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- BHARAT FINANCIAL INCLUSION - L&T FINANCE HOLDINGS
BHARAT FINANCIAL INCLUSION vs L&T FINANCE HOLDINGS - Comparison Results
Current Valuations
| BHARAT FINANCIAL INCLUSION | L&T FINANCE HOLDINGS | BHARAT FINANCIAL INCLUSION/ L&T FINANCE HOLDINGS |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 12.8 | 17.1 | 74.9% | View Chart |
| P/BV | x | 4.3 | 1.9 | 233.0% | View Chart |
| Dividend Yield | % | 0.0 | 1.3 | - |
Financials
 BHARAT FINANCIAL INCLUSION  L&T FINANCE HOLDINGS |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| BHARAT FINANCIAL INCLUSION Mar-18 |
L&T FINANCE HOLDINGS Mar-23 |
BHARAT FINANCIAL INCLUSION/ L&T FINANCE HOLDINGS |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 1,107 | 98 | 1,126.7% | |
| Low | Rs | 651 | 66 | 985.8% | |
| Income per share (Unadj.) | Rs | 137.6 | 51.5 | 267.1% | |
| Earnings per share (Unadj.) | Rs | 32.7 | -2.6 | -1,262.5% | |
| Cash flow per share (Unadj.) | Rs | -7,323,114.8 | 30.6 | -23,905,567.4% | |
| Dividends per share (Unadj.) | Rs | 0 | 2.00 | 0.0% | |
| Avg Dividend yield | % | 0 | 2.4 | 0.0% | |
| Book value per share (Unadj.) | Rs | 209.6 | 86.3 | 243.0% | |
| Shares outstanding (eoy) | m | 139.32 | 2,479.67 | 5.6% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 6.4 | 1.6 | 400.6% | |
| Avg P/E ratio | x | 26.9 | -31.7 | -84.8% | |
| Avg P/CF ratio | x | 0 | -32.8 | -0.0% | |
| Avg Price/Bookvalue ratio | x | 4.2 | 1.0 | 440.3% | |
| Dividend payout | % | 0 | -77.2 | -0.0% | |
| Avg Mkt Cap | Rs m | 122,435 | 203,643 | 60.1% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 5,264 | 14,059 | 37.4% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 19,172 | 127,750 | 15.0% | |
| Other income | Rs m | 2,244 | 33,759 | 6.6% | |
| Interest expense | Rs m | 7,104 | 58,222 | 12.2% | |
| Net interest income | Rs m | 12,068 | 69,527 | 17.4% | |
| Operating expense | Rs m | 9,632 | 80,867 | 11.9% | |
| Gross profit | Rs m | 2,436 | -11,340 | -21.5% | |
| Gross profit margin | % | 12.7 | -8.9 | -143.2% | |
| Provisions/contingencies | Rs m | 1,020,270,534 | 209 | 488,401,404.5% | |
| Profit before tax | Rs m | 4,548 | -5,565 | -81.7% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 868 | 0.0% | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | -7 | 1,724 | -0.4% | |
| Profit after tax | Rs m | 4,555 | -6,421 | -70.9% | |
| Net profit margin | % | 23.8 | -5.0 | -472.6% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 0 | 751,546 | 0.0% | |
| Deposits | Rs m | 0 | 0 | - | |
| Credit/Deposit ratio | x | 0 | 0 | - | |
| Yield on advances | % | 0 | 0 | - | |
| Cost of deposits | % | 0 | 0 | - | |
| Net Interest Margin | % | 75.6 | 7.7 | 983.0% | |
| Net fixed assets | Rs m | 217 | 2,410 | 9.0% | |
| Share capital | Rs m | 1,393 | 24,797 | 5.6% | |
| Free reserves | Rs m | 27,810 | 189,077 | 14.7% | |
| Net worth | Rs m | 29,203 | 213,873 | 13.7% | |
| Borrowings | Rs m | 6,064 | 252,490 | 2.4% | |
| Investments | Rs m | 15,960 | 152,282 | 10.5% | |
| Total assets | Rs m | 115,307 | 1,045,011 | 11.0% | |
| Debt/equity ratio | x | 0.2 | 1.2 | 17.6% | |
| Return on assets | % | 4.0 | -0.6 | -642.9% | |
| Return on equity | % | 15.6 | -3.0 | -519.5% | |
| Capital adequacy ratio | % | 33.2 | 24.5 | 135.3% | |
| Net NPAs | % | 0.1 | 0 | - | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -11,618 | 74,905 | -15.5% | |
| From Investments | Rs m | -129 | -11,070 | 1.2% | |
| From Financial Activity | Rs m | 5,282 | -16,638 | -31.7% | |
| Net Cashflow | Rs m | -6,465 | 41,927 | -15.4% | |
Share Holding
| Indian Promoters | % | 0.0 | 65.9 | - | |
| Foreign collaborators | % | 1.6 | 0.0 | - | |
| Indian inst/Mut Fund | % | 85.0 | 19.7 | 430.6% | |
| FIIs | % | 60.3 | 11.0 | 545.9% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 98.4 | 34.1 | 288.3% | |
| Shareholders | 34,575 | 711,555 | 4.9% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BHARAT FINANCIAL INCLUSION With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
More on SKS MICROFINANCE vs L&T FINANCE
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
SKS MICROFINANCE vs L&T FINANCE Share Price Performance
| Period | SKS MICROFINANCE | L&T FINANCE |
|---|---|---|
| 1-Day | -0.81% | 1.79% |
| 1-Month | -13.85% | -5.19% |
| 1-Year | -23.28% | 61.57% |
| 3-Year CAGR | 5.58% | 20.57% |
| 5-Year CAGR | 26.25% | 6.72% |
* Compound Annual Growth Rate
Here are more details on the SKS MICROFINANCE share price and the L&T FINANCE share price.
Moving on to shareholding structures...
The promoters of SKS MICROFINANCE hold a 1.6% stake in the company. In case of L&T FINANCE the stake stands at 65.9%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SKS MICROFINANCE and the shareholding pattern of L&T FINANCE.
Finally, a word on dividends...
In the most recent financial year, SKS MICROFINANCE paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
L&T FINANCE paid Rs 2.0, and its dividend payout ratio stood at -77.2%.
You may visit here to review the dividend history of SKS MICROFINANCE, and the dividend history of L&T FINANCE.
For a sector overview, read our finance sector report.
Today's Market
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Sensex Today Ends at Record Highs, Rallies 1,197 Points | Nifty Nears 23,000 Mark | 3 Reasons Why Indian Share Market is Rising(Closing)
After opening the day on positive note, Indian share markets continued the momentum as the session progressed and ended on firm footing.
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