Compare City Union Bank with Bank of Baroda - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

CITY UNION BANK vs BANK OF BARODA - Comparison Results

CITY UNION BANK     Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

BANK OF BARODA 
   Change

Bank of Baroda (BoB) is among the top banks in the country with a 6.8% share of the total non-food disbursals at the end of FY12. After a brand and operating overhaul, the bank has seen accelerated growth, enabling it to position itself favourably am... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    CITY UNION BANK BANK OF BARODA CITY UNION BANK/
BANK OF BARODA
 
P/E (TTM) x 20.0 -9.6 - View Chart
P/BV x 1.8 0.1 1,413.8% View Chart
Dividend Yield % 0.3 0.0 -  

Financials

 CITY UNION BANK   BANK OF BARODA
EQUITY SHARE DATA
    CITY UNION BANK
Mar-19
BANK OF BARODA
Mar-20
CITY UNION BANK/
BANK OF BARODA
5-Yr Chart
Click to enlarge
High Rs207144 144.3%   
Low Rs15747 334.0%   
Income per share (Unadj.) Rs51.3170.2 30.1%  
Earnings per share (Unadj.) Rs9.32.0 464.4%  
Cash flow per share (Unadj.) Rs20.4-5.1 -397.2%  
Dividends per share (Unadj.) Rs0.500-  
Avg Dividend yield %0.30-  
Book value per share (Unadj.) Rs65.9164.2 40.1%  
Shares outstanding (eoy) m734.504,634.23 15.8%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x3.60.6 634.3%   
Avg P/E ratio x19.647.6 41.1%  
Avg P/CF ratio x13.42.0 686.8%  
Avg Price/Bookvalue ratio x2.80.6 476.1%  
Dividend payout %5.40-   
Avg Mkt Cap Rs m133,752441,642 30.3%   
No. of employees `0005.584.3 6.5%   
Total wages & salary Rs m3,64492,792 3.9%   
Avg. income/employee Rs Th6,827.19,360.7 72.9%   
Avg. wages/employee Rs Th660.51,101.0 60.0%   
Avg. net profit/employee Rs Th1,237.5110.1 1,124.2%   
INCOME DATA
Interest income Rs m37,672788,947 4.8%  
Other income Rs m5,144121,913 4.2%   
Interest expense Rs m21,557500,399 4.3%   
Net interest income Rs m16,115288,548 5.6%  
Operating expense Rs m8,859205,763 4.3%   
Gross profit Rs m7,25682,785 8.8%  
Gross profit margin %19.310.5 183.6%  
Provisions/contingencies Rs m3,151217,038 1.5%   
Profit before tax Rs m9,249-13,013 -71.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0530 0.0%   
Prior Period Items Rs m00-   
Tax Rs m2,420-21,761 -11.1%   
Profit after tax Rs m6,8299,278 73.6%  
Net profit margin %18.11.2 1,541.4%  
BALANCE SHEET DATA
Advances Rs m326,7337,065,397 4.6%   
Deposits Rs m384,4809,732,281 4.0%  
Credit/Deposit ratio x85.072.6 117.1%  
Yield on advances %9.77.9 123.8%   
Cost of deposits %5.54.6 119.0%   
Net Interest Margin %3.72.6 145.2%  
Net fixed assets Rs m2,50090,438 2.8%   
Share capital Rs m7359,254 7.9%   
Free reserves Rs m47,673751,789 6.3%   
Net worth Rs m48,408761,043 6.4%   
Borrowings Rs m4,809957,527 0.5%   
Investments Rs m77,1222,897,267 2.7%   
Total assets Rs m452,58911,999,421 3.8%  
Debt/equity ratio x8.014.0 57.3%   
Return on assets %1.50.1 1,951.4%  
Return on equity %14.11.2 1,157.1%  
Capital adequacy ratio %15.613.3 116.9%  
Net NPAs %1.83.1 57.8%  
CASH FLOW
From Operations Rs m3,9699,295 42.7%  
From Investments Rs m-8671,410 -61.5%  
From Financial Activity Rs m166145,897 0.1%  
Net Cashflow Rs m3,269326,715 1.0%  

Share Holding

Indian Promoters % 0.0 56.3 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.2 16.6 61.5%  
FIIs % 33.4 15.6 213.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 56.0 11.5 485.3%  
Shareholders   82,699 180,376 45.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CITY UNION BANK With:   DENA BANK  IDBI BANK  BANDHAN BANK  DHANLAXMI BANK  SBI  

Compare CITY UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Ends 173 Points Lower; Capital Goods and FMCG Stocks Witness Selling(Closing)

Indian share markets witnessed selling pressure throughout the day today and ended marginally lower.

Related Views on News

CITY UNION BANK Announces Quarterly Results (1QFY21); Net Profit Down 17.0% (Quarterly Result Update)

Sep 14, 2020 | Updated on Sep 14, 2020

For the quarter ended June 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 17.0% YoY). Sales on the other hand came in at Rs 10 bn (up 2.0% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

CITY UNION BANK Announces Quarterly Results (4QFY20); Net Profit Down 154.4% (Quarterly Result Update)

Jun 19, 2020 | Updated on Jun 19, 2020

For the quarter ended March 2020, CITY UNION BANK has posted a net profit of Rs 953 m (down 154.4% YoY). Sales on the other hand came in at Rs 10 bn (up 5.8% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

How the YES Bank Collapse Unfolded - 10 Points (Sector Info)

Mar 9, 2020

A timeline of how YES Bank went from a stock market darling to a pariah.

Today's Stock Market Crash: 10 Points (Sector Info)

Mar 6, 2020

Top factors that dragged the markets lower today.

CITY UNION BANK Announces Quarterly Results (3QFY20); Net Profit Up 8.0% (Quarterly Result Update)

Feb 17, 2020 | Updated on Feb 17, 2020

For the quarter ended December 2019, CITY UNION BANK has posted a net profit of Rs 2 bn (up 8.0% YoY). Sales on the other hand came in at Rs 11 bn (up 9.7% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

More Views on News

Most Popular

My View on ITC(Fast Profits Daily)

Oct 23, 2020

What do the charts say about ITC?

PSU Banks Will Move Up Again(Profit Hunter)

Oct 27, 2020

My charts tell me PSU banks are set for a rebound.

One of the Best Investment Opportunities in the Market Right Now(Fast Profits Daily)

Oct 16, 2020

The one sector that you should be looking at to make good profits.

Why India's Drone Revolution is a 4x Profit Opportunity(Profit Hunter)

Oct 16, 2020

My research on India's leading defence companies brought me to one major player in drone manufacturing.

More

Covid-19 Proof
Multibagger Stocks

Covid19 Proof Multibaggers
Get this special report, authored by Equitymaster's top analysts now!
We will never sell or rent your email id.
Please read our Terms

CITY UNION BANK SHARE PRICE


Oct 29, 2020 (Close)

TRACK CITY UNION BANK

  • Track your investment in CITY UNION BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON CITY UNION BANK

CITY UNION BANK 5-YR ANALYSIS

COMPARE CITY UNION BANK WITH

MARKET STATS