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Compare Andhra Bank with Karur Vysya Bank - Equitymaster

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ANDHRA BANK vs KARUR VYSYA BANK - Comparison Results

ANDHRA BANK    Change

Established in 1923, Andhra Bank had 1.9% share of the total non-food credit and 1.8% share of the total deposits in the banking sector in FY12. The bank has national presence through 1,712 branches and around 1,056 ATMs, with an employee base of 15,... More

KARUR VYSYA BANK 
   Change

The Karur Vysya Bank Ltd. has been ranked as one of the top five banks in the private sector. The bank has a strong hold in the South with a total of 216 branches across the nation as on 31st March 2004. It is one of the oldest private sector banks o... More

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Current Valuations

    ANDHRA BANK KARUR VYSYA BANK ANDHRA BANK/
KARUR VYSYA BANK
 
P/E (TTM) x -0.5 10.5 - View Chart
P/BV x 0.2 1.5 13.0% View Chart
Dividend Yield % 0.0 12.4 -  

Financials

 ANDHRA BANK   KARUR VYSYA BANK
EQUITY SHARE DATA
    ANDHRA BANK
Mar-18
KARUR VYSYA BANK
Mar-15
ANDHRA BANK/
KARUR VYSYA BANK
5-Yr Chart
Click to enlarge
High Rs76619 12.3%   
Low Rs33355 9.2%   
Income per share (Unadj.) Rs151.9443.7 34.2%  
Earnings per share (Unadj.) Rs-28.140.6 -69.1%  
Cash flow per share (Unadj.) Rs-116.791.7 -127.3%  
Dividends per share (Unadj.) Rs013.00 0.0%  
Avg Dividend yield %02.7 0.0%  
Book value per share (Unadj.) Rs91.2349.1 26.1%  
Shares outstanding (eoy) m1,198.83121.62 985.7%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.41.1 32.6%   
Avg P/E ratio x-1.912.0 -16.2%  
Avg P/CF ratio x0.76.1 11.3%  
Avg Price/Bookvalue ratio x0.61.4 42.7%  
Dividend payout %032.0 0.0%   
Avg Mkt Cap Rs m65,15659,235 110.0%   
No. of employees `00021.17.2 293.2%   
Total wages & salary Rs m19,0645,471 348.5%   
Avg. income/employee Rs Th8,628.87,497.4 115.1%   
Avg. wages/employee Rs Th903.4760.1 118.9%   
Avg. net profit/employee Rs Th-1,595.0686.9 -232.2%   
INCOME DATA
Interest income Rs m182,08553,959 337.5%  
Other income Rs m30,9695,808 533.2%   
Interest expense Rs m116,39839,300 296.2%   
Net interest income Rs m65,68714,659 448.1%  
Operating expense Rs m42,85211,035 388.3%   
Gross profit Rs m22,8353,625 630.0%  
Gross profit margin %12.56.7 186.7%  
Provisions/contingencies Rs m128,6874,805 2,678.1%   
Profit before tax Rs m-54,4134,928 -1,104.1%   
Extraordinary Inc (Exp) Rs m087 0.0%   
Minority Interest Rs m00-   
Prior Period Items Rs m2870-   
Tax Rs m-20,46972 -28,548.4%   
Profit after tax Rs m-33,6574,943 -680.9%  
Net profit margin %-18.59.2 -201.8%  
BALANCE SHEET DATA
Advances Rs m1,490,859361,089 412.9%   
Deposits Rs m2,080,929446,903 465.6%  
Credit/Deposit ratio x71.680.8 88.7%  
Yield on advances %8.811.7 75.2%   
Cost of deposits %5.27.9 65.4%   
Net Interest Margin %2.82.8 99.1%  
Net fixed assets Rs m14,8544,112 361.3%   
Share capital Rs m11,9881,216 985.6%   
Free reserves Rs m54,17325,054 216.2%   
Net worth Rs m109,36342,460 257.6%   
Borrowings Rs m183,12129,008 631.3%   
Investments Rs m679,398127,730 531.9%   
Total assets Rs m2,461,113531,525 463.0%  
Debt/equity ratio x20.711.2 184.7%   
Return on assets %-1.40.9 -147.0%  
Return on equity %-30.811.6 -264.3%  
Capital adequacy ratio %11.014.6 75.2%  
Net NPAs %8.50.8 1,087.2%  
CASH FLOW
From Operations Rs m-119,216-3,090 3,858.7%  
From Investments Rs m-1,416-1,023 138.4%  
From Financial Activity Rs m103,3244,822 2,142.7%  
Net Cashflow Rs m-17,215710 -2,426.4%  

Share Holding

Indian Promoters % 60.1 3.0 2,003.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.9 12.4 87.9%  
FIIs % 11.5 25.1 45.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 17.4 59.4 29.3%  
Shareholders   222,746 74,641 298.4%  
Pledged promoter(s) holding % 0.0 8.7 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare ANDHRA BANK With:   IDFC BANK LTD  PUNJAB & SIND BANK  INDIAN OVERSEAS BANK  ORIENTAL BANK  BANK OF MAHARASHTRA  

Compare ANDHRA BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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