X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare City Union Bank with PNB - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

CITY UNION BANK vs PNB - Comparison Results

CITY UNION BANK    Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

PNB 
   Change

Punjab National Bank (PNB) is the third largest banking entity in the country with 7% share of the total non-food credit disbursals at the end of FY12. Robust growth and stellar margins has pegged the bank amongst the frontrunners in the PSU banking ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    CITY UNION BANK PNB CITY UNION BANK/
PNB
 
P/E (TTM) x 17.2 -0.8 - View Chart
P/BV x 2.6 0.3 786.2% View Chart
Dividend Yield % 0.2 0.0 -  

Financials

 CITY UNION BANK   PNB
EQUITY SHARE DATA
    CITY UNION BANK
Mar-18
PNB
Mar-18
CITY UNION BANK/
PNB
5-Yr Chart
Click to enlarge
High Rs209214 97.8%   
Low Rs14593 155.6%   
Income per share (Unadj.) Rs51.2176.5 29.0%  
Earnings per share (Unadj.) Rs8.9-45.7 -19.5%  
Cash flow per share (Unadj.) Rs17.0-79.6 -21.3%  
Dividends per share (Unadj.) Rs0.300-  
Avg Dividend yield %0.20-  
Book value per share (Unadj.) Rs62.6153.9 40.7%  
Shares outstanding (eoy) m664.732,760.57 24.1%   
Bonus/Rights/Conversions ESOS--  
Avg Price / Income ratio x3.50.9 397.7%   
Avg P/E ratio x19.9-3.4 -591.2%  
Avg P/CF ratio x11.613.4 86.8%  
Avg Price/Bookvalue ratio x2.81.0 283.4%  
Dividend payout %3.40-   
Avg Mkt Cap Rs m117,591423,471 27.8%   
No. of employees `0005.374.9 7.1%   
Total wages & salary Rs m3,15992,424 3.4%   
Avg. income/employee Rs Th6,396.76,505.6 98.3%   
Avg. wages/employee Rs Th593.91,234.0 48.1%   
Avg. net profit/employee Rs Th1,113.0-1,682.7 -66.1%   
INCOME DATA
Interest income Rs m34,024487,249 7.0%  
Other income Rs m5,32188,833 6.0%   
Interest expense Rs m19,721335,304 5.9%   
Net interest income Rs m14,303151,945 9.4%  
Operating expense Rs m7,547136,426 5.5%   
Gross profit Rs m6,75715,519 43.5%  
Gross profit margin %19.93.2 623.5%  
Provisions/contingencies Rs m4,178157,577 2.7%   
Profit before tax Rs m7,900-198,462 -4.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-188 0.0%   
Prior Period Items Rs m00-   
Tax Rs m1,980-72,618 -2.7%   
Profit after tax Rs m5,920-126,031 -4.7%  
Net profit margin %17.4-25.9 -67.3%  
BALANCE SHEET DATA
Advances Rs m278,5284,387,980 6.3%   
Deposits Rs m328,5266,484,390 5.1%  
Credit/Deposit ratio x84.867.7 125.3%  
Yield on advances %10.27.4 137.5%   
Cost of deposits %5.94.7 124.4%   
Net Interest Margin %3.72.0 182.1%  
Net fixed assets Rs m2,23163,743 3.5%   
Share capital Rs m6655,521 12.0%   
Free reserves Rs m40,968268,284 15.3%   
Net worth Rs m41,632424,851 9.8%   
Borrowings Rs m17,359653,297 2.7%   
Investments Rs m78,7912,059,102 3.8%   
Total assets Rs m399,3737,789,949 5.1%  
Debt/equity ratio x8.316.8 49.5%   
Return on assets %1.5-1.6 -91.6%  
Return on equity %14.2-29.7 -47.9%  
Capital adequacy ratio %16.29.2 176.3%  
Net NPAs %1.711.2 15.1%  
CASH FLOW
From Operations Rs m-1,831-1,402 130.6%  
From Investments Rs m-605-11,032 5.5%  
From Financial Activity Rs m1173,524 0.0%  
Net Cashflow Rs m-2,42561,091 -4.0%  

