X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2017 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare Andhra Bank with Punjab & Sind Bank - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

ANDHRA BANK vs PUNJAB & SIND BANK - Comparison Results

ANDHRA BANK    Change

Established in 1923, Andhra Bank had 1.9% share of the total non-food credit and 1.8% share of the total deposits in the banking sector in FY12. The bank has national presence through 1,712 branches and around 1,056 ATMs, with an employee base of 15,... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    ANDHRA BANK PUNJAB & SIND BANK ANDHRA BANK/
PUNJAB & SIND BANK
 
P/E (TTM) x 16.2 5.8 281.0% View Chart
P/BV x 0.3 0.3 81.2% View Chart
Dividend Yield % 1.0 1.2 78.6%  

Financials

 ANDHRA BANK   PUNJAB & SIND BANK
EQUITY SHARE DATA
    ANDHRA BANK
Mar-16
PUNJAB & SIND BANK
Mar-15
ANDHRA BANK/
PUNJAB & SIND BANK
5-Yr Chart
Click to enlarge
High Rs8884 104.3%   
Low Rs4244 95.4%   
Income per share (Unadj.) Rs258.9214.5 120.7%  
Earnings per share (Unadj.) Rs7.93.0 261.5%  
Cash flow per share (Unadj.) Rs14.321.3 67.1%  
Dividends per share (Unadj.) Rs0.500.60 83.3%  
Avg Dividend yield %0.80.9 82.3%  
Book value per share (Unadj.) Rs161.4139.8 115.5%  
Shares outstanding (eoy) m681.16400.41 170.1%   
Bonus/Rights/Conversions OIPA-  
Avg Price / Income ratio x0.20.3 83.9%   
Avg P/E ratio x8.221.1 38.7%  
Avg P/CF ratio x1.33.4 36.9%  
Avg Price/Bookvalue ratio x0.40.5 87.7%  
Dividend payout %6.319.8 31.9%   
Avg Mkt Cap Rs m44,03725,566 172.2%   
No. of employees `00018.79.2 203.2%   
Total wages & salary Rs m17,6798,743 202.2%   
Avg. income/employee Rs Th9,452.69,355.7 101.0%   
Avg. wages/employee Rs Th947.6952.4 99.5%   
Avg. net profit/employee Rs Th289.4132.2 218.9%   
INCOME DATA
Interest income Rs m176,34785,886 205.3%  
Other income Rs m15,6454,288 364.9%   
Interest expense Rs m123,13769,094 178.2%   
Net interest income Rs m53,21016,792 316.9%  
Operating expense Rs m29,25413,325 219.5%   
Gross profit Rs m23,9553,467 691.0%  
Gross profit margin %13.64.0 336.5%  
Provisions/contingencies Rs m29,5606,273 471.2%   
Profit before tax Rs m10,0401,481 677.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m4,642268 1,734.0%   
Profit after tax Rs m5,3981,214 444.9%  
Net profit margin %3.11.4 216.7%  
BALANCE SHEET DATA
Advances Rs m1,307,879638,702 204.8%   
Deposits Rs m1,743,024867,147 201.0%  
Credit/Deposit ratio x75.073.7 101.9%  
Yield on advances %10.310.0 103.2%   
Cost of deposits %6.57.7 84.7%   
Net Interest Margin %2.71.8 155.2%  
Net fixed assets Rs m13,6849,948 137.6%   
Share capital Rs m6,8124,004 170.1%   
Free reserves Rs m50,61531,061 163.0%   
Net worth Rs m109,94455,962 196.5%   
Borrowings Rs m97,15630,482 318.7%   
Investments Rs m538,642267,517 201.3%   
Total assets Rs m1,999,618977,534 204.6%  
Debt/equity ratio x16.716.0 104.3%   
Return on assets %0.30.1 217.5%  
Return on equity %4.92.2 226.4%  
Capital adequacy ratio %11.611.2 103.0%  
Net NPAs %4.63.6 129.9%  
CASH FLOW
From Operations Rs m77,096-19,816 -389.1%  
From Investments Rs m-2,707-845 320.4%  
From Financial Activity Rs m-61,303-392 15,630.4%  
Net Cashflow Rs m13,086-21,053 -62.2%  

Share Holding

Indian Promoters % 60.1 79.6 75.5%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.9 10.8 100.9%  
FIIs % 11.5 1.8 638.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 17.4 7.8 223.1%  
Shareholders   222,746 150,895 147.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare ANDHRA BANK With:   KARUR VYSYA BANK  CANARA BANK  SOUTH IND.BANK  ORIENTAL BANK  ALLAHABAD BANK  

Compare ANDHRA BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Finishes on a Strong Note; Bank & Realty Stocks Rally(Closing)

Indian share markets surged further in the afternoon session and finished in the green for the second straight session on heavy buying in realty stocks, metal stocks and bank stocks.

Related Views on News

SBI: Asset Quality and Slow Credit Remain Achilles' Heel (Quarterly Results Update - Detailed)

Aug 22, 2017

State Bank of India (SBI) continues to battle sliding asset quality and sluggish credit growth.

IDFC Bank: Strong Trading Income Shields Credit Slowdown (Quarterly Results Update - Detailed)

Aug 10, 2017

IDFC Bank is taking steps to address contracting NIMs and successfully transition in to a retail bank.

ICICI Bank: Loan Slippages Trending Downwards (Quarterly Results Update - Detailed)

Aug 10, 2017

Asset quality will be the key thing to watch out for going forward.

Axis Bank: Outside Watchlist Slippages a Big Worry (Quarterly Results Update - Detailed)

Jul 31, 2017

Almost 74% of the watchlist as provided by the bank of Rs 226 billion in FY16 has turned into non-performing assets.

HDFC Bank: Asset Quality Deteriorates due to Farm Loan Waiver (Quarterly Results Update - Detailed)

Jul 25, 2017

Asset quality was under pressure on account of farm loan waivers. Despite the higher provisioning, the company reported a healthy profit growth of 20%.

More Views on News

Most Popular

This Small Cap Can Drive Chinese Players Out of India (and Make a Fortune in the Process)(The 5 Minute Wrapup)

Aug 17, 2017

A small-cap Indian company with high-return potential and blue-chip-like stability is set to supplant the Chinese players in this niche segment.

Dear PM Modi, India is Already Land of Self-Employed, and It Ain't Working(Vivek Kaul's Diary)

Aug 21, 2017

Most Indians who cannot find jobs, look at becoming self-employed.

It's the Best Time to Buy IT Stocks(Daily Profit Hunter)

Aug 16, 2017

The IT Sector could be in an uptrend till February 2019. Are you prepared to ride the trend?

5 Steps To Become Financially Independent(Outside View)

Aug 16, 2017

Ensure your financial Independence, and pledge to start the journey towards financial freedom today!

Think Twice Before You Keep Money In A Savings Bank Account(Outside View)

Aug 22, 2017

Post demonetisation, a cut in bank savings deposits rates was in the offing.

More

Become A Smarter Investor In
Just 5 Minutes

Multibagger Stocks Guide 2017
Get our special report, Multibagger Stocks Guide (2017 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

ANDHRA BANK SHARE PRICE


Aug 23, 2017 (Close)

TRACK ANDHRA BANK

  • Track your investment in ANDHRA BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

ANDHRA BANK - UNION BANK COMPARISON

COMPARE ANDHRA BANK WITH

MARKET STATS