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SPANDANA SPHOORTY FINANCIAL vs KWALITY CREDIT - Comparison Results

Rs 100 invested in...

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Current Valuations

    SPANDANA SPHOORTY FINANCIAL KWALITY CREDIT SPANDANA SPHOORTY FINANCIAL/
KWALITY CREDIT
 
P/E (TTM) x 13.1 -802.3 - View Chart
P/BV x 2.1 0.3 665.2% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 SPANDANA SPHOORTY FINANCIAL   KWALITY CREDIT
EQUITY SHARE DATA
    SPANDANA SPHOORTY FINANCIAL
Mar-23
KWALITY CREDIT
Mar-21
SPANDANA SPHOORTY FINANCIAL/
KWALITY CREDIT
5-Yr Chart
Click to enlarge
High Rs6509 7,119.4%   
Low Rs2899 3,162.7%   
Income per share (Unadj.) Rs197.30.6 33,179.1%  
Earnings per share (Unadj.) Rs1.7-1.2 -148.8%  
Cash flow per share (Unadj.) Rs195.6-55,722.2 -0.4%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs430.324.6 1,748.1%  
Shares outstanding (eoy) m70.984.22 1,682.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.415.4 15.5%   
Avg P/E ratio x270.5-7.8 -3,454.4%  
Avg P/CF ratio x195.70 119,363,729.3%  
Avg Price/Bookvalue ratio x1.10.4 293.9%  
Dividend payout %00-   
Avg Mkt Cap Rs m33,31839 86,421.9%   
No. of employees `000NANA-   
Total wages & salary Rs m3,0572 153,628.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m14,0083 558,068.9%  
Other income Rs m4,6260-   
Interest expense Rs m4,5960 2,298,040.0%   
Net interest income Rs m9,4112 407,422.1%  
Operating expense Rs m13,7507 194,215.4%   
Gross profit Rs m-4,339-5 90,964.4%  
Gross profit margin %-31.0-190.2 16.3%  
Provisions/contingencies Rs m47235,150 0.0%   
Profit before tax Rs m178-5 -3,729.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-10-   
Prior Period Items Rs m00-   
Tax Rs m540 36,226.7%   
Profit after tax Rs m123-5 -2,503.0%  
Net profit margin %0.9-196.2 -0.4%  
BALANCE SHEET DATA
Advances Rs m77,5980-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %11.82.5 479.3%  
Net fixed assets Rs m4700-   
Share capital Rs m71042 1,680.9%   
Free reserves Rs m29,83362 48,391.2%   
Net worth Rs m30,543104 29,402.2%   
Borrowings Rs m00-   
Investments Rs m2,35594 2,503.8%   
Total assets Rs m91,857105 87,499.4%  
Debt/equity ratio x00-   
Return on assets %0.1-4.7 -2.9%  
Return on equity %0.4-4.7 -8.5%  
Capital adequacy ratio %36.90-  
Net NPAs %0.60-  
CASH FLOW
From Operations Rs m-21,711-19 114,446.6%  
From Investments Rs m-1,75319 -9,473.1%  
From Financial Activity Rs m24,325NA-  
Net Cashflow Rs m8620 -183,417.0%  

Share Holding

Indian Promoters % 18.7 0.0 -  
Foreign collaborators % 41.1 0.0 -  
Indian inst/Mut Fund % 32.3 0.1 53,883.3%  
FIIs % 21.8 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 40.3 100.0 40.3%  
Shareholders   35,704 1,505 2,372.4%  
Pledged promoter(s) holding % 9.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SPANDANA SPHOORTY FINANCIAL With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on SPANDANA SPHOORTY FINANCIAL vs KWALITY CRED

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

SPANDANA SPHOORTY FINANCIAL vs KWALITY CRED Share Price Performance

Period SPANDANA SPHOORTY FINANCIAL KWALITY CRED
1-Day -0.86% 0.00%
1-Month 10.48% 0.00%
1-Year 47.48% -16.76%
3-Year CAGR 18.89% -10.67%
5-Year CAGR 0.74% -10.66%

* Compound Annual Growth Rate

Here are more details on the SPANDANA SPHOORTY FINANCIAL share price and the KWALITY CRED share price.

Moving on to shareholding structures...

The promoters of SPANDANA SPHOORTY FINANCIAL hold a 59.8% stake in the company. In case of KWALITY CRED the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SPANDANA SPHOORTY FINANCIAL and the shareholding pattern of KWALITY CRED.

Finally, a word on dividends...

In the most recent financial year, SPANDANA SPHOORTY FINANCIAL paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

KWALITY CRED paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of SPANDANA SPHOORTY FINANCIAL, and the dividend history of KWALITY CRED.

For a sector overview, read our finance sector report.



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