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STARTECK FINANCE vs PAISALO DIGITAL - Comparison Results

Rs 100 invested in...

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Current Valuations

    STARTECK FINANCE PAISALO DIGITAL STARTECK FINANCE/
PAISALO DIGITAL
 
P/E (TTM) x 10.0 36.5 27.5% View Chart
P/BV x 1.5 5.6 27.3% View Chart
Dividend Yield % 0.1 0.1 65.4%  

Financials

 STARTECK FINANCE   PAISALO DIGITAL
EQUITY SHARE DATA
    STARTECK FINANCE
Mar-23
PAISALO DIGITAL
Mar-23
STARTECK FINANCE/
PAISALO DIGITAL
5-Yr Chart
Click to enlarge
High Rs19697 201.7%   
Low Rs10450 210.0%   
Income per share (Unadj.) Rs26.610.5 252.4%  
Earnings per share (Unadj.) Rs22.02.1 1,056.0%  
Cash flow per share (Unadj.) Rs-8.3-18.2 45.6%  
Dividends per share (Unadj.) Rs0.250.10 250.0%  
Avg Dividend yield %0.20.1 122.2%  
Book value per share (Unadj.) Rs181.125.9 699.6%  
Shares outstanding (eoy) m9.91449.02 2.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x5.67.0 81.1%   
Avg P/E ratio x6.835.2 19.4%  
Avg P/CF ratio x2.52.8 87.9%  
Avg Price/Bookvalue ratio x0.82.8 29.2%  
Dividend payout %1.14.8 23.7%   
Avg Mkt Cap Rs m1,48732,940 4.5%   
No. of employees `000NANA-   
Total wages & salary Rs m7283 2.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m2644,732 5.6%  
Other income Rs m191 1,444.2%   
Interest expense Rs m942,087 4.5%   
Net interest income Rs m1702,645 6.4%  
Operating expense Rs m581,313 4.4%   
Gross profit Rs m1121,332 8.4%  
Gross profit margin %42.428.1 150.8%  
Provisions/contingencies Rs m38310,759 3.6%   
Profit before tax Rs m2421,262 19.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m24326 7.4%   
Profit after tax Rs m218936 23.3%  
Net profit margin %82.819.8 418.5%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %23.21,005.5 2.3%  
Net fixed assets Rs m1,016663 153.3%   
Share capital Rs m99449 22.1%   
Free reserves Rs m1,69611,176 15.2%   
Net worth Rs m1,79511,625 15.4%   
Borrowings Rs m78410,427 7.5%   
Investments Rs m733263 278.6%   
Total assets Rs m3,84134,364 11.2%  
Debt/equity ratio x0.40.9 48.7%   
Return on assets %5.72.7 208.5%  
Return on equity %12.28.1 150.9%  
Capital adequacy ratio %040.3 0.0%  
Net NPAs %00 0.0%  
CASH FLOW
From Operations Rs m856-4,522 -18.9%  
From Investments Rs m-501-51 986.5%  
From Financial Activity Rs m-3534,760 -7.4%  
Net Cashflow Rs m2188 1.3%  

Share Holding

Indian Promoters % 72.8 50.4 144.5%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 27.9 -  
FIIs % 0.0 15.1 -  
ADR/GDR % 0.0 0.0 -  
Free float % 27.2 49.6 54.9%  
Shareholders   1,904 52,323 3.6%  
Pledged promoter(s) holding % 0.0 18.5 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare STARTECK FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on STARTECK FINANCE vs Paisalo Digital

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

STARTECK FINANCE vs Paisalo Digital Share Price Performance

Period STARTECK FINANCE Paisalo Digital
1-Day -1.96% -0.56%
1-Month 2.98% 11.12%
1-Year 113.28% 186.50%
3-Year CAGR 57.08% 32.45%
5-Year CAGR 60.25% 36.18%

* Compound Annual Growth Rate

Here are more details on the STARTECK FINANCE share price and the Paisalo Digital share price.

Moving on to shareholding structures...

The promoters of STARTECK FINANCE hold a 72.8% stake in the company. In case of Paisalo Digital the stake stands at 50.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of STARTECK FINANCE and the shareholding pattern of Paisalo Digital.

Finally, a word on dividends...

In the most recent financial year, STARTECK FINANCE paid a dividend of Rs 0.3 per share. This amounted to a Dividend Payout ratio of 1.1%.

Paisalo Digital paid Rs 0.1, and its dividend payout ratio stood at 4.8%.

You may visit here to review the dividend history of STARTECK FINANCE, and the dividend history of Paisalo Digital.



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