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BANDHAN BANK vs BANK OF INDIA - Comparison Results

Rs 100 invested in...

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Current Valuations

    BANDHAN BANK BANK OF INDIA BANDHAN BANK/
BANK OF INDIA
 
P/E (TTM) x 10.1 10.9 93.1% View Chart
P/BV x 1.5 1.1 136.7% View Chart
Dividend Yield % 0.8 1.3 59.9%  

Financials

 BANDHAN BANK   BANK OF INDIA
EQUITY SHARE DATA
    BANDHAN BANK
Mar-23
BANK OF INDIA
Mar-23
BANDHAN BANK/
BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs350104 337.7%   
Low Rs18240 451.0%   
Income per share (Unadj.) Rs98.7116.8 84.5%  
Earnings per share (Unadj.) Rs13.69.4 145.7%  
Cash flow per share (Unadj.) Rs16.326.8 61.1%  
Dividends per share (Unadj.) Rs1.502.00 75.0%  
Avg Dividend yield %0.62.8 20.3%  
Book value per share (Unadj.) Rs121.5147.3 82.5%  
Shares outstanding (eoy) m1,610.844,103.57 39.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.70.6 437.1%   
Avg P/E ratio x19.57.7 253.6%  
Avg P/CF ratio x6.02.2 271.7%  
Avg Price/Bookvalue ratio x2.20.5 447.8%  
Dividend payout %11.021.4 51.5%   
Avg Mkt Cap Rs m428,241295,252 145.0%   
No. of employees `000NANA-   
Total wages & salary Rs m27,15184,529 32.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m159,047479,317 33.2%  
Other income Rs m24,68672,112 34.2%   
Interest expense Rs m66,451274,406 24.2%   
Net interest income Rs m92,596204,911 45.2%  
Operating expense Rs m46,368143,735 32.3%   
Gross profit Rs m46,22861,175 75.6%  
Gross profit margin %29.112.8 227.7%  
Provisions/contingencies Rs m48,96794,466 51.8%   
Profit before tax Rs m28,93060,987 47.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-14 -0.0%   
Prior Period Items Rs m0-427 -0.0%   
Tax Rs m6,98322,166 31.5%   
Profit after tax Rs m21,94638,380 57.2%  
Net profit margin %13.88.0 172.3%  
BALANCE SHEET DATA
Advances Rs m1,047,5684,886,877 21.4%   
Deposits Rs m1,080,6936,721,941 16.1%  
Credit/Deposit ratio x96.972.7 133.3%  
Yield on advances %13.16.9 191.5%   
Cost of deposits %5.03.5 143.1%   
Net Interest Margin %6.82.9 230.7%  
Net fixed assets Rs m5,08999,501 5.1%   
Share capital Rs m16,10841,043 39.2%   
Free reserves Rs m179,614563,286 31.9%   
Net worth Rs m195,722604,329 32.4%   
Borrowings Rs m247,108650,152 38.0%   
Investments Rs m323,6592,113,236 15.3%   
Total assets Rs m1,557,7008,260,358 18.9%  
Debt/equity ratio x6.812.2 55.6%   
Return on assets %1.40.5 303.2%  
Return on equity %11.26.4 176.6%  
Capital adequacy ratio %19.816.3 121.4%  
Net NPAs %1.21.7 70.5%  
CASH FLOW
From Operations Rs m-42,446-70,450 60.2%  
From Investments Rs m-16,179-5,213 310.3%  
From Financial Activity Rs m47,9135,408 886.0%  
Net Cashflow Rs m-10,713-70,256 15.2%  

Share Holding

Indian Promoters % 40.0 73.4 54.5%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 43.7 20.3 214.7%  
FIIs % 31.2 4.5 690.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 60.0 26.6 225.5%  
Shareholders   724,153 617,238 117.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANDHAN BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on BANDHAN BANK vs Bank of India

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

BANDHAN BANK vs Bank of India Share Price Performance

Period BANDHAN BANK Bank of India S&P BSE BANKEX
1-Day -1.68% -1.28% -0.61%
1-Month -1.55% 3.06% 2.93%
1-Year -18.97% 79.29% 13.14%
3-Year CAGR -16.19% 31.73% 14.44%
5-Year CAGR -21.31% 10.82% 10.62%

* Compound Annual Growth Rate

Here are more details on the BANDHAN BANK share price and the Bank of India share price.

Moving on to shareholding structures...

The promoters of BANDHAN BANK hold a 40.0% stake in the company. In case of Bank of India the stake stands at 73.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BANDHAN BANK and the shareholding pattern of Bank of India.

Finally, a word on dividends...

In the most recent financial year, BANDHAN BANK paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 11.0%.

Bank of India paid Rs 2.0, and its dividend payout ratio stood at 21.4%.

You may visit here to review the dividend history of BANDHAN BANK, and the dividend history of Bank of India.

For a sector overview, read our banking sector report.



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