Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

BANDHAN BANK vs PNB - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    BANDHAN BANK PNB BANDHAN BANK/
PNB
 
P/E (TTM) x 13.3 16.7 79.5% View Chart
P/BV x 1.5 1.4 111.9% View Chart
Dividend Yield % 0.8 0.5 158.6%  

Financials

 BANDHAN BANK   PNB
EQUITY SHARE DATA
    BANDHAN BANK
Mar-23
PNB
Mar-23
BANDHAN BANK/
PNB
5-Yr Chart
Click to enlarge
High Rs35062 563.3%   
Low Rs18228 649.6%   
Income per share (Unadj.) Rs98.778.9 125.2%  
Earnings per share (Unadj.) Rs13.63.0 448.0%  
Cash flow per share (Unadj.) Rs16.38.7 187.2%  
Dividends per share (Unadj.) Rs1.500.65 230.8%  
Avg Dividend yield %0.61.4 39.1%  
Book value per share (Unadj.) Rs121.593.4 130.0%  
Shares outstanding (eoy) m1,610.8411,011.02 14.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.70.6 471.4%   
Avg P/E ratio x19.514.8 131.7%  
Avg P/CF ratio x6.02.1 282.6%  
Avg Price/Bookvalue ratio x2.20.5 453.8%  
Dividend payout %11.021.4 51.5%   
Avg Mkt Cap Rs m428,241496,046 86.3%   
No. of employees `000NANA-   
Total wages & salary Rs m27,151149,426 18.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m159,047868,453 18.3%  
Other income Rs m24,686122,396 20.2%   
Interest expense Rs m66,451518,170 12.8%   
Net interest income Rs m92,596350,283 26.4%  
Operating expense Rs m46,368243,357 19.1%   
Gross profit Rs m46,228106,926 43.2%  
Gross profit margin %29.112.3 236.1%  
Provisions/contingencies Rs m48,967198,629 24.7%   
Profit before tax Rs m28,93048,614 59.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-103 -0.0%   
Prior Period Items Rs m02,894 0.0%   
Tax Rs m6,98317,921 39.0%   
Profit after tax Rs m21,94633,485 65.5%  
Net profit margin %13.83.9 357.9%  
BALANCE SHEET DATA
Advances Rs m1,047,5688,374,590 12.5%   
Deposits Rs m1,080,69312,903,471 8.4%  
Credit/Deposit ratio x96.964.9 149.4%  
Yield on advances %13.16.9 190.7%   
Cost of deposits %5.03.6 138.5%   
Net Interest Margin %6.82.8 241.8%  
Net fixed assets Rs m5,089120,840 4.2%   
Share capital Rs m16,10822,022 73.1%   
Free reserves Rs m179,6141,006,783 17.8%   
Net worth Rs m195,7221,028,805 19.0%   
Borrowings Rs m247,108701,486 35.2%   
Investments Rs m323,6594,169,138 7.8%   
Total assets Rs m1,557,70014,936,490 10.4%  
Debt/equity ratio x6.813.2 51.3%   
Return on assets %1.40.2 628.5%  
Return on equity %11.23.3 344.5%  
Capital adequacy ratio %19.815.5 127.5%  
Net NPAs %1.22.7 43.0%  
CASH FLOW
From Operations Rs m-42,446225,921 -18.8%  
From Investments Rs m-16,179-7,325 220.9%  
From Financial Activity Rs m47,91312,750 375.8%  
Net Cashflow Rs m-10,713231,346 -4.6%  

Share Holding

Indian Promoters % 40.0 73.2 54.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 43.7 17.2 254.2%  
FIIs % 31.2 4.8 647.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 60.0 26.9 223.5%  
Shareholders   724,153 2,353,625 30.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANDHAN BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on BANDHAN BANK vs PNB

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

BANDHAN BANK vs PNB Share Price Performance

Period BANDHAN BANK PNB S&P BSE BANKEX
1-Day 0.55% 0.20% -0.22%
1-Month 1.71% -5.07% 1.33%
1-Year -24.12% 149.90% 10.33%
3-Year CAGR -15.01% 49.12% 11.83%
5-Year CAGR -20.72% 7.96% 10.14%

* Compound Annual Growth Rate

Here are more details on the BANDHAN BANK share price and the PNB share price.

Moving on to shareholding structures...

The promoters of BANDHAN BANK hold a 40.0% stake in the company. In case of PNB the stake stands at 73.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BANDHAN BANK and the shareholding pattern of PNB.

Finally, a word on dividends...

In the most recent financial year, BANDHAN BANK paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 11.0%.

PNB paid Rs 0.7, and its dividend payout ratio stood at 21.4%.

You may visit here to review the dividend history of BANDHAN BANK, and the dividend history of PNB.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Ends 53 Points Lower | Metal Index Soars 4% | RVNL Soars 13%, Delhivery Tanks 10% Sensex Today Ends 53 Points Lower | Metal Index Soars 4% | RVNL Soars 13%, Delhivery Tanks 10%(Closing)

After opening the day lower, Indian share continued the momentum as the session progressed and ended the day lower.