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BANK OF INDIA vs UNITED BANK OF INDIA - Comparison Results

BANK OF INDIA     Change

With one of the most geographically diversified advance portfolio, Bank of India (BOI) is amongst the largest public sector banking entity in the country (in terms of asset size) with 5.8% share of the total non-food credit disbursals at the end of F... More

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Current Valuations

    BANK OF INDIA UNITED BANK OF INDIA BANK OF INDIA/
UNITED BANK OF INDIA
 
P/E (TTM) x -0.8 -0.4 - View Chart
P/BV x 0.1 0.1 164.1% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 BANK OF INDIA   UNITED BANK OF INDIA
EQUITY SHARE DATA
    BANK OF INDIA
Mar-19
UNITED BANK OF INDIA
Mar-19
BANK OF INDIA/
UNITED BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs11915 802.0%   
Low Rs739 804.4%   
Income per share (Unadj.) Rs148.511.5 1,289.0%  
Earnings per share (Unadj.) Rs3.3-3.1 -105.3%  
Cash flow per share (Unadj.) Rs-29.9-10.3 291.2%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs155.815.5 1,006.6%  
Shares outstanding (eoy) m2,760.477,427.92 37.2%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.61.0 62.3%   
Avg P/E ratio x29.2-3.8 -762.4%  
Avg P/CF ratio x1.52.4 61.8%  
Avg Price/Bookvalue ratio x0.60.8 79.8%  
Dividend payout %00-   
Avg Mkt Cap Rs m264,86788,764 298.4%   
No. of employees `000NA14.3 0.0%   
Total wages & salary Rs m60,21019,545 308.1%   
Avg. income/employee Rs ThNM5,987.6-  
Avg. wages/employee Rs ThNM1,367.2-  
Avg. net profit/employee Rs ThN.A.-1,620.0-  
INCOME DATA
Interest income Rs m410,04885,599 479.0%  
Other income Rs m52,64023,846 220.8%   
Interest expense Rs m272,07165,853 413.2%   
Net interest income Rs m137,97719,746 698.8%  
Operating expense Rs m108,67029,476 368.7%   
Gross profit Rs m29,307-9,730 -301.2%  
Gross profit margin %7.1-11.4 -62.9%  
Provisions/contingencies Rs m168,58659,925 281.3%   
Profit before tax Rs m-22,596-45,809 49.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-50-   
Prior Period Items Rs m00-   
Tax Rs m-31,665-22,650 139.8%   
Profit after tax Rs m9,065-23,159 -39.1%  
Net profit margin %2.2-27.1 -8.2%  
BALANCE SHEET DATA
Advances Rs m3,429,663669,551 512.2%   
Deposits Rs m5,225,5501,349,833 387.1%  
Credit/Deposit ratio x65.649.6 132.3%  
Yield on advances %7.97.6 105.1%   
Cost of deposits %4.44.7 93.9%   
Net Interest Margin %2.31.4 163.3%  
Net fixed assets Rs m89,99112,401 725.7%   
Share capital Rs m27,60074,279 37.2%   
Free reserves Rs m402,53940,710 988.8%   
Net worth Rs m430,140114,989 374.1%   
Borrowings Rs m442,65222,037 2,008.7%   
Investments Rs m1,509,050609,760 247.5%   
Total assets Rs m6,308,8391,515,299 416.3%  
Debt/equity ratio x13.211.9 110.5%   
Return on assets %0.1-1.5 -9.4%  
Return on equity %2.1-20.1 -10.5%  
Capital adequacy ratio %14.213.0 109.2%  
Net NPAs %5.68.7 64.7%  
CASH FLOW
From Operations Rs m-92,181-150,737 61.2%  
From Investments Rs m711-732 -97.1%  
From Financial Activity Rs m79,82845,761 174.4%  
Net Cashflow Rs m-11,642-105,708 11.0%  

Share Holding

Indian Promoters % 66.7 88.0 75.8%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 15.5 5.2 298.1%  
FIIs % 10.2 0.3 3,400.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 7.7 6.5 118.5%  
Shareholders   240,000 78,272 306.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANK OF INDIA With:   VIJAYA BANK  SOUTH IND.BANK  BANK OF BARODA  ALLAHABAD BANK  AXIS BANK  

Compare BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Opens Lower; Metal and Banking Stocks Drag(09:30 am)

Asian share markets are higher today as Japanese and Hong Kong shares show gains. The Nikkei 225 is up 1% while the Hang Seng is up 1.1%.

Related Views on News

UNITED BANK OF INDIA Announces Quarterly Results (1QFY20); Net Profit Up 127.0% (Quarterly Result Update)

Aug 1, 2019 | Updated on Aug 1, 2019

For the quarter ended June 2019, UNITED BANK OF INDIA has posted a net profit of Rs 1 bn (up 127.0% YoY). Sales on the other hand came in at Rs 24 bn (up 10.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

BANK OF INDIA Announces Quarterly Results (1QFY20); Net Profit Up 155.1% (Quarterly Result Update)

Jul 31, 2019 | Updated on Jul 31, 2019

For the quarter ended June 2019, BANK OF INDIA has posted a net profit of Rs 2 bn (up 155.1% YoY). Sales on the other hand came in at Rs 103 bn (up 3.2% YoY). Read on for a complete analysis of BANK OF INDIA's quarterly results.

BANK OF INDIA Announces Quarterly Results (4QFY19); Net Profit Up 106.3% (Quarterly Result Update)

May 21, 2019 | Updated on May 21, 2019

For the quarter ended March 2019, BANK OF INDIA has posted a net profit of Rs 3 bn (up 106.3% YoY). Sales on the other hand came in at Rs 108 bn (up 15.7% YoY). Read on for a complete analysis of BANK OF INDIA's quarterly results.

UNITED BANK OF INDIA Announces Quarterly Results (4QFY19); Net Profit Up 136.5% (Quarterly Result Update)

May 16, 2019 | Updated on May 16, 2019

For the quarter ended March 2019, UNITED BANK OF INDIA has posted a net profit of Rs 952 m (up 136.5% YoY). Sales on the other hand came in at Rs 22 bn (up 1.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

UNITED BANK OF INDIA Announces Quarterly Results (3QFY19); Net Profit Down 78.7% (Quarterly Result Update)

Feb 13, 2019 | Updated on Feb 13, 2019

For the quarter ended December 2018, UNITED BANK OF INDIA has posted a net profit of Rs 11 bn (down 78.7% YoY). Sales on the other hand came in at Rs 21 bn (up 3.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

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