| BENGAL & ASSAM | TATA INVESTMENT | BENGAL & ASSAM/ TATA INVESTMENT |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 25.6 | 113.3 | 22.6% | View Chart |
| P/BV | x | 0.7 | 1.2 | 56.8% | View Chart |
| Dividend Yield | % | 0.8 | 0.5 | 159.7% |
BENGAL & ASSAM TATA INVESTMENT |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| BENGAL & ASSAM Mar-26 |
TATA INVESTMENT Mar-26 |
BENGAL & ASSAM/ TATA INVESTMENT |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 9,200 | 1,184 | 777.0% | |
| Low | Rs | 5,312 | 539 | 986.1% | |
| Income per share (Unadj.) | Rs | 2,085.0 | 7.9 | 26,549.1% | |
| Earnings per share (Unadj.) | Rs | 722.2 | 8.6 | 8,425.5% | |
| Cash flow per share (Unadj.) | Rs | 2,479.2 | -37.4 | -6,628.9% | |
| Dividends per share (Unadj.) | Rs | 50.00 | 3.40 | 1,470.6% | |
| Avg Dividend yield | % | 0.7 | 0.4 | 174.6% | |
| Book value per share (Unadj.) | Rs | 9,374.7 | 577.6 | 1,623.2% | |
| Shares outstanding (eoy) | m | 11.40 | 505.95 | 2.3% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 3.5 | 109.7 | 3.2% | |
| Avg P/E ratio | x | 10.1 | 100.5 | 10.0% | |
| Avg P/CF ratio | x | 9.1 | 15.3 | 59.5% | |
| Avg Price/Bookvalue ratio | x | 0.8 | 1.5 | 51.9% | |
| Dividend payout | % | 6.9 | 39.7 | 17.5% | |
| Avg Mkt Cap | Rs m | 82,747 | 435,803 | 19.0% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 3,083 | 182 | 1,698.2% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 23,769 | 3,973 | 598.2% | |
| Other income | Rs m | 1,184 | 61 | 1,930.5% | |
| Interest expense | Rs m | 505 | 6 | 8,873.6% | |
| Net interest income | Rs m | 23,264 | 3,968 | 586.3% | |
| Operating expense | Rs m | 19,935 | 420 | 4,743.5% | |
| Gross profit | Rs m | 3,329 | 3,547 | 93.8% | |
| Gross profit margin | % | 14.0 | 89.3 | 15.7% | |
| Provisions/contingencies | Rs m | 832 | 24,084 | 3.5% | |
| Profit before tax | Rs m | 3,767 | 4,741 | 79.5% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | -201 | 0 | - | |
| Prior Period Items | Rs m | 5,594 | 0 | - | |
| Tax | Rs m | 927 | 404 | 229.5% | |
| Profit after tax | Rs m | 8,233 | 4,337 | 189.8% | |
| Net profit margin | % | 34.6 | 109.1 | 31.7% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 0 | 0 | - | |
| Deposits | Rs m | 20 | 0 | - | |
| Credit/Deposit ratio | x | 0 | 0 | - | |
| Yield on advances | % | 0 | 0 | - | |
| Cost of deposits | % | 0 | 0 | - | |
| Net Interest Margin | % | 21.5 | 1.2 | 1,761.8% | |
| Net fixed assets | Rs m | 4,662 | 157 | 2,973.6% | |
| Share capital | Rs m | 114 | 506 | 22.5% | |
| Free reserves | Rs m | 106,758 | 291,706 | 36.6% | |
| Net worth | Rs m | 106,872 | 292,212 | 36.6% | |
| Borrowings | Rs m | 4,050 | 0 | - | |
| Investments | Rs m | 108,451 | 325,865 | 33.3% | |
| Total assets | Rs m | 124,260 | 329,740 | 37.7% | |
| Debt/equity ratio | x | 0 | 0 | - | |
| Return on assets | % | 6.6 | 1.3 | 503.8% | |
| Return on equity | % | 7.7 | 1.5 | 519.1% | |
| Capital adequacy ratio | % | 0 | 101.7 | 0.0% | |
| Net NPAs | % | 0 | 0 | - | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 2,523 | 2,794 | 90.3% | |
| From Investments | Rs m | -2,015 | -1,480 | 136.2% | |
| From Financial Activity | Rs m | -303 | -1,376 | 22.0% | |
| Net Cashflow | Rs m | 200 | -62 | -325.3% | |
| Indian Promoters | % | 72.9 | 73.4 | 99.3% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 4.4 | 3.7 | 121.1% | |
| FIIs | % | 4.4 | 2.7 | 165.8% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 27.1 | 26.6 | 101.9% | |
| Shareholders | 25,138 | 241,568 | 10.4% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
| Period | BENGAL & ASSAM | Tata Investment |
|---|---|---|
| 1-Day | 0.18% | -4.62% |
| 1-Month | 1.78% | 4.70% |
| 1-Year | -28.10% | -2.70% |
| 3-Year CAGR | 6.40% | 36.52% |
| 5-Year CAGR | 21.34% | 39.77% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the Tata Investment share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 72.9% stake in the company. In case of Tata Investment the stake stands at 73.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of Tata Investment.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 50.0 per share. This amounted to a Dividend Payout ratio of 6.9%.
Tata Investment paid Rs 3.4, and its dividend payout ratio stood at 39.7%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of Tata Investment.
For a sector overview, read our finance sector report.
Asian markets traded higher on Wednesday, with major regional indices in positive territory as investors awaited the US Federal Reserve's policy decision