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UNITED CRED. vs INTEC SEC. - Comparison Results

Rs 100 invested in...

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Current Valuations

    UNITED CRED. INTEC SEC. UNITED CRED./
INTEC SEC.
 
P/E (TTM) x 8.9 -1.1 - View Chart
P/BV x 0.5 0.8 55.7% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNITED CRED.   INTEC SEC.
EQUITY SHARE DATA
    UNITED CRED.
Mar-23
INTEC SEC.
Mar-23
UNITED CRED./
INTEC SEC.
5-Yr Chart
Click to enlarge
High Rs2830 95.1%   
Low Rs1014 67.6%   
Income per share (Unadj.) Rs5.43.8 144.8%  
Earnings per share (Unadj.) Rs1.4-15.3 -8.9%  
Cash flow per share (Unadj.) Rs5.426.0 20.7%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs51.321.7 236.0%  
Shares outstanding (eoy) m5.3318.37 29.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x3.55.9 59.5%   
Avg P/E ratio x13.9-1.4 -971.8%  
Avg P/CF ratio x13.9-1.5 -960.3%  
Avg Price/Bookvalue ratio x0.41.0 36.5%  
Dividend payout %00-   
Avg Mkt Cap Rs m101404 25.0%   
No. of employees `000NANA-   
Total wages & salary Rs m752 14.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m2969 42.0%  
Other income Rs m0419 0.1%   
Interest expense Rs m02 4.6%   
Net interest income Rs m2967 42.8%  
Operating expense Rs m20676 3.0%   
Gross profit Rs m9-608 -1.5%  
Gross profit margin %30.8-882.6 -3.5%  
Provisions/contingencies Rs m03 0.0%   
Profit before tax Rs m9-195 -4.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m186 1.7%   
Profit after tax Rs m7-282 -2.6%  
Net profit margin %25.0-408.5 -6.1%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %28.16,420.9 0.4%  
Net fixed assets Rs m2132 1.7%   
Share capital Rs m55184 29.9%   
Free reserves Rs m219216 101.3%   
Net worth Rs m273399 68.5%   
Borrowings Rs m0448 0.0%   
Investments Rs m1031 9,787.6%   
Total assets Rs m285779 36.6%  
Debt/equity ratio x01.1 0.0%   
Return on assets %2.5-36.1 -7.0%  
Return on equity %2.6-70.5 -3.8%  
Capital adequacy ratio %0-21.6 -0.0%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m315 20.0%  
From Investments Rs m-1-2 72.0%  
From Financial Activity Rs m1-42 -3.0%  
Net Cashflow Rs m3-29 -10.3%  

Share Holding

Indian Promoters % 57.3 54.4 105.4%  
Foreign collaborators % 0.0 19.2 -  
Indian inst/Mut Fund % 0.5 0.0 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 42.7 26.5 161.3%  
Shareholders   2,460 1,452 169.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED CRED. With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on UNITED CRED. vs INTEC SEC.

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

UNITED CRED. vs INTEC SEC. Share Price Performance

Period UNITED CRED. INTEC SEC.
1-Day 0.00% 0.17%
1-Month 17.66% 7.16%
1-Year 33.54% 12.33%
3-Year CAGR 29.12% 8.72%
5-Year CAGR 4.51% -11.74%

* Compound Annual Growth Rate

Here are more details on the UNITED CRED. share price and the INTEC SEC. share price.

Moving on to shareholding structures...

The promoters of UNITED CRED. hold a 57.3% stake in the company. In case of INTEC SEC. the stake stands at 73.6%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of UNITED CRED. and the shareholding pattern of INTEC SEC..

Finally, a word on dividends...

In the most recent financial year, UNITED CRED. paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

INTEC SEC. paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of UNITED CRED., and the dividend history of INTEC SEC..

For a sector overview, read our finance sector report.



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