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SHRIRAM FINANCE vs SARASWATI COMMERCIAL (INDIA) - Comparison Results

Rs 100 invested in...

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Current Valuations

    SHRIRAM FINANCE SARASWATI COMMERCIAL (INDIA) SHRIRAM FINANCE/
SARASWATI COMMERCIAL (INDIA)
 
P/E (TTM) x 12.7 8.5 149.5% View Chart
P/BV x 2.2 1.2 174.2% View Chart
Dividend Yield % 1.4 0.0 -  

Financials

 SHRIRAM FINANCE   SARASWATI COMMERCIAL (INDIA)
EQUITY SHARE DATA
    SHRIRAM FINANCE
Mar-23
SARASWATI COMMERCIAL (INDIA)
Mar-23
SHRIRAM FINANCE/
SARASWATI COMMERCIAL (INDIA)
5-Yr Chart
Click to enlarge
High Rs1,5094,499 33.5%   
Low Rs1,0482,205 47.5%   
Income per share (Unadj.) Rs814.0426.7 190.7%  
Earnings per share (Unadj.) Rs160.5113.5 141.5%  
Cash flow per share (Unadj.) Rs436.0-1,683.7 -25.9%  
Dividends per share (Unadj.) Rs35.000-  
Avg Dividend yield %2.70-  
Book value per share (Unadj.) Rs1,156.84,253.6 27.2%  
Shares outstanding (eoy) m374.431.03 36,352.4%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.67.9 20.0%   
Avg P/E ratio x8.029.5 27.0%  
Avg P/CF ratio x7.31.5 477.6%  
Avg Price/Bookvalue ratio x1.10.8 140.3%  
Dividend payout %21.80-   
Avg Mkt Cap Rs m478,6963,452 13,866.7%   
No. of employees `000NANA-   
Total wages & salary Rs m26,36417 155,908.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m304,768440 69,341.1%  
Other income Rs m3270 467,142.9%   
Interest expense Rs m129,95818 737,561.9%   
Net interest income Rs m174,809422 41,432.9%  
Operating expense Rs m86,992231 37,675.3%   
Gross profit Rs m87,817191 45,977.5%  
Gross profit margin %28.843.5 66.3%  
Provisions/contingencies Rs m5,8772,156 272.6%   
Profit before tax Rs m82,137191 43,015.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-900 59,933.3%   
Prior Period Items Rs m860-   
Tax Rs m22,02374 29,792.3%   
Profit after tax Rs m60,110117 51,429.2%  
Net profit margin %19.726.6 74.2%  
BALANCE SHEET DATA
Advances Rs m1,786,8510-   
Deposits Rs m346,7200-  
Credit/Deposit ratio x515.40- 
Yield on advances %00-  
Cost of deposits %6.80-  
Net Interest Margin %9.08.6 104.2%  
Net fixed assets Rs m37,1090 10,029,432.4%   
Share capital Rs m3,74410 36,352.4%   
Free reserves Rs m429,3864,371 9,823.8%   
Net worth Rs m433,1304,381 9,886.2%   
Borrowings Rs m4,591223 2,054.3%   
Investments Rs m160,6854,900 3,279.5%   
Total assets Rs m2,218,2535,119 43,331.5%  
Debt/equity ratio x0.80.1 1,590.1%   
Return on assets %2.72.3 118.7%  
Return on equity %13.92.7 520.2%  
Capital adequacy ratio %22.663.4 35.7%  
Net NPAs %3.20-  
CASH FLOW
From Operations Rs m-176,253270 -65,334.4%  
From Investments Rs m-1,930-218 886.4%  
From Financial Activity Rs m118,195-69 -171,222.8%  
Net Cashflow Rs m-7,296-17 42,791.8%  

Share Holding

Indian Promoters % 23.4 70.2 33.4%  
Foreign collaborators % 2.0 2.1 93.9%  
Indian inst/Mut Fund % 69.6 0.0 -  
FIIs % 53.9 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 74.6 27.7 269.4%  
Shareholders   118,031 1,999 5,904.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SHRIRAM FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on Shriram Transport vs SARASWATI COMMERCIAL (INDIA)

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Shriram Transport vs SARASWATI COMMERCIAL (INDIA) Share Price Performance

Period Shriram Transport SARASWATI COMMERCIAL (INDIA)
1-Day 2.96% 0.93%
1-Month 5.34% 4.60%
1-Year 77.88% 97.96%
3-Year CAGR 23.17% 35.70%
5-Year CAGR 17.70% 157.85%

* Compound Annual Growth Rate

Here are more details on the Shriram Transport share price and the SARASWATI COMMERCIAL (INDIA) share price.

Moving on to shareholding structures...

The promoters of Shriram Transport hold a 25.4% stake in the company. In case of SARASWATI COMMERCIAL (INDIA) the stake stands at 72.3%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Shriram Transport and the shareholding pattern of SARASWATI COMMERCIAL (INDIA).

Finally, a word on dividends...

In the most recent financial year, Shriram Transport paid a dividend of Rs 35.0 per share. This amounted to a Dividend Payout ratio of 21.8%.

SARASWATI COMMERCIAL (INDIA) paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of Shriram Transport, and the dividend history of SARASWATI COMMERCIAL (INDIA).

For a sector overview, read our finance sector report.



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