dividends...

In the most recent financial year, Sundaram Finance paid a dividend of Rs 27.0 per share. This amounted to a Dividend Payout ratio of 22.6%.

ORACLE CREDIT paid Rs 0.5, and its dividend payout ratio stood at 5.1%.

You may visit here to review the dividend history of Sundaram Finance, and the dividend history of ORACLE CREDIT.

For a sector overview, read our finance sector report.



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