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CHOLAMANDALAM INVEST vs MAHINDRA & MAHINDRA FINANCIAL SERVICES - Comparison Results

Rs 100 invested in...

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Current Valuations

    CHOLAMANDALAM INVEST MAHINDRA & MAHINDRA FINANCIAL SERVICES CHOLAMANDALAM INVEST/
MAHINDRA & MAHINDRA FINANCIAL SERVICES
 
P/E (TTM) x 30.6 16.9 181.5% View Chart
P/BV x 6.9 1.7 400.3% View Chart
Dividend Yield % 0.2 2.3 7.4%  

Financials

 CHOLAMANDALAM INVEST   MAHINDRA & MAHINDRA FINANCIAL SERVICES
EQUITY SHARE DATA
    CHOLAMANDALAM INVEST
Mar-23
MAHINDRA & MAHINDRA FINANCIAL SERVICES
Mar-23
CHOLAMANDALAM INVEST/
MAHINDRA & MAHINDRA FINANCIAL SERVICES
5-Yr Chart
Click to enlarge
High Rs818272 300.7%   
Low Rs594158 375.4%   
Income per share (Unadj.) Rs156.7102.9 152.2%  
Earnings per share (Unadj.) Rs32.416.8 193.0%  
Cash flow per share (Unadj.) Rs87.772.1 121.6%  
Dividends per share (Unadj.) Rs2.006.00 33.3%  
Avg Dividend yield %0.32.8 10.2%  
Book value per share (Unadj.) Rs173.5150.1 115.6%  
Shares outstanding (eoy) m822.041,233.60 66.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x4.52.1 215.6%   
Avg P/E ratio x21.812.8 170.1%  
Avg P/CF ratio x21.712.7 171.2%  
Avg Price/Bookvalue ratio x4.11.4 284.0%  
Dividend payout %6.235.7 17.3%   
Avg Mkt Cap Rs m580,340265,378 218.7%   
No. of employees `000NANA-   
Total wages & salary Rs m13,60421,153 64.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m128,841126,995 101.5%  
Other income Rs m2,21615,570 14.2%   
Interest expense Rs m57,48050,943 112.8%   
Net interest income Rs m71,36176,052 93.8%  
Operating expense Rs m36,22061,198 59.2%   
Gross profit Rs m35,14114,854 236.6%  
Gross profit margin %27.311.7 233.2%  
Provisions/contingencies Rs m142248 57.2%   
Profit before tax Rs m36,14628,038 128.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m012 0.0%   
Prior Period Items Rs m-1180-   
Tax Rs m9,3797,326 128.0%   
Profit after tax Rs m26,64920,724 128.6%  
Net profit margin %20.716.3 126.7%  
BALANCE SHEET DATA
Advances Rs m1,048,09734,811 3,010.8%   
Deposits Rs m054,587 0.0%  
Credit/Deposit ratio x063.8- 
Yield on advances %00-   
Cost of deposits %09.8-  
Net Interest Margin %6.650.1 13.1%  
Net fixed assets Rs m4,0268,706 46.2%   
Share capital Rs m1,6452,467 66.7%   
Free reserves Rs m140,982182,732 77.2%   
Net worth Rs m142,627185,199 77.0%   
Borrowings Rs m67,22450,384 133.4%   
Investments Rs m39,576116,974 33.8%   
Total assets Rs m1,130,1541,043,390 108.3%  
Debt/equity ratio x0.50.6 83.2%   
Return on assets %2.42.0 118.7%  
Return on equity %18.711.2 167.0%  
Capital adequacy ratio %17.122.5 76.1%  
Net NPAs %3.11.9 166.3%  
CASH FLOW
From Operations Rs m-271,051-173,953 155.8%  
From Investments Rs m-21,484-16,354 131.4%  
From Financial Activity Rs m274,665188,520 145.7%  
Net Cashflow Rs m-17,870-1,787 1,000.3%  

Share Holding

Indian Promoters % 50.2 52.2 96.3%  
Foreign collaborators % 0.1 0.0 -  
Indian inst/Mut Fund % 43.0 40.6 106.1%  
FIIs % 26.0 12.0 217.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 49.7 47.8 103.8%  
Shareholders   155,055 227,512 68.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CHOLAMANDALAM INVEST With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    SBI CARDS    TATA INVESTMENT    AAVAS FINANCIERS    


More on Cholamandalam Invest vs M&M Financial

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Cholamandalam Invest vs M&M Financial Share Price Performance

Period Cholamandalam Invest M&M Financial
1-Day 1.76% 0.21%
1-Month 5.10% -5.57%
1-Year 39.89% 2.95%
3-Year CAGR 28.52% 16.58%
5-Year CAGR 32.97% 0.51%

* Compound Annual Growth Rate

Here are more details on the Cholamandalam Invest share price and the M&M Financial share price.

Moving on to shareholding structures...

The promoters of Cholamandalam Invest hold a 50.4% stake in the company. In case of M&M Financial the stake stands at 52.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Cholamandalam Invest and the shareholding pattern of M&M Financial.

Finally, a word on dividends...

In the most recent financial year, Cholamandalam Invest paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of 6.2%.

M&M Financial paid Rs 6.0, and its dividend payout ratio stood at 35.7%.

You may visit here to review the dividend history of Cholamandalam Invest, and the dividend history of M&M Financial.

For a sector overview, read our finance sector report.



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