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UNITED CRED. vs ROSELABS FIN - Comparison Results

Rs 100 invested in...

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Current Valuations

    UNITED CRED. ROSELABS FIN UNITED CRED./
ROSELABS FIN
 
P/E (TTM) x 8.9 -229.8 - View Chart
P/BV x 0.5 - - View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNITED CRED.   ROSELABS FIN
EQUITY SHARE DATA
    UNITED CRED.
Mar-23
ROSELABS FIN
Mar-23
UNITED CRED./
ROSELABS FIN
5-Yr Chart
Click to enlarge
High Rs2823 121.2%   
Low Rs1012 82.5%   
Income per share (Unadj.) Rs5.40-  
Earnings per share (Unadj.) Rs1.42.0 67.4%  
Cash flow per share (Unadj.) Rs5.42.8 195.0%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs51.3-4.3 -1,192.0%  
Shares outstanding (eoy) m5.3310.00 53.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x3.50-  
Avg P/E ratio x13.98.7 160.5%  
Avg P/CF ratio x13.98.7 160.5%  
Avg Price/Bookvalue ratio x0.4-4.1 -9.1%  
Dividend payout %00-   
Avg Mkt Cap Rs m101175 57.7%   
No. of employees `000NANA-   
Total wages & salary Rs m71 1,449.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m290-  
Other income Rs m02 19.9%   
Interest expense Rs m00 700.0%   
Net interest income Rs m290 -288,800.0%  
Operating expense Rs m207 288.7%   
Gross profit Rs m9-7 -129.0%  
Gross profit margin %30.80- 
Provisions/contingencies Rs m00-   
Profit before tax Rs m921 42.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m10 304.3%   
Profit after tax Rs m720 35.9%  
Net profit margin %25.00- 
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %28.10- 
Net fixed assets Rs m20-   
Share capital Rs m55100 54.9%   
Free reserves Rs m219-143 -152.8%   
Net worth Rs m273-43 -635.3%   
Borrowings Rs m00-   
Investments Rs m1030-   
Total assets Rs m2850 712,125.0%  
Debt/equity ratio x00-   
Return on assets %2.550,397.5 0.0%  
Return on equity %2.6-46.8 -5.7%  
Capital adequacy ratio %00-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m36 53.1%  
From Investments Rs m-1NA-  
From Financial Activity Rs m1-6 -21.0%  
Net Cashflow Rs m30 -1,245.8%  

Share Holding

Indian Promoters % 57.3 74.3 77.2%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.5 0.0 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 42.7 25.8 165.8%  
Shareholders   2,460 1,324 185.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED CRED. With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on UNITED CRED. vs ROSELABS FIN

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

UNITED CRED. vs ROSELABS FIN Share Price Performance

Period UNITED CRED. ROSELABS FIN
1-Day 0.00% 0.33%
1-Month 17.66% 7.77%
1-Year 33.54% 48.42%
3-Year CAGR 29.12% -1.76%
5-Year CAGR 4.51% 17.39%

* Compound Annual Growth Rate

Here are more details on the UNITED CRED. share price and the ROSELABS FIN share price.

Moving on to shareholding structures...

The promoters of UNITED CRED. hold a 57.3% stake in the company. In case of ROSELABS FIN the stake stands at 74.3%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of UNITED CRED. and the shareholding pattern of ROSELABS FIN.

Finally, a word on dividends...

In the most recent financial year, UNITED CRED. paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

ROSELABS FIN paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of UNITED CRED., and the dividend history of ROSELABS FIN.

For a sector overview, read our finance sector report.



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