Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

UNITED CRED. vs GSL SECUR. - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    UNITED CRED. GSL SECUR. UNITED CRED./
GSL SECUR.
 
P/E (TTM) x 8.9 308.0 2.9% View Chart
P/BV x 0.5 0.7 61.5% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNITED CRED.   GSL SECUR.
EQUITY SHARE DATA
    UNITED CRED.
Mar-23
GSL SECUR.
Mar-23
UNITED CRED./
GSL SECUR.
5-Yr Chart
Click to enlarge
High Rs2812 234.6%   
Low Rs104 247.4%   
Income per share (Unadj.) Rs5.40.7 781.1%  
Earnings per share (Unadj.) Rs1.4-0.3 -390.7%  
Cash flow per share (Unadj.) Rs5.4-3.7 -146.8%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs51.316.7 306.8%  
Shares outstanding (eoy) m5.333.25 164.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x3.511.4 30.5%   
Avg P/E ratio x13.9-23.0 -60.7%  
Avg P/CF ratio x13.92.0 703.3%  
Avg Price/Bookvalue ratio x0.40.5 77.4%  
Dividend payout %00-   
Avg Mkt Cap Rs m10126 389.7%   
No. of employees `000NANA-   
Total wages & salary Rs m72 367.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m292 1,281.0%  
Other income Rs m00 600.0%   
Interest expense Rs m00-   
Net interest income Rs m292 1,277.9%  
Operating expense Rs m203 579.9%   
Gross profit Rs m9-1 -756.8%  
Gross profit margin %30.8-52.0 -59.3%  
Provisions/contingencies Rs m014 0.0%   
Profit before tax Rs m9-1 -767.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m10-   
Profit after tax Rs m7-1 -640.7%  
Net profit margin %25.0-49.9 -50.1%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %28.157.4 49.0%  
Net fixed assets Rs m20 22,000.0%   
Share capital Rs m5533 169.0%   
Free reserves Rs m21922 1,000.5%   
Net worth Rs m27354 503.2%   
Borrowings Rs m00-   
Investments Rs m1034 2,608.4%   
Total assets Rs m28556 511.0%  
Debt/equity ratio x00-   
Return on assets %2.5-2.0 -125.6%  
Return on equity %2.6-2.1 -127.6%  
Capital adequacy ratio %00-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m3-3 -102.0%  
From Investments Rs m-1NA -2,680.0%  
From Financial Activity Rs m12 55.8%  
Net Cashflow Rs m3-1 -439.7%  

Share Holding

Indian Promoters % 57.3 40.9 140.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.5 0.0 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 42.7 59.1 72.3%  
Shareholders   2,460 3,799 64.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED CRED. With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on UNITED CRED. vs GSL SECUR.

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

UNITED CRED. vs GSL SECUR. Share Price Performance

Period UNITED CRED. GSL SECUR.
1-Day 0.00% 4.76%
1-Month 17.66% 3.36%
1-Year 33.54% 68.08%
3-Year CAGR 29.12% 35.70%
5-Year CAGR 4.51% 46.92%

* Compound Annual Growth Rate

Here are more details on the UNITED CRED. share price and the GSL SECUR. share price.

Moving on to shareholding structures...

The promoters of UNITED CRED. hold a 57.3% stake in the company. In case of GSL SECUR. the stake stands at 40.9%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of UNITED CRED. and the shareholding pattern of GSL SECUR..

Finally, a word on dividends...

In the most recent financial year, UNITED CRED. paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

GSL SECUR. paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of UNITED CRED., and the dividend history of GSL SECUR..

For a sector overview, read our finance sector report.



Today's Market

Sensex Today Tanks 609 Points | Auto Stocks Drag | Bajaj Finance, L&T Technology Sink 7% Sensex Today Tanks 609 Points | Auto Stocks Drag | Bajaj Finance, L&T Technology Sink 7%(Closing)

After opening the day on high, Indian share markets reversed the trend as the session progressed and ended the lower.