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ChangeDevelopment Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More
Headquartered in Kolkata, Allahabad Bank was established in 1865. The bank had 2.1% share of the total non-food credit and 2.2% share of the total deposits in the banking sector in FY07. The bank has national presence through 2,107 branches and 208 A... More
| DCB BANK | ALLAHABAD BANK | DCB BANK/ ALLAHABAD BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 23.7 | -3.8 | - | View Chart |
| P/BV | x | 2.3 | 0.3 | 887.3% | View Chart |
| Dividend Yield | % | 0.3 | 0.0 | - |
 DCB BANK  ALLAHABAD BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| DCB BANK Mar-17 |
ALLAHABAD BANK Mar-16 |
DCB BANK/ ALLAHABAD BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 172 | 109 | 158.4% | |
| Low | Rs | 78 | 41 | 189.1% | |
| Income per share (Unadj.) | Rs | 72.8 | 308.2 | 23.6% | |
| Earnings per share (Unadj.) | Rs | 7.0 | -11.7 | -59.7% | |
| Cash flow per share (Unadj.) | Rs | 28.9 | -40.5 | -71.2% | |
| Dividends per share (Unadj.) | Rs | 0.50 | 0 | - | |
| Avg Dividend yield | % | 0.4 | 0 | - | |
| Book value per share (Unadj.) | Rs | 77.3 | 233.8 | 33.0% | |
| Shares outstanding (eoy) | m | 285.36 | 613.80 | 46.5% | |
| Bonus/Rights/Conversions | OI | - | - | ||
| Avg Price / Income ratio | x | 1.7 | 0.2 | 706.8% | |
| Avg P/E ratio | x | 17.9 | -6.4 | -279.7% | |
| Avg P/CF ratio | x | 11.5 | 1.0 | 1,130.7% | |
| Avg Price/Bookvalue ratio | x | 1.6 | 0.3 | 504.9% | |
| Dividend payout | % | 7.1 | 0 | - | |
| Avg Mkt Cap | Rs m | 35,713 | 46,035 | 77.6% | |
| No. of employees | `000 | NA | 24.1 | 0.0% | |
| Total wages & salary | Rs m | 3,080 | 21,484 | 14.3% | |
| Avg. income/employee | Rs Th | NM | 7,836.4 | - | |
| Avg. wages/employee | Rs Th | NM | 890.1 | - | |
| Avg. net profit/employee | Rs Th | N.A. | -298.2 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 20,762 | 189,148 | 11.0% | |
| Other income | Rs m | 2,495 | 20,883 | 11.9% | |
| Interest expense | Rs m | 12,791 | 129,851 | 9.9% | |
| Net interest income | Rs m | 7,971 | 59,297 | 13.4% | |
| Operating expense | Rs m | 6,283 | 38,598 | 16.3% | |
| Gross profit | Rs m | 1,688 | 20,700 | 8.2% | |
| Gross profit margin | % | 8.1 | 10.9 | 74.3% | |
| Provisions/contingencies | Rs m | 1,115 | 52,552 | 2.1% | |
| Profit before tax | Rs m | 3,067 | -10,969 | -28.0% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 37 | 0.0% | |
| Tax | Rs m | 1,070 | -3,734 | -28.7% | |
| Profit after tax | Rs m | 1,997 | -7,198 | -27.7% | |
| Net profit margin | % | 9.6 | -3.8 | -252.7% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 158,176 | 1,523,721 | 10.4% | |
| Deposits | Rs m | 192,892 | 2,006,244 | 9.6% | |
| Credit/Deposit ratio | x | 82.0 | 75.9 | 108.0% | |
| Yield on advances | % | 10.4 | 9.5 | 109.6% | |
| Cost of deposits | % | 6.1 | 6.1 | 99.7% | |
| Net Interest Margin | % | 3.5 | 2.6 | 134.5% | |
| Net fixed assets | Rs m | 4,886 | 32,664 | 15.0% | |
| Share capital | Rs m | 2,854 | 6,138 | 46.5% | |
| Free reserves | Rs m | 13,116 | 73,810 | 17.8% | |
| Net worth | Rs m | 22,049 | 143,514 | 15.4% | |
| Borrowings | Rs m | 12,758 | 148,144 | 8.6% | |
| Investments | Rs m | 58,179 | 561,602 | 10.4% | |
| Total assets | Rs m | 240,464 | 2,364,602 | 10.2% | |
| Debt/equity ratio | x | 9.3 | 15.0 | 62.1% | |
| Return on assets | % | 0.8 | -0.3 | -272.8% | |
| Return on equity | % | 9.1 | -5.0 | -180.6% | |
| Capital adequacy ratio | % | 13.8 | 10.7 | 128.2% | |
| Net NPAs | % | 0.8 | 6.8 | 11.7% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 2,398 | 18,876 | 12.7% | |
| From Investments | Rs m | -711 | -1,691 | 42.1% | |
| From Financial Activity | Rs m | 1,322 | 10,188 | 13.0% | |
| Net Cashflow | Rs m | 3,009 | 27,373 | 11.0% | |
| Indian Promoters | % | 0.9 | 58.9 | 1.5% | |
| Foreign collaborators | % | 15.5 | 0.0 | - | |
| Indian inst/Mut Fund | % | 23.2 | 17.9 | 129.6% | |
| FIIs | % | 15.0 | 8.1 | 185.2% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 45.5 | 15.1 | 301.3% | |
| Shareholders | 184,073 | 216,693 | 84.9% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare DCB BANK With: SOUTH IND.BANK J&K BANK DENA BANK ANDHRA BANK INDUSIND BANK
Compare DCB BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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