Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

VIJI FINANCE vs PNB GILTS - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    VIJI FINANCE PNB GILTS VIJI FINANCE/
PNB GILTS
 
P/E (TTM) x 223.1 134.4 166.0% View Chart
P/BV x 2.8 1.6 178.8% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 VIJI FINANCE   PNB GILTS
EQUITY SHARE DATA
    VIJI FINANCE
Mar-23
PNB GILTS
Mar-23
VIJI FINANCE/
PNB GILTS
5-Yr Chart
Click to enlarge
High Rs579 5.9%   
Low Rs255 3.6%   
Income per share (Unadj.) Rs0.368.3 0.4%  
Earnings per share (Unadj.) Rs0.1-4.3 -1.2%  
Cash flow per share (Unadj.) Rs-1.112.0 -8.9%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs1.570.0 2.1%  
Shares outstanding (eoy) m82.50180.01 45.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x13.11.0 1,338.0%   
Avg P/E ratio x63.3-15.6 -404.4%  
Avg P/CF ratio x2.5-37.3 -6.8%  
Avg Price/Bookvalue ratio x2.31.0 237.4%  
Dividend payout %00-   
Avg Mkt Cap Rs m27412,079 2.3%   
No. of employees `000NANA-   
Total wages & salary Rs m2116 2.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m2112,298 0.2%  
Other income Rs m06 0.8%   
Interest expense Rs m29,756 0.0%   
Net interest income Rs m192,542 0.7%  
Operating expense Rs m93,464 0.3%   
Gross profit Rs m9-922 -1.0%  
Gross profit margin %45.4-7.5 -605.9%  
Provisions/contingencies Rs m104448 23.1%   
Profit before tax Rs m6-851 -0.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2-78 -2.1%   
Profit after tax Rs m4-772 -0.6%  
Net profit margin %20.8-6.3 -330.9%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %9.51.4 698.4%  
Net fixed assets Rs m2370 32.8%   
Share capital Rs m831,800 4.6%   
Free reserves Rs m3810,800 0.4%   
Net worth Rs m12012,600 1.0%   
Borrowings Rs m80192,384 0.0%   
Investments Rs m199186,979 0.1%   
Total assets Rs m226214,872 0.1%  
Debt/equity ratio x0.715.3 4.3%   
Return on assets %1.9-0.4 -534.2%  
Return on equity %3.6-6.1 -58.7%  
Capital adequacy ratio %1.331.8 4.0%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-25-46,383 0.1%  
From Investments Rs m-20-144 13.6%  
From Financial Activity Rs m4546,180 0.1%  
Net Cashflow Rs m1-347 -0.3%  

Share Holding

Indian Promoters % 49.6 74.1 67.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 0.0 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 50.4 25.9 194.3%  
Shareholders   54,793 82,765 66.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare VIJI FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    SBI CARDS    CHOLAMANDALAM INVEST    TATA INVESTMENT    


More on VIJI FINANCE vs PNB GILTS

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

VIJI FINANCE vs PNB GILTS Share Price Performance

Period VIJI FINANCE PNB GILTS
1-Day 0.49% -1.74%
1-Month 28.44% -3.54%
1-Year 95.71% 82.29%
3-Year CAGR 58.61% 28.34%
5-Year CAGR 37.71% 29.56%

* Compound Annual Growth Rate

Here are more details on the VIJI FINANCE share price and the PNB GILTS share price.

Moving on to shareholding structures...

The promoters of VIJI FINANCE hold a 49.6% stake in the company. In case of PNB GILTS the stake stands at 74.1%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of VIJI FINANCE and the shareholding pattern of PNB GILTS.

Finally, a word on dividends...

In the most recent financial year, VIJI FINANCE paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

PNB GILTS paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of VIJI FINANCE, and the dividend history of PNB GILTS.

For a sector overview, read our finance sector report.



Today's Market

Sensex Today Ends 189 Points Lower | IT Stocks Drag | REC Rallies 10%, Hitachi Energy 9% Sensex Today Ends 189 Points Lower | IT Stocks Drag | REC Rallies 10%, Hitachi Energy 9%(Closing)

After opening the day on positive note, Indian share markets reversed the trend as the session progressed and ended lower.