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SHRIRAM CITY UNION vs UPASANA FINANCE - Comparison Results

Rs 100 invested in...

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Current Valuations

    SHRIRAM CITY UNION UPASANA FINANCE SHRIRAM CITY UNION/
UPASANA FINANCE
 
P/E (TTM) x 9.3 18.0 51.8% View Chart
P/BV x 1.4 2.7 51.7% View Chart
Dividend Yield % 1.9 0.0 -  

Financials

 SHRIRAM CITY UNION   UPASANA FINANCE
EQUITY SHARE DATA
    SHRIRAM CITY UNION
Mar-22
UPASANA FINANCE
Mar-23
SHRIRAM CITY UNION/
UPASANA FINANCE
5-Yr Chart
Click to enlarge
High Rs2,60034 7,555.9%   
Low Rs1,37810 13,784.5%   
Income per share (Unadj.) Rs1,061.57.8 13,562.2%  
Earnings per share (Unadj.) Rs172.93.4 5,102.4%  
Cash flow per share (Unadj.) Rs-5,605.2-9.7 57,669.0%  
Dividends per share (Unadj.) Rs37.000-  
Avg Dividend yield %1.90-  
Book value per share (Unadj.) Rs1,379.636.4 3,794.7%  
Shares outstanding (eoy) m66.634.28 1,556.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.92.8 66.1%   
Avg P/E ratio x11.56.6 175.7%  
Avg P/CF ratio x0.31.2 25.7%  
Avg Price/Bookvalue ratio x1.40.6 236.2%  
Dividend payout %21.40-   
Avg Mkt Cap Rs m132,53895 139,524.8%   
No. of employees `000NANA-   
Total wages & salary Rs m10,5761 1,762,673.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m70,73034 211,133.6%  
Other income Rs m701 7,744.4%   
Interest expense Rs m28,30112 239,841.5%   
Net interest income Rs m42,42822 195,522.8%  
Operating expense Rs m25,9503 786,360.6%   
Gross profit Rs m16,47918 89,557.2%  
Gross profit margin %23.354.9 42.4%  
Provisions/contingencies Rs m414,98164 648,408.2%   
Profit before tax Rs m15,68619 82,125.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-1300-   
Prior Period Items Rs m00-   
Tax Rs m4,0395 87,793.9%   
Profit after tax Rs m11,51815 79,432.5%  
Net profit margin %16.343.3 37.6%  
BALANCE SHEET DATA
Advances Rs m355,4600-   
Deposits Rs m68,2450-  
Credit/Deposit ratio x520.90- 
Yield on advances %00-  
Cost of deposits %8.00-  
Net Interest Margin %11.50- 
Net fixed assets Rs m2,5141 502,716.0%   
Share capital Rs m66643 1,556.7%   
Free reserves Rs m91,253113 80,898.4%   
Net worth Rs m91,920156 59,074.4%   
Borrowings Rs m27,264361 7,543.9%   
Investments Rs m14,3740-   
Total assets Rs m485,553606 80,111.1%  
Debt/equity ratio x1.02.3 44.7%   
Return on assets %2.42.4 99.2%  
Return on equity %12.59.3 134.5%  
Capital adequacy ratio %26.80-  
Net NPAs %3.30-  
CASH FLOW
From Operations Rs m-38,613-260 14,862.5%  
From Investments Rs m-1,338NA-  
From Financial Activity Rs m53,477430 12,439.5%  
Net Cashflow Rs m13,527170 7,952.2%  

Share Holding

Indian Promoters % 36.9 27.6 133.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 33.0 0.0 -  
FIIs % 26.9 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 63.1 72.4 87.2%  
Shareholders   22,900 6,138 373.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SHRIRAM CITY UNION With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on SHRIRAM CITY UNION vs UPASANA FIN.

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

SHRIRAM CITY UNION vs UPASANA FIN. Share Price Performance

Period SHRIRAM CITY UNION UPASANA FIN.
1-Day 0.14% -1.27%
1-Month 4.33% 2.53%
1-Year -0.93% 56.65%
3-Year CAGR 13.37% 51.96%
5-Year CAGR -1.05% -3.53%

* Compound Annual Growth Rate

Here are more details on the SHRIRAM CITY UNION share price and the UPASANA FIN. share price.

Moving on to shareholding structures...

The promoters of SHRIRAM CITY UNION hold a 36.9% stake in the company. In case of UPASANA FIN. the stake stands at 27.6%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SHRIRAM CITY UNION and the shareholding pattern of UPASANA FIN..

Finally, a word on dividends...

In the most recent financial year, SHRIRAM CITY UNION paid a dividend of Rs 37.0 per share. This amounted to a Dividend Payout ratio of 21.4%.

UPASANA FIN. paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of SHRIRAM CITY UNION, and the dividend history of UPASANA FIN..

For a sector overview, read our finance sector report.



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