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SUNDARAM FINANCE vs SMART FINSEC - Comparison Results

Rs 100 invested in...

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Current Valuations

    SUNDARAM FINANCE SMART FINSEC SUNDARAM FINANCE/
SMART FINSEC
 
P/E (TTM) x 36.9 18.7 197.1% View Chart
P/BV x 5.4 2.9 183.0% View Chart
Dividend Yield % 0.6 0.0 -  

Financials

 SUNDARAM FINANCE   SMART FINSEC
EQUITY SHARE DATA
    SUNDARAM FINANCE
Mar-23
SMART FINSEC
Mar-23
SUNDARAM FINANCE/
SMART FINSEC
5-Yr Chart
Click to enlarge
High Rs2,4449 26,588.7%   
Low Rs1,5575 31,079.8%   
Income per share (Unadj.) Rs496.910.3 4,843.5%  
Earnings per share (Unadj.) Rs119.60.5 25,407.3%  
Cash flow per share (Unadj.) Rs276.7-0.4 -68,709.3%  
Dividends per share (Unadj.) Rs27.000-  
Avg Dividend yield %1.30-  
Book value per share (Unadj.) Rs899.04.0 22,206.2%  
Shares outstanding (eoy) m110.2030.00 367.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x4.00.7 581.7%   
Avg P/E ratio x16.715.1 110.9%  
Avg P/CF ratio x16.70.6 2,608.6%  
Avg Price/Bookvalue ratio x2.21.8 126.9%  
Dividend payout %22.60-   
Avg Mkt Cap Rs m220,428213 103,487.2%   
No. of employees `000NANA-   
Total wages & salary Rs m6,7121 593,938.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m54,762308 17,791.8%  
Other income Rs m7690-   
Interest expense Rs m24,0640 120,319,000.0%   
Net interest income Rs m30,698308 9,974.2%  
Operating expense Rs m12,968288 4,502.4%   
Gross profit Rs m17,73020 89,815.1%  
Gross profit margin %32.46.4 504.9%  
Provisions/contingencies Rs m50319 15.5%   
Profit before tax Rs m17,11019 89,159.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-1,8180-   
Prior Period Items Rs m2,2780-   
Tax Rs m4,3925 86,631.2%   
Profit after tax Rs m13,17814 93,329.3%  
Net profit margin %24.14.6 524.4%  
BALANCE SHEET DATA
Advances Rs m330,3730-   
Deposits Rs m68,0160-  
Credit/Deposit ratio x485.70- 
Yield on advances %00-  
Cost of deposits %6.20-  
Net Interest Margin %7.42,889.8 0.3%  
Net fixed assets Rs m12,01514 85,695.4%   
Share capital Rs m1,10230 3,673.3%   
Free reserves Rs m97,96691 107,124.7%   
Net worth Rs m99,068121 81,570.6%   
Borrowings Rs m49,3890-   
Investments Rs m86,99011 816,809.4%   
Total assets Rs m558,848136 411,856.4%  
Debt/equity ratio x1.20-   
Return on assets %2.410.4 22.7%  
Return on equity %13.311.6 114.4%  
Capital adequacy ratio %22.80-  
Net NPAs %2.10-  
CASH FLOW
From Operations Rs m-65,043-5 1,287,978.2%  
From Investments Rs m6,68516 41,291.5%  
From Financial Activity Rs m58,901-12 -490,845.0%  
Net Cashflow Rs m544-1 -63,209.3%  

Share Holding

Indian Promoters % 35.5 75.0 47.3%  
Foreign collaborators % 2.4 0.0 -  
Indian inst/Mut Fund % 25.7 0.0 -  
FIIs % 13.4 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 62.1 25.0 248.4%  
Shareholders   42,288 14,080 300.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SUNDARAM FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on Sundaram Finance vs SMART FINSEC

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Sundaram Finance vs SMART FINSEC Share Price Performance

Period Sundaram Finance SMART FINSEC
1-Day 0.75% -0.50%
1-Month 15.79% -4.72%
1-Year 106.39% 81.96%
3-Year CAGR 27.49% 32.64%
5-Year CAGR 26.82% 17.74%

* Compound Annual Growth Rate

Here are more details on the Sundaram Finance share price and the SMART FINSEC share price.

Moving on to shareholding structures...

The promoters of Sundaram Finance hold a 37.9% stake in the company. In case of SMART FINSEC the stake stands at 75.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Sundaram Finance and the shareholding pattern of SMART FINSEC.

Finally, a word on dividends...

In the most recent financial year, Sundaram Finance paid a dividend of Rs 27.0 per share. This amounted to a Dividend Payout ratio of 22.6%.

SMART FINSEC paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of Sundaram Finance, and the dividend history of SMART FINSEC.

For a sector overview, read our finance sector report.



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