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- CITY UNION BANK - HDFC BANK
CITY UNION BANK vs HDFC BANK - Comparison Results
CITY UNION BANK 
Change
Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More
HDFC BANK
With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More
Current Valuations
| CITY UNION BANK | HDFC BANK | CITY UNION BANK/ HDFC BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 18.7 | 29.3 | 63.8% | View Chart |
| P/BV | x | 3.1 | 4.0 | 76.3% | View Chart |
| Dividend Yield | % | 0.1 | 0.6 | 22.7% |
Financials
 CITY UNION BANK  HDFC BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| CITY UNION BANK Mar-18 |
HDFC BANK Mar-19 |
CITY UNION BANK/ HDFC BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 209 | 2,327 | 9.0% | |
| Low | Rs | 145 | 1,880 | 7.7% | |
| Income per share (Unadj.) | Rs | 51.2 | 386.2 | 13.3% | |
| Earnings per share (Unadj.) | Rs | 8.9 | 82.0 | 10.9% | |
| Cash flow per share (Unadj.) | Rs | 17.0 | 196.5 | 8.6% | |
| Dividends per share (Unadj.) | Rs | 0.30 | 15.00 | 2.0% | |
| Avg Dividend yield | % | 0.2 | 0.7 | 23.8% | |
| Book value per share (Unadj.) | Rs | 62.6 | 564.3 | 11.1% | |
| Shares outstanding (eoy) | m | 664.73 | 2,723.31 | 24.4% | |
| Bonus/Rights/Conversions | ESOS | - | - | ||
| Avg Price / Income ratio | x | 3.5 | 5.4 | 63.4% | |
| Avg P/E ratio | x | 19.9 | 25.7 | 77.4% | |
| Avg P/CF ratio | x | 11.6 | 18.7 | 62.4% | |
| Avg Price/Bookvalue ratio | x | 2.8 | 3.7 | 75.8% | |
| Dividend payout | % | 3.4 | 18.3 | 18.4% | |
| Avg Mkt Cap | Rs m | 117,591 | 5,728,891 | 2.1% | |
| No. of employees | `000 | 5.3 | 98.1 | 5.4% | |
| Total wages & salary | Rs m | 3,159 | 104,512 | 3.0% | |
| Avg. income/employee | Rs Th | 6,396.7 | 10,724.0 | 59.6% | |
| Avg. wages/employee | Rs Th | 593.9 | 1,065.8 | 55.7% | |
| Avg. net profit/employee | Rs Th | 1,113.0 | 2,277.4 | 48.9% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 34,024 | 1,051,607 | 3.2% | |
| Other income | Rs m | 5,321 | 189,471 | 2.8% | |
| Interest expense | Rs m | 19,721 | 537,127 | 3.7% | |
| Net interest income | Rs m | 14,303 | 514,481 | 2.8% | |
| Operating expense | Rs m | 7,547 | 276,948 | 2.7% | |
| Gross profit | Rs m | 6,757 | 237,533 | 2.8% | |
| Gross profit margin | % | 19.9 | 22.6 | 87.9% | |
| Provisions/contingencies | Rs m | 4,178 | 83,822 | 5.0% | |
| Profit before tax | Rs m | 7,900 | 340,918 | 2.3% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 1,132 | 0.0% | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 1,980 | 118,726 | 1.7% | |
| Profit after tax | Rs m | 5,920 | 223,324 | 2.7% | |
| Net profit margin | % | 17.4 | 21.2 | 81.9% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 278,528 | 8,692,227 | 3.2% | |
| Deposits | Rs m | 328,526 | 9,225,027 | 3.6% | |
| Credit/Deposit ratio | x | 84.8 | 94.2 | 90.0% | |
| Yield on advances | % | 10.2 | 9.6 | 105.9% | |
| Cost of deposits | % | 5.9 | 4.4 | 131.8% | |
| Net Interest Margin | % | 3.7 | 4.2 | 89.7% | |
| Net fixed assets | Rs m | 2,231 | 42,198 | 5.3% | |
| Share capital | Rs m | 665 | 5,447 | 12.2% | |
| Free reserves | Rs m | 40,968 | 1,531,280 | 2.7% | |
| Net worth | Rs m | 41,632 | 1,536,727 | 2.7% | |
