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UNITED CRED. vs FORTUNE FIN. - Comparison Results

Rs 100 invested in...

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Current Valuations

    UNITED CRED. FORTUNE FIN. UNITED CRED./
FORTUNE FIN.
 
P/E (TTM) x 8.6 36.5 23.6% View Chart
P/BV x 0.4 1.3 34.9% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNITED CRED.   FORTUNE FIN.
EQUITY SHARE DATA
    UNITED CRED.
Mar-23
FORTUNE FIN.
Mar-23
UNITED CRED./
FORTUNE FIN.
5-Yr Chart
Click to enlarge
High Rs28118 23.9%   
Low Rs1064 15.1%   
Income per share (Unadj.) Rs5.457.6 9.4%  
Earnings per share (Unadj.) Rs1.42.2 61.7%  
Cash flow per share (Unadj.) Rs5.452.7 10.2%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs51.3121.5 42.2%  
Shares outstanding (eoy) m5.3352.24 10.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x3.51.6 220.8%   
Avg P/E ratio x13.941.3 33.7%  
Avg P/CF ratio x13.912.5 111.9%  
Avg Price/Bookvalue ratio x0.40.7 49.3%  
Dividend payout %00-   
Avg Mkt Cap Rs m1014,754 2.1%   
No. of employees `000NANA-   
Total wages & salary Rs m71,125 0.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m293,011 1.0%  
Other income Rs m0232 0.1%   
Interest expense Rs m0145 0.0%   
Net interest income Rs m292,866 1.0%  
Operating expense Rs m202,803 0.7%   
Gross profit Rs m963 14.2%  
Gross profit margin %30.82.1 1,480.4%  
Provisions/contingencies Rs m0267 0.0%   
Profit before tax Rs m9218 4.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-1 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m1102 1.4%   
Profit after tax Rs m7115 6.3%  
Net profit margin %25.03.8 654.8%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %28.192.9 30.2%  
Net fixed assets Rs m2381 0.6%   
Share capital Rs m55522 10.5%   
Free reserves Rs m2195,823 3.8%   
Net worth Rs m2736,345 4.3%   
Borrowings Rs m0985 0.0%   
Investments Rs m1033,083 3.3%   
Total assets Rs m28510,766 2.6%  
Debt/equity ratio x00.2 0.0%   
Return on assets %2.51.1 238.0%  
Return on equity %2.61.8 146.1%  
Capital adequacy ratio %00-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m3-974 -0.3%  
From Investments Rs m-1-255 0.5%  
From Financial Activity Rs m1657 0.2%  
Net Cashflow Rs m3-571 -0.5%  

Share Holding

Indian Promoters % 57.3 72.1 79.5%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.5 6.6 8.2%  
FIIs % 0.0 6.6 -  
ADR/GDR % 0.0 0.0 -  
Free float % 42.7 27.9 153.1%  
Shareholders   2,460 4,796 51.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED CRED. With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on UNITED CRED. vs FORTUNE FIN.

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

UNITED CRED. vs FORTUNE FIN. Share Price Performance

Period UNITED CRED. FORTUNE FIN.
1-Day -3.23% 1.60%
1-Month 8.54% 13.32%
1-Year 42.86% 98.29%
3-Year CAGR 28.36% 13.42%
5-Year CAGR 3.82% -1.63%

* Compound Annual Growth Rate

Here are more details on the UNITED CRED. share price and the FORTUNE FIN. share price.

Moving on to shareholding structures...

The promoters of UNITED CRED. hold a 57.3% stake in the company. In case of FORTUNE FIN. the stake stands at 72.1%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of UNITED CRED. and the shareholding pattern of FORTUNE FIN..

Finally, a word on dividends...

In the most recent financial year, UNITED CRED. paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

FORTUNE FIN. paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of UNITED CRED., and the dividend history of FORTUNE FIN..

For a sector overview, read our finance sector report.



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