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SHRIRAM CITY UNION vs LAKSHMI FINANCE - Comparison Results

Rs 100 invested in...

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Current Valuations

    SHRIRAM CITY UNION LAKSHMI FINANCE SHRIRAM CITY UNION/
LAKSHMI FINANCE
 
P/E (TTM) x 9.3 6.8 138.2% View Chart
P/BV x 1.4 1.2 119.3% View Chart
Dividend Yield % 1.9 1.1 176.0%  

Financials

 SHRIRAM CITY UNION   LAKSHMI FINANCE
EQUITY SHARE DATA
    SHRIRAM CITY UNION
Mar-22
LAKSHMI FINANCE
Mar-23
SHRIRAM CITY UNION/
LAKSHMI FINANCE
5-Yr Chart
Click to enlarge
High Rs2,600158 1,645.6%   
Low Rs1,37880 1,717.7%   
Income per share (Unadj.) Rs1,061.512.0 8,875.7%  
Earnings per share (Unadj.) Rs172.91.8 9,411.7%  
Cash flow per share (Unadj.) Rs-5,605.211.4 -48,996.6%  
Dividends per share (Unadj.) Rs37.002.00 1,850.0%  
Avg Dividend yield %1.91.7 110.8%  
Book value per share (Unadj.) Rs1,379.6155.6 886.6%  
Shares outstanding (eoy) m66.633.00 2,221.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.910.0 18.8%   
Avg P/E ratio x11.564.9 17.7%  
Avg P/CF ratio x0.364.9 0.5%  
Avg Price/Bookvalue ratio x1.40.8 188.3%  
Dividend payout %21.4108.9 19.7%   
Avg Mkt Cap Rs m132,538357 37,086.6%   
No. of employees `000NANA-   
Total wages & salary Rs m10,57614 76,416.5%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m70,73036 197,128.6%  
Other income Rs m700 53,615.4%   
Interest expense Rs m28,3010 10,885,115.4%   
Net interest income Rs m42,42836 119,114.1%  
Operating expense Rs m25,95033 79,723.2%   
Gross profit Rs m16,4793 536,759.9%  
Gross profit margin %23.38.6 272.4%  
Provisions/contingencies Rs m414,9810-   
Profit before tax Rs m15,6862 886,213.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-1300-   
Prior Period Items Rs m00-   
Tax Rs m4,039-4 -108,271.3%   
Profit after tax Rs m11,5186 209,032.8%  
Net profit margin %16.315.3 106.1%  
BALANCE SHEET DATA
Advances Rs m355,4600-   
Deposits Rs m68,2450-  
Credit/Deposit ratio x520.90- 
Yield on advances %00-  
Cost of deposits %8.00-  
Net Interest Margin %11.57.8 147.5%  
Net fixed assets Rs m2,5142 162,166.5%   
Share capital Rs m66630 2,220.9%   
Free reserves Rs m91,253437 20,890.9%   
Net worth Rs m91,920467 19,691.0%   
Borrowings Rs m27,2640-   
Investments Rs m14,374458 3,139.4%   
Total assets Rs m485,553486 99,895.7%  
Debt/equity ratio x1.00-   
Return on assets %2.41.1 209.4%  
Return on equity %12.51.2 1,062.5%  
Capital adequacy ratio %26.80-  
Net NPAs %3.30-  
CASH FLOW
From Operations Rs m-38,61312 -311,644.3%  
From Investments Rs m-1,338-43 3,136.6%  
From Financial Activity Rs m53,477-11 -475,775.8%  
Net Cashflow Rs m13,527-42 -32,594.5%  

Share Holding

Indian Promoters % 36.9 43.5 84.7%  
Foreign collaborators % 0.0 3.5 -  
Indian inst/Mut Fund % 33.0 0.0 110,033.3%  
FIIs % 26.9 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 63.1 53.0 119.1%  
Shareholders   22,900 5,111 448.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SHRIRAM CITY UNION With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on SHRIRAM CITY UNION vs LAKSHMI FINANCE

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

SHRIRAM CITY UNION vs LAKSHMI FINANCE Share Price Performance

Period SHRIRAM CITY UNION LAKSHMI FINANCE
1-Day 0.14% 2.75%
1-Month 4.33% 0.19%
1-Year -0.93% 67.08%
3-Year CAGR 13.37% 32.22%
5-Year CAGR -1.05% 20.09%

* Compound Annual Growth Rate

Here are more details on the SHRIRAM CITY UNION share price and the LAKSHMI FINANCE share price.

Moving on to shareholding structures...

The promoters of SHRIRAM CITY UNION hold a 36.9% stake in the company. In case of LAKSHMI FINANCE the stake stands at 47.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SHRIRAM CITY UNION and the shareholding pattern of LAKSHMI FINANCE.

Finally, a word on dividends...

In the most recent financial year, SHRIRAM CITY UNION paid a dividend of Rs 37.0 per share. This amounted to a Dividend Payout ratio of 21.4%.

LAKSHMI FINANCE paid Rs 2.0, and its dividend payout ratio stood at 108.9%.

You may visit here to review the dividend history of SHRIRAM CITY UNION, and the dividend history of LAKSHMI FINANCE.

For a sector overview, read our finance sector report.



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