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EXPLICIT FINANCE vs GRUH FINANCE - Comparison Results

Rs 100 invested in...

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Current Valuations

    EXPLICIT FINANCE GRUH FINANCE EXPLICIT FINANCE/
GRUH FINANCE
 
P/E (TTM) x 10.3 52.0 19.8% View Chart
P/BV x 0.7 12.4 5.6% View Chart
Dividend Yield % 0.0 0.6 -  

Financials

 EXPLICIT FINANCE   GRUH FINANCE
EQUITY SHARE DATA
    EXPLICIT FINANCE
Mar-23
GRUH FINANCE
Mar-19
EXPLICIT FINANCE/
GRUH FINANCE
5-Yr Chart
Click to enlarge
High Rs5382 1.2%   
Low Rs2205 1.1%   
Income per share (Unadj.) Rs24.127.6 87.2%  
Earnings per share (Unadj.) Rs06.1 0.1%  
Cash flow per share (Unadj.) Rs24.710.1 243.4%  
Dividends per share (Unadj.) Rs02.00 0.0%  
Avg Dividend yield %00.7 0.0%  
Book value per share (Unadj.) Rs8.525.6 33.2%  
Shares outstanding (eoy) m9.27733.69 1.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.110.6 1.4%   
Avg P/E ratio x393.748.1 818.3%  
Avg P/CF ratio x393.748.1 818.3%  
Avg Price/Bookvalue ratio x0.411.4 3.6%  
Dividend payout %032.8 0.0%   
Avg Mkt Cap Rs m32215,172 0.0%   
No. of employees `000NANA-   
Total wages & salary Rs m1648 0.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m22320,262 1.1%  
Other income Rs m6216 2.6%   
Interest expense Rs m013,012 0.0%   
Net interest income Rs m2237,250 3.1%  
Operating expense Rs m2281,282 17.8%   
Gross profit Rs m-55,968 -0.1%  
Gross profit margin %-2.429.5 -8.2%  
Provisions/contingencies Rs m00-   
Profit before tax Rs m06,150 0.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m01,678 0.0%   
Profit after tax Rs m04,472 0.0%  
Net profit margin %022.1 0.2%  
BALANCE SHEET DATA
Advances Rs m0172,883 0.0%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %387.43.9 9,823.1%  
Net fixed assets Rs m0151 0.1%   
Share capital Rs m931,467 6.3%   
Free reserves Rs m-1417,342 -0.1%   
Net worth Rs m7918,809 0.4%   
Borrowings Rs m0150,129 0.0%   
Investments Rs m5810,945 0.5%   
Total assets Rs m79195,417 0.0%  
Debt/equity ratio x08.0 0.0%   
Return on assets %0.12.3 4.6%  
Return on equity %0.123.8 0.4%  
Capital adequacy ratio %020.3 0.0%  
Net NPAs %00.4 0.0%  
CASH FLOW
From Operations Rs m9-14,322 -0.1%  
From Investments Rs mNA491 -0.0%  
From Financial Activity Rs mNA24,184 0.0%  
Net Cashflow Rs m910,354 0.1%  

Share Holding

Indian Promoters % 12.1 47.4 25.5%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 30.8 -  
FIIs % 0.0 18.7 -  
ADR/GDR % 0.0 0.0 -  
Free float % 87.9 52.6 167.2%  
Shareholders   2,433 72,213 3.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare EXPLICIT FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on SHUBHYOG FINANCE vs GRUH FINANCE

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

SHUBHYOG FINANCE vs GRUH FINANCE Share Price Performance

Period SHUBHYOG FINANCE GRUH FINANCE
1-Day 4.24% 3.73%
1-Month 0.34% 27.02%
1-Year 27.16% 13.06%
3-Year CAGR 48.55% 23.04%
5-Year CAGR 21.81% 27.87%

* Compound Annual Growth Rate

Here are more details on the SHUBHYOG FINANCE share price and the GRUH FINANCE share price.

Moving on to shareholding structures...

The promoters of SHUBHYOG FINANCE hold a 12.1% stake in the company. In case of GRUH FINANCE the stake stands at 47.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SHUBHYOG FINANCE and the shareholding pattern of GRUH FINANCE.

Finally, a word on dividends...

In the most recent financial year, SHUBHYOG FINANCE paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

GRUH FINANCE paid Rs 2.0, and its dividend payout ratio stood at 32.8%.

You may visit here to review the dividend history of SHUBHYOG FINANCE, and the dividend history of GRUH FINANCE.

For a sector overview, read our finance sector report.



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