Share Holding

Indian Promoters % 0.0 58.9 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.2 18.7 54.5%  
FIIs % 33.4 17.2 194.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 56.0 5.3 1,056.6%  
Shareholders   82,699 215,441 38.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CITY UNION BANK With:   CANARA BANK  ANDHRA BANK  DHANLAXMI BANK  KARNATAKA BANK  INDIAN OVERSEAS BANK  

Compare CITY UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Trades Marginally Higher; Asian Paints & Axis Bank Top Gainers(12:30 pm)

Share markets in India are presently trading on a positive note. Barring IT sector, all sectoral indices are trading in green with stocks in the realty sector and finance sector.

Related Views on News

CITY UNION BANK Announces Quarterly Results (2QFY19); Net Profit Up 16.0% (Quarterly Result Update)

Nov 5, 2018 | Updated on Nov 5, 2018

For the quarter ended September 2018, CITY UNION BANK has posted a net profit of Rs 2 bn (up 16.0% YoY). Sales on the other hand came in at Rs 9 bn (up 10.2% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

PNB Announces Quarterly Results (2QFY19); Net Profit Down 908.5% (Quarterly Result Update)

Nov 5, 2018 | Updated on Nov 5, 2018

For the quarter ended September 2018, PNB has posted a net profit of Rs 45 bn (down 908.5% YoY). Sales on the other hand came in at Rs 123 bn (up 0.2% YoY). Read on for a complete analysis of PNB's quarterly results.

Bandhan Bank IPO: A Microlender Turned Profitable Bank (IPO)

Mar 12, 2018

Is the IPO of one of India's newest private sector bank, Bandhan Bank, worth applying for?

SBI: Pushed in Red on Increased Slippages and Higher Credit Costs (Quarterly Results Update - Detailed)

Feb 21, 2018

SBI posts loss on elevated bad loans and higher provisioning requirements.

IDFC Bank: One-Off Trading Loss, Expansion Pull Down Profits (Quarterly Results Update - Detailed)

Feb 8, 2018

IDFC Bank's profits hit by trading loss and higher investments to build network.

More Views on News

Most Popular

It's Almost the Perfect Time to Buy This Safe Stock(The 5 Minute Wrapup)

Dec 6, 2018

My latest StockSelect recommendation ticks all the boxes of a great safe stock.

Patel's Exit, Election Results, and 4 'Must Have' Small Caps in These Exceptional Times(Profit Hunter)

Dec 11, 2018

RBI Governor's resignation is a statement of dissent with the way government is handling the economy's affairs and could lead to some serious market correction. Here's how to make the most of it.

Players in an Oligopoly Should Have Financials Like This(Chart Of The Day)

Dec 7, 2018

This stock has corrected 30% from peak and looks attractive at these valuations.

Should You Deploy Your Savings In Mirae Asset Equity Savings Fund?(Outside View)

Dec 7, 2018

PersonalFN briefly sheds light on the NFO: Mirae Asset Equity Savings Fund and the investment risk associated in it along with its outlook.

Should You Alter Your Mutual Fund Portfolio Based on the Election Results?(Outside View)

Dec 11, 2018

PersonalFN explains why mutual fund houses seem to be in two minds now and what should investors do in these times.

More

Small Investments
BIG Returns

Zero To Millions Guide 2019
Get our special report, Zero To Millions
(2019 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

CITY UNION BANK SHARE PRICE


Dec 19, 2018 01:35 PM

TRACK CITY UNION BANK

  • Track your investment in CITY UNION BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON CITY UNION BANK

CITY UNION BANK 8-QTR ANALYSIS

COMPARE CITY UNION BANK WITH

MARKET STATS