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TRANSWARRANTY FIN vs PAISALO DIGITAL - Comparison Results

Rs 100 invested in...

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Current Valuations

    TRANSWARRANTY FIN PAISALO DIGITAL TRANSWARRANTY FIN/
PAISALO DIGITAL
 
P/E (TTM) x -7.2 36.7 - View Chart
P/BV x 2.0 5.6 34.6% View Chart
Dividend Yield % 0.0 0.1 -  

Financials

 TRANSWARRANTY FIN   PAISALO DIGITAL
EQUITY SHARE DATA
    TRANSWARRANTY FIN
Mar-23
PAISALO DIGITAL
Mar-23
TRANSWARRANTY FIN/
PAISALO DIGITAL
5-Yr Chart
Click to enlarge
High Rs1297 12.2%   
Low Rs650 12.0%   
Income per share (Unadj.) Rs2.210.5 21.0%  
Earnings per share (Unadj.) Rs-1.82.1 -88.2%  
Cash flow per share (Unadj.) Rs0.9-18.2 -4.9%  
Dividends per share (Unadj.) Rs00.10 0.0%  
Avg Dividend yield %00.1 0.0%  
Book value per share (Unadj.) Rs6.025.9 23.1%  
Shares outstanding (eoy) m48.92449.02 10.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x4.07.0 57.7%   
Avg P/E ratio x-4.835.2 -13.7%  
Avg P/CF ratio x-6.12.8 -216.6%  
Avg Price/Bookvalue ratio x1.52.8 52.5%  
Dividend payout %04.8 -0.0%   
Avg Mkt Cap Rs m43532,940 1.3%   
No. of employees `000NANA-   
Total wages & salary Rs m43283 15.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m1084,732 2.3%  
Other income Rs m121 931.8%   
Interest expense Rs m562,087 2.7%   
Net interest income Rs m522,645 2.0%  
Operating expense Rs m1521,313 11.6%   
Gross profit Rs m-1001,332 -7.5%  
Gross profit margin %-92.528.1 -328.5%  
Provisions/contingencies Rs m1910,759 0.2%   
Profit before tax Rs m-931,262 -7.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m30-   
Prior Period Items Rs m00-   
Tax Rs m0326 -0.0%   
Profit after tax Rs m-90936 -9.6%  
Net profit margin %-83.119.8 -420.0%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %27.21,005.5 2.7%  
Net fixed assets Rs m153663 23.0%   
Share capital Rs m485449 107.9%   
Free reserves Rs m-19211,176 -1.7%   
Net worth Rs m29211,625 2.5%   
Borrowings Rs m8810,427 0.8%   
Investments Rs m192263 73.2%   
Total assets Rs m1,04034,364 3.0%  
Debt/equity ratio x0.30.9 33.8%   
Return on assets %-8.72.7 -317.6%  
Return on equity %-30.88.1 -382.5%  
Capital adequacy ratio %92.140.3 228.3%  
Net NPAs %00 0.0%  
CASH FLOW
From Operations Rs m-122-4,522 2.7%  
From Investments Rs m17-51 -34.3%  
From Financial Activity Rs m1654,760 3.5%  
Net Cashflow Rs m60188 32.0%  

Share Holding

Indian Promoters % 0.2 50.4 0.4%  
Foreign collaborators % 61.6 0.0 -  
Indian inst/Mut Fund % 0.0 27.9 -  
FIIs % 0.0 15.1 -  
ADR/GDR % 0.0 0.0 -  
Free float % 38.2 49.6 76.9%  
Shareholders   7,515 52,323 14.4%  
Pledged promoter(s) holding % 0.0 18.5 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare TRANSWARRANTY FIN With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on TRANSWARRANTY FIN vs Paisalo Digital

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

TRANSWARRANTY FIN vs Paisalo Digital Share Price Performance

Period TRANSWARRANTY FIN Paisalo Digital
1-Day 3.92% -4.96%
1-Month -0.60% 16.28%
1-Year 20.81% 181.84%
3-Year CAGR 75.34% 32.50%
5-Year CAGR 21.78% 36.36%

* Compound Annual Growth Rate

Here are more details on the TRANSWARRANTY FIN share price and the Paisalo Digital share price.

Moving on to shareholding structures...

The promoters of TRANSWARRANTY FIN hold a 61.8% stake in the company. In case of Paisalo Digital the stake stands at 50.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of TRANSWARRANTY FIN and the shareholding pattern of Paisalo Digital.

Finally, a word on dividends...

In the most recent financial year, TRANSWARRANTY FIN paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.

Paisalo Digital paid Rs 0.1, and its dividend payout ratio stood at 4.8%.

You may visit here to review the dividend history of TRANSWARRANTY FIN, and the dividend history of Paisalo Digital.

For a sector overview, read our finance sector report.



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