X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare City Union Bank with Karur Vysya Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

CITY UNION BANK vs KARUR VYSYA BANK - Comparison Results

CITY UNION BANK    Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

KARUR VYSYA BANK 
   Change

The Karur Vysya Bank Ltd. has been ranked as one of the top five banks in the private sector. The bank has a strong hold in the South with a total of 216 branches across the nation as on 31st March 2004. It is one of the oldest private sector banks o... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    CITY UNION BANK KARUR VYSYA BANK CITY UNION BANK/
KARUR VYSYA BANK
 
P/E (TTM) x 17.8 24.8 71.6% View Chart
P/BV x 3.1 1.3 230.9% View Chart
Dividend Yield % 0.2 14.1 1.2%  

Financials

 CITY UNION BANK   KARUR VYSYA BANK
EQUITY SHARE DATA
    CITY UNION BANK
Mar-17
KARUR VYSYA BANK
Mar-16
CITY UNION BANK/
KARUR VYSYA BANK
5-Yr Chart
Click to enlarge
High Rs169560 30.1%   
Low Rs93394 23.6%   
Income per share (Unadj.) Rs52.8446.7 11.8%  
Earnings per share (Unadj.) Rs8.446.5 18.0%  
Cash flow per share (Unadj.) Rs18.0151.0 11.9%  
Dividends per share (Unadj.) Rs0.3014.00 2.1%  
Avg Dividend yield %0.22.9 7.8%  
Book value per share (Unadj.) Rs59.4375.3 15.8%  
Shares outstanding (eoy) m601.06121.86 493.2%   
Bonus/Rights/Conversions ESOS--  
Avg Price / Income ratio x2.51.1 232.0%   
Avg P/E ratio x15.610.2 152.5%  
Avg P/CF ratio x9.86.5 149.9%  
Avg Price/Bookvalue ratio x2.21.3 173.2%  
Dividend payout %3.630.1 11.9%   
Avg Mkt Cap Rs m78,58958,103 135.3%   
No. of employees `0004.77.2 65.0%   
Total wages & salary Rs m2,9815,474 54.5%   
Avg. income/employee Rs Th6,768.67,548.7 89.7%   
Avg. wages/employee Rs Th635.8759.1 83.8%   
Avg. net profit/employee Rs Th1,072.2786.2 136.4%   
INCOME DATA
Interest income Rs m31,73854,434 58.3%  
Other income Rs m4,8407,068 68.5%   
Interest expense Rs m19,75036,620 53.9%   
Net interest income Rs m11,98817,814 67.3%  
Operating expense Rs m6,89012,528 55.0%   
Gross profit Rs m5,0985,286 96.4%  
Gross profit margin %16.19.7 165.4%  
Provisions/contingencies Rs m3,0103,238 93.0%   
Profit before tax Rs m6,9289,109 76.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,9003,440 55.2%   
Profit after tax Rs m5,0285,669 88.7%  
Net profit margin %15.810.4 152.1%  
BALANCE SHEET DATA
Advances Rs m238,327390,844 61.0%   
Deposits Rs m301,157500,789 60.1%  
Credit/Deposit ratio x79.178.0 101.4%  
Yield on advances %10.911.1 98.1%   
Cost of deposits %6.46.9 94.1%   
Net Interest Margin %3.63.2 109.9%  
Net fixed assets Rs m2,1514,201 51.2%   
Share capital Rs m6011,219 49.3%   
Free reserves Rs m22,45526,513 84.7%   
Net worth Rs m35,70245,730 78.1%   
Borrowings Rs m5,31015,732 33.8%   
Investments Rs m70,315132,217 53.2%   
Total assets Rs m352,708576,637 61.2%  
Debt/equity ratio x8.611.3 76.0%   
Return on assets %1.41.0 145.0%  
Return on equity %14.112.4 113.6%  
Capital adequacy ratio %15.812.2 130.1%  
Net NPAs %1.70.6 310.9%  
CASH FLOW
From Operations Rs m2,8364,799 59.1%  
From Investments Rs m-503-917 54.9%  
From Financial Activity Rs m-44-3,457 1.3%  
Net Cashflow Rs m2,289425 538.5%  

Share Holding

Indian Promoters % 0.0 3.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.2 12.4 82.3%  
FIIs % 33.4 25.1 133.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 56.0 59.4 94.3%  
Shareholders   82,699 74,641 110.8%  
Pledged promoter(s) holding % 0.0 8.7 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CITY UNION BANK With:   J&K BANK  CORPORATION BANK  SBI  INDIAN OVERSEAS BANK  ICICI BANK  

Compare CITY UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Ends 284 Points Up; FMCG & Metal Stocks Top Gainers(Closing)

Indian share markets settled higher today taking cues from their Asian peers. At the closing bell, BSE Sensex ended up by 284 points.

Related Views on News

CITY UNION BANK Announces Quarterly Results (1QFY19); Net Profit Up 15.2% (Quarterly Result Update)

Aug 10, 2018 | Updated on Aug 10, 2018

For the quarter ended June 2018, CITY UNION BANK has posted a net profit of Rs 2 bn (up 15.2% YoY). Sales on the other hand came in at Rs 9 bn (up 7.7% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

KARUR VYSYA BANK Announces Quarterly Results (1QFY19); Net Profit Down 69.0% (Quarterly Result Update)

Jul 27, 2018 | Updated on Jul 27, 2018

For the quarter ended June 2018, KARUR VYSYA BANK has posted a net profit of Rs 459 m (down 69.0% YoY). Sales on the other hand came in at Rs 14 bn (up 4.2% YoY). Read on for a complete analysis of KARUR VYSYA BANK's quarterly results.

Bandhan Bank IPO: A Microlender Turned Profitable Bank (IPO)

Mar 12, 2018

Is the IPO of one of India's newest private sector bank, Bandhan Bank, worth applying for?

SBI: Pushed in Red on Increased Slippages and Higher Credit Costs (Quarterly Results Update - Detailed)

Feb 21, 2018

SBI posts loss on elevated bad loans and higher provisioning requirements.

IDFC Bank: One-Off Trading Loss, Expansion Pull Down Profits (Quarterly Results Update - Detailed)

Feb 8, 2018

IDFC Bank's profits hit by trading loss and higher investments to build network.

More Views on News

Most Popular

This is a Must-Have Stock for Your Portfolio(The 5 Minute Wrapup)

Aug 8, 2018

Tanushree just released the permanent wealth blueprint report. This report includes three safe and steady stocks. I like one in particular. Here's why

Trading in These Times: 8% Gains in 3 Days!(Profit Hunter)

Aug 9, 2018

Here are 2 stocks you can buy right now! And there are plenty more opportunities to come...

Banks are Raising FD Rates and That's Good News(Vivek Kaul's Diary)

Aug 7, 2018

Lending to the retail segment remains strong, whereas lending to the service sector has picked up dramatically.

Why HDFC Equity Fund Disappointed Its Investors(Outside View)

Aug 9, 2018

Though popular, HDFC Equity Fund is not among the best performers anymore. Here is the reason behind its underperformance that has left investors disappointed.

HDFC AMC Makes 65% Listing Gains! Should It Attract Mutual Fund Investors?(Outside View)

Aug 8, 2018

PersonalFN explains if investors should invest in schemes of HDFC Mutual Fund looking at the listing gains of HDFC AMC.

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

CITY UNION BANK SHARE PRICE


Aug 17, 2018 (Close)

TRACK CITY UNION BANK

  • Track your investment in CITY UNION BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON CITY UNION BANK

CITY UNION BANK 8-QTR ANALYSIS

COMPARE CITY UNION BANK WITH

MARKET STATS