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CSB BANK vs UCO BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    CSB BANK UCO BANK CSB BANK/
UCO BANK
 
P/E (TTM) x 11.7 39.9 29.3% View Chart
P/BV x 2.1 2.7 78.9% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 CSB BANK   UCO BANK
EQUITY SHARE DATA
    CSB BANK
Mar-23
UCO BANK
Mar-23
CSB BANK/
UCO BANK
5-Yr Chart
Click to enlarge
High Rs27538 720.8%   
Low Rs17811 1,692.0%   
Income per share (Unadj.) Rs133.714.8 905.7%  
Earnings per share (Unadj.) Rs31.61.5 2,065.5%  
Cash flow per share (Unadj.) Rs87.44.9 1,770.3%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs183.621.4 857.4%  
Shares outstanding (eoy) m173.4911,955.96 1.5%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.71.6 102.8%   
Avg P/E ratio x7.215.9 45.1%  
Avg P/CF ratio x5.66.8 82.2%  
Avg Price/Bookvalue ratio x1.21.1 108.6%  
Dividend payout %00-   
Avg Mkt Cap Rs m39,295290,948 13.5%   
No. of employees `000NANA-   
Total wages & salary Rs m5,58538,727 14.4%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m23,197176,505 13.1%  
Other income Rs m3,16025,085 12.6%   
Interest expense Rs m9,858103,074 9.6%   
Net interest income Rs m13,33873,431 18.2%  
Operating expense Rs m9,42555,109 17.1%   
Gross profit Rs m3,91418,322 21.4%  
Gross profit margin %16.910.4 162.5%  
Provisions/contingencies Rs m1,60024,783 6.5%   
Profit before tax Rs m7,33629,051 25.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m0-361 -0.0%   
Tax Rs m1,86310,428 17.9%   
Profit after tax Rs m5,47418,263 30.0%  
Net profit margin %23.610.3 228.1%  
BALANCE SHEET DATA
Advances Rs m206,5061,558,702 13.2%   
Deposits Rs m245,0582,493,377 9.8%  
Credit/Deposit ratio x84.362.5 134.8%  
Yield on advances %9.16.6 137.8%   
Cost of deposits %3.73.8 99.1%   
Net Interest Margin %5.02.9 172.0%  
Net fixed assets Rs m3,19434,445 9.3%   
Share capital Rs m1,735119,560 1.5%   
Free reserves Rs m30,118136,477 22.1%   
Net worth Rs m31,853256,037 12.4%   
Borrowings Rs m7,830205,011 3.8%   
Investments Rs m58,487950,085 6.2%   
Total assets Rs m291,6233,007,022 9.7%  
Debt/equity ratio x7.910.5 75.3%   
Return on assets %1.90.6 309.0%  
Return on equity %17.27.1 240.9%  
Capital adequacy ratio %27.116.5 164.1%  
Net NPAs %0.41.3 27.1%  
CASH FLOW
From Operations Rs m22,11529,829 74.1%  
From Investments Rs m-7,243-2,673 271.0%  
From Financial Activity Rs m-12,242-3,358 364.6%  
Net Cashflow Rs m2,62925,801 10.2%  

Share Holding

Indian Promoters % 0.0 95.4 -  
Foreign collaborators % 49.7 0.0 -  
Indian inst/Mut Fund % 20.9 1.4 1,545.9%  
FIIs % 4.9 0.0 16,433.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 50.3 4.6 1,090.7%  
Shareholders   63,497 739,097 8.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CSB BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on CSB BANK vs UCO Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

CSB BANK vs UCO Bank Share Price Performance

Period CSB BANK UCO Bank S&P BSE BANKEX
1-Day -4.23% 0.62% -0.70%
1-Month 11.67% 13.18% 3.35%
1-Year 32.19% 102.91% 12.35%
3-Year CAGR 14.67% 73.30% 14.13%
5-Year CAGR 5.17% 25.56% 10.11%

* Compound Annual Growth Rate

Here are more details on the CSB BANK share price and the UCO Bank share price.

Moving on to shareholding structures...

The promoters of CSB BANK hold a 49.7% stake in the company. In case of UCO Bank the stake stands at 95.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of CSB BANK and the shareholding pattern of UCO Bank.

Finally, a word on dividends...

In the most recent financial year, CSB BANK paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

UCO Bank paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of CSB BANK, and the dividend history of UCO Bank.

For a sector overview, read our banking sector report.



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