Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More
Dena Bank founded on 1938 as a public sector bank. In FY04, the bank had a branch network of 1135 (out of which 680 branches are fully computerised). It also has 105 ATMs across the country. The total deposits of the bank registered a growth of 11.0... More
CITY UNION BANK | DENA BANK | CITY UNION BANK/ DENA BANK |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 28.0 | -0.3 | - | View Chart |
P/BV | x | 2.2 | 0.1 | 2,907.3% | View Chart |
Dividend Yield | % | 0.3 | 0.0 | - |
![]() ![]() |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
CITY UNION BANK Mar-19 |
DENA BANK Mar-18 |
CITY UNION BANK/ DENA BANK |
5-Yr Chart Click to enlarge
|
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High | Rs | 207 | 50 | 414.4% | |
Low | Rs | 157 | 18 | 872.2% | |
Income per share (Unadj.) | Rs | 51.3 | 39.5 | 129.7% | |
Earnings per share (Unadj.) | Rs | 9.3 | -8.5 | -109.2% | |
Cash flow per share (Unadj.) | Rs | 20.4 | -28.0 | -72.8% | |
Dividends per share (Unadj.) | Rs | 0.50 | 0 | - | |
Avg Dividend yield | % | 0.3 | 0 | - | |
Book value per share (Unadj.) | Rs | 65.9 | 40.7 | 161.8% | |
Shares outstanding (eoy) | m | 734.50 | 2,259.05 | 32.5% | |
Bonus/Rights/Conversions | - | - | - | ||
Avg Price / Income ratio | x | 3.6 | 0.9 | 412.9% | |
Avg P/E ratio | x | 19.6 | -4.0 | -490.4% | |
Avg P/CF ratio | x | 13.4 | 2.1 | 642.5% | |
Avg Price/Bookvalue ratio | x | 2.8 | 0.8 | 331.1% | |
Dividend payout | % | 5.4 | 0 | - | |
Avg Mkt Cap | Rs m | 133,752 | 76,808 | 174.1% | |
No. of employees | `000 | 5.5 | NA | - | |
Total wages & salary | Rs m | 3,644 | 15,875 | 23.0% | |
Avg. income/employee | Rs Th | 6,827.1 | NM | - | |
Avg. wages/employee | Rs Th | 660.5 | NM | - | |
Avg. net profit/employee | Rs Th | 1,237.5 | N.A. | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 37,672 | 89,322 | 42.2% | |
Other income | Rs m | 5,144 | 11,635 | 44.2% | |
Interest expense | Rs m | 21,557 | 64,564 | 33.4% | |
Net interest income | Rs m | 16,115 | 24,758 | 65.1% | |
Operating expense | Rs m | 8,859 | 24,682 | 35.9% | |
Gross profit | Rs m | 7,256 | 76 | 9,509.8% | |
Gross profit margin | % | 19.3 | 0.1 | 22,548.5% | |
Provisions/contingencies | Rs m | 3,151 | 56,055 | 5.6% | |
Profit before tax | Rs m | 9,249 | -31,788 | -29.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 2,420 | -12,556 | -19.3% | |
Profit after tax | Rs m | 6,829 | -19,232 | -35.5% | |
Net profit margin | % | 18.1 | -21.5 | -84.2% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 326,733 | 655,815 | 49.8% | |
Deposits | Rs m | 384,480 | 1,061,301 | 36.2% | |
Credit/Deposit ratio | x | 85.0 | 61.8 | 137.5% | |
Yield on advances | % | 9.7 | 8.9 | 109.3% | |
Cost of deposits | % | 5.5 | 5.6 | 97.7% | |
Net Interest Margin | % | 3.7 | 2.3 | 163.9% | |
Net fixed assets | Rs m | 2,500 | 15,573 | 16.1% | |
Share capital | Rs m | 735 | 22,591 | 3.3% | |
Free reserves | Rs m | 47,673 | 51,561 | 92.5% | |
Net worth | Rs m | 48,408 | 92,028 | 52.6% | |
Borrowings | Rs m | 4,809 | 35,610 | 13.5% | |
Investments | Rs m | 77,122 | 376,096 | 20.5% | |
Total assets | Rs m | 452,589 | 1,208,598 | 37.4% | |
Debt/equity ratio | x | 8.0 | 11.9 | 67.5% | |
Return on assets | % | 1.5 | -1.6 | -94.8% | |
Return on equity | % | 14.1 | -20.9 | -67.5% | |
Capital adequacy ratio | % | 15.6 | 11.1 | 140.2% | |
Net NPAs | % | 1.8 | 12.0 | 15.1% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | 3,969 | -17,129 | -23.2% | |
From Investments | Rs m | -867 | -753 | 115.1% | |
From Financial Activity | Rs m | 166 | 14,813 | 1.1% | |
Net Cashflow | Rs m | 3,269 | -3,069 | -106.5% |
Indian Promoters | % | 0.0 | 58.0 | - | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 10.2 | 17.0 | 60.0% | |
FIIs | % | 33.4 | 7.2 | 463.9% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 56.0 | 17.8 | 314.6% | |
Shareholders | 82,699 | 236,995 | 34.9% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare CITY UNION BANK With: AXIS BANK DHANLAXMI BANK SBI ANDHRA BANK CORPORATION BANK
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Share markets in India are presently trading on a negative note. The BSE Sensex is trading down by 385 points, down 0.8% at 51,059 levels.
For the quarter ended December 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 11.7% YoY). Sales on the other hand came in at Rs 10 bn (down 1.2% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.
For the quarter ended September 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 18.5% YoY). Sales on the other hand came in at Rs 11 bn (up 2.3% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.
A timeline of how YES Bank went from a stock market darling to a pariah.
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For the quarter ended June 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 17.0% YoY). Sales on the other hand came in at Rs 10 bn (up 2.0% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.
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