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Compare City Union Bank with Bank of Maharashtra - Equitymaster
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CITY UNION BANK vs BANK OF MAHARASHTRA - Comparison Results

CITY UNION BANK    Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

BANK OF MAHARASHTRA 
   Change

Registered in 1935 with an authorised capital of Rs 1 m, Bank of Maharashtra (BoM) commenced business in 1936. The government held 78.95% stake in the bank at the end of March 2012 after an infusion from the government and a preferential allotment fr... More

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Current Valuations

    CITY UNION BANK BANK OF MAHARASHTRA CITY UNION BANK/
BANK OF MAHARASHTRA
 
P/E (TTM) x 19.2 -2.0 - View Chart
P/BV x 3.1 0.3 971.5% View Chart
Dividend Yield % 0.8 0.0 -  

Financials

 CITY UNION BANK   BANK OF MAHARASHTRA
EQUITY SHARE DATA
    CITY UNION BANK
Mar-16
BANK OF MAHARASHTRA
Mar-16
CITY UNION BANK/
BANK OF MAHARASHTRA
5-Yr Chart
Click to enlarge
High Rs9844 221.7%   
Low Rs7727 286.9%   
Income per share (Unadj.) Rs49.2111.9 44.0%  
Earnings per share (Unadj.) Rs7.41.0 734.9%  
Cash flow per share (Unadj.) Rs15.59.1 171.1%  
Dividends per share (Unadj.) Rs1.200-  
Avg Dividend yield %1.40-  
Book value per share (Unadj.) Rs51.075.8 67.3%  
Shares outstanding (eoy) m598.191,168.33 51.2%   
Bonus/Rights/Conversions ESOSPI-  
Avg Price / Income ratio x1.80.3 559.9%   
Avg P/E ratio x11.835.1 33.5%  
Avg P/CF ratio x7.72.0 382.1%  
Avg Price/Bookvalue ratio x1.70.5 366.2%  
Dividend payout %16.10-   
Avg Mkt Cap Rs m52,31241,476 126.1%   
No. of employees `0004.513.8 32.8%   
Total wages & salary Rs m2,13215,410 13.8%   
Avg. income/employee Rs Th6,518.19,495.2 68.6%   
Avg. wages/employee Rs Th471.91,119.5 42.2%   
Avg. net profit/employee Rs Th984.585.9 1,146.6%   
INCOME DATA
Interest income Rs m29,442130,701 22.5%  
Other income Rs m4,10010,201 40.2%   
Interest expense Rs m19,63291,736 21.4%   
Net interest income Rs m9,81038,965 25.2%  
Operating expense Rs m5,57725,538 21.8%   
Gross profit Rs m4,23313,428 31.5%  
Gross profit margin %14.410.3 139.9%  
Provisions/contingencies Rs m2,30619,275 12.0%   
Profit before tax Rs m6,0274,354 138.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,5803,172 49.8%   
Profit after tax Rs m4,4471,182 376.3%  
Net profit margin %15.10.9 1,670.3%  
BALANCE SHEET DATA
Advances Rs m210,5691,075,627 19.6%   
Deposits Rs m271,5811,389,800 19.5%  
Credit/Deposit ratio x77.577.4 100.2%  
Yield on advances %11.29.2 121.7%   
Cost of deposits %7.16.1 116.8%   
Net Interest Margin %3.32.5 128.6%  
Net fixed assets Rs m2,17616,945 12.8%   
Share capital Rs m59811,683 5.1%   
Free reserves Rs m19,30143,798 44.1%   
Net worth Rs m30,52088,601 34.4%   
Borrowings Rs m1,12692,281 1.2%   
Investments Rs m63,245363,017 17.4%   
Total assets Rs m312,5201,610,288 19.4%  
Debt/equity ratio x8.916.7 53.4%   
Return on assets %1.40.1 1,938.7%  
Return on equity %14.61.3 1,092.3%  
Capital adequacy ratio %15.611.2 139.1%  
Net NPAs %1.56.4 23.9%  
CASH FLOW
From Operations Rs m1,98529,044 6.8%  
From Investments Rs m-600-1,510 39.7%  
From Financial Activity Rs m-752-1,864 40.3%  
Net Cashflow Rs m63325,670 2.5%  

Share Holding

Indian Promoters % 0.0 85.2 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.2 7.1 143.7%  
FIIs % 33.4 0.5 6,680.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 56.0 7.3 767.1%  
Shareholders   82,699 185,345 44.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CITY UNION BANK With:   SOUTH IND.BANK  INDUSIND BANK  ING VYSYA BANK  ANDHRA BANK  DHANLAXMI BANK  

Compare CITY UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Aug 22, 2017 03:36 PM

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