| Borrowings | Rs m | 17,359 | 1,577,328 | 1.1% | |
| Investments | Rs m | 78,791 | 2,869,177 | 2.7% | |
| Total assets | Rs m | 399,373 | 12,928,057 | 3.1% | |
| Debt/equity ratio | x | 8.3 | 7.0 | 118.2% | |
| Return on assets | % | 1.5 | 1.7 | 85.8% | |
| Return on equity | % | 14.2 | 14.5 | 97.8% | |
| Capital adequacy ratio | % | 16.2 | 17.1 | 94.9% | |
| Net NPAs | % | 1.7 | 0.4 | 435.9% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -1,831 | -628,715 | 0.3% | |
| From Investments | Rs m | -605 | -15,984 | 3.8% | |
| From Financial Activity | Rs m | 11 | 231,307 | 0.0% | |
| Net Cashflow | Rs m | -2,425 | -412,439 | 0.6% | |
Share Holding
| Indian Promoters | % | 0.0 | 22.6 | - | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 10.2 | 9.9 | 103.0% | |
| FIIs | % | 33.4 | 34.1 | 97.9% | |
| ADR/GDR | % | 0.0 | 17.0 | - | |
| Free float | % | 56.0 | 16.4 | 341.5% | |
| Shareholders | 82,699 | 415,166 | 19.9% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare CITY UNION BANK With: PNB INDIAN OVERSEAS BANK ICICI BANK BANK OF MAHARASHTRA SYNDICATE BANK
Compare CITY UNION BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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Today's Market
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Related Views on News
CITY UNION BANK Announces Quarterly Results (4QFY19); Net Profit Up 15.1% (Quarterly Result Update)
May 21, 2019 | Updated on May 21, 2019For the quarter ended March 2019, CITY UNION BANK has posted a net profit of Rs 2 bn (up 15.1% YoY). Sales on the other hand came in at Rs 10 bn (up 13.1% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.
HDFC BANK Announces Quarterly Results (4QFY19); Net Profit Up 22.6% (Quarterly Result Update)
Apr 22, 2019 | Updated on Apr 22, 2019For the quarter ended March 2019, HDFC BANK has posted a net profit of Rs 59 bn (up 22.6% YoY). Sales on the other hand came in at Rs 263 bn (up 23.5% YoY). Read on for a complete analysis of HDFC BANK's quarterly results.
HDFC BANK Announces Quarterly Results (3QFY19); Net Profit Up 20.3% (Quarterly Result Update)
Jan 21, 2019 | Updated on Jan 21, 2019For the quarter ended December 2018, HDFC BANK has posted a net profit of Rs 56 bn (up 20.3% YoY). Sales on the other hand came in at Rs 259 bn (up 25.8% YoY). Read on for a complete analysis of HDFC BANK's quarterly results.
CITY UNION BANK Announces Quarterly Results (2QFY19); Net Profit Up 16.0% (Quarterly Result Update)
Nov 5, 2018 | Updated on Nov 5, 2018For the quarter ended September 2018, CITY UNION BANK has posted a net profit of Rs 2 bn (up 16.0% YoY). Sales on the other hand came in at Rs 9 bn (up 10.2% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.
HDFC BANK Announces Quarterly Results (2QFY19); Net Profit Up 20.6% (Quarterly Result Update)
Oct 23, 2018 | Updated on Oct 23, 2018For the quarter ended September 2018, HDFC BANK has posted a net profit of Rs 50 bn (up 20.6% YoY). Sales on the other hand came in at Rs 242 bn (up 23.0% YoY). Read on for a complete analysis of HDFC BANK's quarterly results.
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Jun 25, 2019 (Close)
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