ALLAHABAD BANK | J&K BANK | ALLAHABAD BANK/ J&K BANK |
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P/E (TTM) | x | -0.4 | 9.0 | - | View Chart |
P/BV | x | 0.4 | 1.5 | 25.0% | View Chart |
Dividend Yield | % | 0.0 | 0.4 | - |
ALLAHABAD BANK J&K BANK |
EQUITY SHARE DATA | |||||
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ALLAHABAD BANK Mar-19 |
J&K BANK Mar-23 |
ALLAHABAD BANK/ J&K BANK |
5-Yr Chart Click to enlarge
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High | Rs | 59 | 63 | 93.7% | |
Low | Rs | 33 | 24 | 139.7% | |
Income per share (Unadj.) | Rs | 80.7 | 90.7 | 88.9% | |
Earnings per share (Unadj.) | Rs | -40.3 | 11.4 | -352.4% | |
Cash flow per share (Unadj.) | Rs | -70.6 | 46.1 | -153.0% | |
Dividends per share (Unadj.) | Rs | 0 | 0.50 | 0.0% | |
Avg Dividend yield | % | 0 | 1.2 | 0.0% | |
Book value per share (Unadj.) | Rs | 44.8 | 95.9 | 46.7% | |
Shares outstanding (eoy) | m | 2,096.84 | 1,031.48 | 203.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 0.5 | 119.6% | |
Avg P/E ratio | x | -1.1 | 3.8 | -30.2% | |
Avg P/CF ratio | x | 3.6 | 2.4 | 149.4% | |
Avg Price/Bookvalue ratio | x | 1.0 | 0.5 | 227.7% | |
Dividend payout | % | 0 | 4.4 | -0.0% | |
Avg Mkt Cap | Rs m | 96,507 | 44,637 | 216.2% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 25,512 | 27,086 | 94.2% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 169,158 | 93,552 | 180.8% | |
Other income | Rs m | 20,537 | 7,652 | 268.4% | |
Interest expense | Rs m | 113,543 | 46,094 | 246.3% | |
Net interest income | Rs m | 55,615 | 47,458 | 117.2% | |
Operating expense | Rs m | 47,862 | 36,509 | 131.1% | |
Gross profit | Rs m | 7,753 | 10,949 | 70.8% | |
Gross profit margin | % | 4.6 | 11.7 | 39.2% | |
Provisions/contingencies | Rs m | 111,233 | 6,616 | 1,681.3% | |
Profit before tax | Rs m | -82,943 | 17,856 | -464.5% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | -1,631 | -181 | 902.6% | |
Tax | Rs m | 0 | 5,870 | 0.0% | |
Profit after tax | Rs m | -84,574 | 11,805 | -716.4% | |
Net profit margin | % | -50.0 | 12.6 | -396.2% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 1,422,122 | 822,776 | 172.8% | |
Deposits | Rs m | 2,143,301 | 1,220,272 | 175.6% | |
Credit/Deposit ratio | x | 66.4 | 67.4 | 98.4% | |
Yield on advances | % | 7.9 | 8.5 | 92.5% | |
Cost of deposits | % | 5.0 | 3.6 | 139.5% | |
Net Interest Margin | % | 2.5 | 4.1 | 61.7% | |
Net fixed assets | Rs m | 35,516 | 22,244 | 159.7% | |
Share capital | Rs m | 20,968 | 1,032 | 2,032.6% | |
Free reserves | Rs m | 72,989 | 97,932 | 74.5% | |
Net worth | Rs m | 93,957 | 98,963 | 94.9% | |
Borrowings | Rs m | 124,957 | 28,923 | 432.0% | |
Investments | Rs m | 802,377 | 347,804 | 230.7% | |
Total assets | Rs m | 2,495,767 | 1,459,126 | 171.0% | |
Debt/equity ratio | x | 24.1 | 12.6 | 191.3% | |
Return on assets | % | -3.4 | 0.8 | -418.8% | |
Return on equity | % | -90.0 | 11.9 | -754.6% | |
Capital adequacy ratio | % | 12.5 | 15.4 | 81.2% | |
Net NPAs | % | 5.2 | 1.6 | 322.2% |
CASH FLOW | |||||
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From Operations | Rs m | -158,251 | -4,071 | 3,887.0% | |
From Investments | Rs m | -1,179 | -1,235 | 95.5% | |
From Financial Activity | Rs m | 87,739 | 6,376 | 1,376.1% | |
Net Cashflow | Rs m | -71,691 | 1,070 | -6,703.0% |
Indian Promoters | % | 93.4 | 59.4 | 157.3% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 3.3 | 13.6 | 24.4% | |
FIIs | % | 0.6 | 5.8 | 10.3% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 6.6 | 40.6 | 16.2% | |
Shareholders | 234,964 | 204,193 | 115.1% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare ALLAHABAD BANK With: HDFC BANK AXIS BANK ICICI BANK SBI KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | Allahabad Bank | J&K Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | -1.04% | 0.11% | -0.30% |
1-Month | -46.03% | -8.24% | -0.19% |
1-Year | -86.41% | 177.19% | 17.95% |
3-Year CAGR | -52.64% | 70.35% | 11.06% |
5-Year CAGR | -40.82% | 21.00% | 9.54% |
* Compound Annual Growth Rate
Here are more details on the Allahabad Bank share price and the J&K Bank share price.
Moving on to shareholding structures...
The promoters of Allahabad Bank hold a 93.4% stake in the company. In case of J&K Bank the stake stands at 59.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Allahabad Bank and the shareholding pattern of J&K Bank.
Finally, a word on dividends...
In the most recent financial year, Allahabad Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.
J&K Bank paid Rs 0.5, and its dividend payout ratio stood at 4.4%.
You may visit here to review the dividend history of Allahabad Bank, and the dividend history of J&K Bank.
For a sector overview, read our banking sector report.
On Monday, Indian share markets reversed the trend as the session progressed and ended the day higher.