CHOLAMANDALAM INVEST | MAHINDRA & MAHINDRA FINANCIAL SERVICES | CHOLAMANDALAM INVEST/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
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P/E (TTM) | x | 30.6 | 16.9 | 181.5% | View Chart |
P/BV | x | 6.9 | 1.7 | 400.3% | View Chart |
Dividend Yield | % | 0.2 | 2.3 | 7.4% |
CHOLAMANDALAM INVEST MAHINDRA & MAHINDRA FINANCIAL SERVICES |
EQUITY SHARE DATA | |||||
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CHOLAMANDALAM INVEST Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-23 |
CHOLAMANDALAM INVEST/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
5-Yr Chart Click to enlarge
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High | Rs | 818 | 272 | 300.7% | |
Low | Rs | 594 | 158 | 375.4% | |
Income per share (Unadj.) | Rs | 156.7 | 102.9 | 152.2% | |
Earnings per share (Unadj.) | Rs | 32.4 | 16.8 | 193.0% | |
Cash flow per share (Unadj.) | Rs | 87.7 | 72.1 | 121.6% | |
Dividends per share (Unadj.) | Rs | 2.00 | 6.00 | 33.3% | |
Avg Dividend yield | % | 0.3 | 2.8 | 10.2% | |
Book value per share (Unadj.) | Rs | 173.5 | 150.1 | 115.6% | |
Shares outstanding (eoy) | m | 822.04 | 1,233.60 | 66.6% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 4.5 | 2.1 | 215.6% | |
Avg P/E ratio | x | 21.8 | 12.8 | 170.1% | |
Avg P/CF ratio | x | 21.7 | 12.7 | 171.2% | |
Avg Price/Bookvalue ratio | x | 4.1 | 1.4 | 284.0% | |
Dividend payout | % | 6.2 | 35.7 | 17.3% | |
Avg Mkt Cap | Rs m | 580,340 | 265,378 | 218.7% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 13,604 | 21,153 | 64.3% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 128,841 | 126,995 | 101.5% | |
Other income | Rs m | 2,216 | 15,570 | 14.2% | |
Interest expense | Rs m | 57,480 | 50,943 | 112.8% | |
Net interest income | Rs m | 71,361 | 76,052 | 93.8% | |
Operating expense | Rs m | 36,220 | 61,198 | 59.2% | |
Gross profit | Rs m | 35,141 | 14,854 | 236.6% | |
Gross profit margin | % | 27.3 | 11.7 | 233.2% | |
Provisions/contingencies | Rs m | 142 | 248 | 57.2% | |
Profit before tax | Rs m | 36,146 | 28,038 | 128.9% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 12 | 0.0% | |
Prior Period Items | Rs m | -118 | 0 | - | |
Tax | Rs m | 9,379 | 7,326 | 128.0% | |
Profit after tax | Rs m | 26,649 | 20,724 | 128.6% | |
Net profit margin | % | 20.7 | 16.3 | 126.7% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 1,048,097 | 34,811 | 3,010.8% | |
Deposits | Rs m | 0 | 54,587 | 0.0% | |
Credit/Deposit ratio | x | 0 | 63.8 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 9.8 | - | |
Net Interest Margin | % | 6.6 | 50.1 | 13.1% | |
Net fixed assets | Rs m | 4,026 | 8,706 | 46.2% | |
Share capital | Rs m | 1,645 | 2,467 | 66.7% | |
Free reserves | Rs m | 140,982 | 182,732 | 77.2% | |
Net worth | Rs m | 142,627 | 185,199 | 77.0% | |
Borrowings | Rs m | 67,224 | 50,384 | 133.4% | |
Investments | Rs m | 39,576 | 116,974 | 33.8% | |
Total assets | Rs m | 1,130,154 | 1,043,390 | 108.3% | |
Debt/equity ratio | x | 0.5 | 0.6 | 83.2% | |
Return on assets | % | 2.4 | 2.0 | 118.7% | |
Return on equity | % | 18.7 | 11.2 | 167.0% | |
Capital adequacy ratio | % | 17.1 | 22.5 | 76.1% | |
Net NPAs | % | 3.1 | 1.9 | 166.3% |
CASH FLOW | |||||
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From Operations | Rs m | -271,051 | -173,953 | 155.8% | |
From Investments | Rs m | -21,484 | -16,354 | 131.4% | |
From Financial Activity | Rs m | 274,665 | 188,520 | 145.7% | |
Net Cashflow | Rs m | -17,870 | -1,787 | 1,000.3% |
Indian Promoters | % | 50.2 | 52.2 | 96.3% | |
Foreign collaborators | % | 0.1 | 0.0 | - | |
Indian inst/Mut Fund | % | 43.0 | 40.6 | 106.1% | |
FIIs | % | 26.0 | 12.0 | 217.5% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 49.7 | 47.8 | 103.8% | |
Shareholders | 155,055 | 227,512 | 68.2% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare CHOLAMANDALAM INVEST With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT SBI CARDS TATA INVESTMENT AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | Cholamandalam Invest | M&M Financial |
---|---|---|
1-Day | 1.76% | 0.21% |
1-Month | 5.10% | -5.57% |
1-Year | 39.89% | 2.95% |
3-Year CAGR | 28.52% | 16.58% |
5-Year CAGR | 32.97% | 0.51% |
* Compound Annual Growth Rate
Here are more details on the Cholamandalam Invest share price and the M&M Financial share price.
Moving on to shareholding structures...
The promoters of Cholamandalam Invest hold a 50.4% stake in the company. In case of M&M Financial the stake stands at 52.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Cholamandalam Invest and the shareholding pattern of M&M Financial.
Finally, a word on dividends...
In the most recent financial year, Cholamandalam Invest paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of 6.2%.
M&M Financial paid Rs 6.0, and its dividend payout ratio stood at 35.7%.
You may visit here to review the dividend history of Cholamandalam Invest, and the dividend history of M&M Financial.
For a sector overview, read our finance sector report.
After opening the day on high, Indian share markets reversed the trend as the session progressed and ended the lower.