SHRIRAM FINANCE | MAHINDRA & MAHINDRA FINANCIAL SERVICES | SHRIRAM FINANCE/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
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P/E (TTM) | x | 13.7 | 16.8 | 81.5% | View Chart |
P/BV | x | 2.1 | 1.7 | 122.5% | View Chart |
Dividend Yield | % | 1.4 | 2.3 | 61.9% |
SHRIRAM FINANCE MAHINDRA & MAHINDRA FINANCIAL SERVICES |
EQUITY SHARE DATA | |||||
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SHRIRAM FINANCE Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-23 |
SHRIRAM FINANCE/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
5-Yr Chart Click to enlarge
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High | Rs | 1,509 | 272 | 554.9% | |
Low | Rs | 1,048 | 158 | 662.1% | |
Income per share (Unadj.) | Rs | 814.0 | 102.9 | 790.7% | |
Earnings per share (Unadj.) | Rs | 160.5 | 16.8 | 955.6% | |
Cash flow per share (Unadj.) | Rs | 436.0 | 72.1 | 604.3% | |
Dividends per share (Unadj.) | Rs | 35.00 | 6.00 | 583.3% | |
Avg Dividend yield | % | 2.7 | 2.8 | 98.2% | |
Book value per share (Unadj.) | Rs | 1,156.8 | 150.1 | 770.5% | |
Shares outstanding (eoy) | m | 374.43 | 1,233.60 | 30.4% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.6 | 2.1 | 75.2% | |
Avg P/E ratio | x | 8.0 | 12.8 | 62.2% | |
Avg P/CF ratio | x | 7.3 | 12.7 | 57.3% | |
Avg Price/Bookvalue ratio | x | 1.1 | 1.4 | 77.1% | |
Dividend payout | % | 21.8 | 35.7 | 61.0% | |
Avg Mkt Cap | Rs m | 478,696 | 265,378 | 180.4% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 26,364 | 21,153 | 124.6% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 304,768 | 126,995 | 240.0% | |
Other income | Rs m | 327 | 15,570 | 2.1% | |
Interest expense | Rs m | 129,958 | 50,943 | 255.1% | |
Net interest income | Rs m | 174,809 | 76,052 | 229.9% | |
Operating expense | Rs m | 86,992 | 61,198 | 142.1% | |
Gross profit | Rs m | 87,817 | 14,854 | 591.2% | |
Gross profit margin | % | 28.8 | 11.7 | 246.3% | |
Provisions/contingencies | Rs m | 5,877 | 248 | 2,365.1% | |
Profit before tax | Rs m | 82,137 | 28,038 | 293.0% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -90 | 12 | -749.2% | |
Prior Period Items | Rs m | 86 | 0 | - | |
Tax | Rs m | 22,023 | 7,326 | 300.6% | |
Profit after tax | Rs m | 60,110 | 20,724 | 290.1% | |
Net profit margin | % | 19.7 | 16.3 | 120.9% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 1,786,851 | 34,811 | 5,133.1% | |
Deposits | Rs m | 346,720 | 54,587 | 635.2% | |
Credit/Deposit ratio | x | 515.4 | 63.8 | 808.1% | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 6.8 | 9.8 | 69.1% | |
Net Interest Margin | % | 9.0 | 50.1 | 17.9% | |
Net fixed assets | Rs m | 37,109 | 8,706 | 426.2% | |
Share capital | Rs m | 3,744 | 2,467 | 151.8% | |
Free reserves | Rs m | 429,386 | 182,732 | 235.0% | |
Net worth | Rs m | 433,130 | 185,199 | 233.9% | |
Borrowings | Rs m | 4,591 | 50,384 | 9.1% | |
Investments | Rs m | 160,685 | 116,974 | 137.4% | |
Total assets | Rs m | 2,218,253 | 1,043,390 | 212.6% | |
Debt/equity ratio | x | 0.8 | 0.6 | 143.1% | |
Return on assets | % | 2.7 | 2.0 | 136.4% | |
Return on equity | % | 13.9 | 11.2 | 124.0% | |
Capital adequacy ratio | % | 22.6 | 22.5 | 100.4% | |
Net NPAs | % | 3.2 | 1.9 | 170.6% |
CASH FLOW | |||||
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From Operations | Rs m | -176,253 | -173,953 | 101.3% | |
From Investments | Rs m | -1,930 | -16,354 | 11.8% | |
From Financial Activity | Rs m | 118,195 | 188,520 | 62.7% | |
Net Cashflow | Rs m | -7,296 | -1,787 | 408.4% |
Indian Promoters | % | 23.4 | 52.2 | 44.9% | |
Foreign collaborators | % | 2.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 69.6 | 40.6 | 171.5% | |
FIIs | % | 53.9 | 12.0 | 451.0% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 74.6 | 47.8 | 155.9% | |
Shareholders | 118,031 | 227,512 | 51.9% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare SHRIRAM FINANCE With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS MANAPPURAM FINANCE
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | Shriram Transport | M&M Financial |
---|---|---|
1-Day | -1.25% | 0.00% |
1-Month | 2.31% | -5.77% |
1-Year | 69.74% | 2.77% |
3-Year CAGR | 21.98% | 16.49% |
5-Year CAGR | 16.65% | 0.33% |
* Compound Annual Growth Rate
Here are more details on the Shriram Transport share price and the M&M Financial share price.
Moving on to shareholding structures...
The promoters of Shriram Transport hold a 25.4% stake in the company. In case of M&M Financial the stake stands at 52.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Shriram Transport and the shareholding pattern of M&M Financial.
Finally, a word on dividends...
In the most recent financial year, Shriram Transport paid a dividend of Rs 35.0 per share. This amounted to a Dividend Payout ratio of 21.8%.
M&M Financial paid Rs 6.0, and its dividend payout ratio stood at 35.7%.
You may visit here to review the dividend history of Shriram Transport, and the dividend history of M&M Financial.
For a sector overview, read our finance sector report.
Indian share markets continued the momentum as the session progressed and ended the higher.