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Compare Andhra Bank with United Bank of India - Equitymaster

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ANDHRA BANK vs UNITED BANK OF INDIA - Comparison Results

ANDHRA BANK    Change

Established in 1923, Andhra Bank had 1.9% share of the total non-food credit and 1.8% share of the total deposits in the banking sector in FY12. The bank has national presence through 1,712 branches and around 1,056 ATMs, with an employee base of 15,... More

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Current Valuations

    ANDHRA BANK UNITED BANK OF INDIA ANDHRA BANK/
UNITED BANK OF INDIA
 
P/E (TTM) x -0.3 -0.5 - View Chart
P/BV x 0.2 0.1 180.3% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 ANDHRA BANK   UNITED BANK OF INDIA
EQUITY SHARE DATA
    ANDHRA BANK
Mar-18
UNITED BANK OF INDIA
Mar-18
ANDHRA BANK/
UNITED BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs7623 333.8%   
Low Rs3311 310.5%   
Income per share (Unadj.) Rs151.927.8 546.2%  
Earnings per share (Unadj.) Rs-28.1-4.8 579.1%  
Cash flow per share (Unadj.) Rs-116.7-14.1 826.4%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs91.228.9 316.0%  
Shares outstanding (eoy) m1,198.832,999.99 40.0%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.40.6 59.8%   
Avg P/E ratio x-1.9-3.4 56.4%  
Avg P/CF ratio x0.72.0 34.6%  
Avg Price/Bookvalue ratio x0.60.6 103.3%  
Dividend payout %00-   
Avg Mkt Cap Rs m65,15649,950 130.4%   
No. of employees `00021.1NA-   
Total wages & salary Rs m19,06417,126 111.3%   
Avg. income/employee Rs Th8,628.8NM-  
Avg. wages/employee Rs Th903.4NM-  
Avg. net profit/employee Rs Th-1,595.0N.A.-  
INCOME DATA
Interest income Rs m182,08583,416 218.3%  
Other income Rs m30,96922,146 139.8%   
Interest expense Rs m116,39868,488 170.0%   
Net interest income Rs m65,68714,929 440.0%  
Operating expense Rs m42,85226,834 159.7%   
Gross profit Rs m22,835-11,905 -191.8%  
Gross profit margin %12.5-14.3 -87.9%  
Provisions/contingencies Rs m128,68739,728 323.9%   
Profit before tax Rs m-54,413-29,487 184.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m2870-   
Tax Rs m-20,469-14,942 137.0%   
Profit after tax Rs m-33,657-14,545 231.4%  
Net profit margin %-18.5-17.4 106.0%  
BALANCE SHEET DATA
Advances Rs m1,490,859624,902 238.6%   
Deposits Rs m2,080,9291,293,264 160.9%  
Credit/Deposit ratio x71.648.3 148.3%  
Yield on advances %8.88.1 108.3%   
Cost of deposits %5.25.1 101.6%   
Net Interest Margin %2.81.1 250.9%  
Net fixed assets Rs m14,85412,931 114.9%   
Share capital Rs m11,98830,000 40.0%   
Free reserves Rs m54,17322,244 243.5%   
Net worth Rs m109,36386,616 126.3%   
Borrowings Rs m183,12133,061 553.9%   
Investments Rs m679,398504,018 134.8%   
Total assets Rs m2,461,1131,447,487 170.0%  
Debt/equity ratio x20.715.3 135.2%   
Return on assets %-1.4-1.0 136.1%  
Return on equity %-30.8-16.8 183.3%  
Capital adequacy ratio %11.012.6 87.2%  
Net NPAs %8.516.5 51.4%  
CASH FLOW
From Operations Rs m-119,21646,588 -255.9%  
From Investments Rs m-1,416-2,347 60.3%  
From Financial Activity Rs m103,32427,942 369.8%  
Net Cashflow Rs m-17,21572,183 -23.8%  

Share Holding

Indian Promoters % 60.1 88.0 68.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.9 5.2 209.6%  
FIIs % 11.5 0.3 3,833.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 17.4 6.5 267.7%  
Shareholders   222,746 78,272 284.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare ANDHRA BANK With:   ICICI BANK  DENA BANK  YES BANK  J&K BANK  ING VYSYA BANK  

Compare ANDHRA BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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ANDHRA BANK Plunges by 5%; BSE BANKEX Index Up 0.1% (Market Updates)

Sep 26, 2018 | Updated on Sep 26, 2018

ANDHRA BANK share price has plunged by 5% and its current market price is Rs 31. The BSE BANKEX is up by 0.1%. The top gainers in the BSE BANKEX Index are YES BANK (up 3.3%) and HDFC BANK (up 1.0%). The top losers is ANDHRA BANK (down 5.1%).

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For the quarter ended June 2018, UNITED BANK OF INDIA has posted a net profit of Rs 4 bn (up 83.8% YoY). Sales on the other hand came in at Rs 22 bn (up 3.9% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

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