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DCB BANK vs BANK OF BARODA - Comparison Results

Rs 100 invested in...

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Current Valuations

    DCB BANK BANK OF BARODA DCB BANK/
BANK OF BARODA
 
P/E (TTM) x 8.1 7.6 107.7% View Chart
P/BV x 1.0 1.3 71.8% View Chart
Dividend Yield % 0.9 2.0 44.1%  

Financials

 DCB BANK   BANK OF BARODA
EQUITY SHARE DATA
    DCB BANK
Mar-23
BANK OF BARODA
Mar-23
DCB BANK/
BANK OF BARODA
5-Yr Chart
Click to enlarge
High Rs141197 71.6%   
Low Rs6990 76.9%   
Income per share (Unadj.) Rs134.8182.0 74.1%  
Earnings per share (Unadj.) Rs14.928.8 51.9%  
Cash flow per share (Unadj.) Rs52.869.5 76.1%  
Dividends per share (Unadj.) Rs1.255.50 22.7%  
Avg Dividend yield %1.23.8 31.0%  
Book value per share (Unadj.) Rs146.5203.1 72.1%  
Shares outstanding (eoy) m311.505,171.36 6.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.80.8 98.9%   
Avg P/E ratio x7.05.0 141.3%  
Avg P/CF ratio x4.22.4 170.6%  
Avg Price/Bookvalue ratio x0.70.7 101.6%  
Dividend payout %8.419.1 43.8%   
Avg Mkt Cap Rs m32,762742,349 4.4%   
No. of employees `000NANA-   
Total wages & salary Rs m6,929143,427 4.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m42,003941,386 4.5%  
Other income Rs m4,094166,394 2.5%   
Interest expense Rs m24,833499,422 5.0%   
Net interest income Rs m17,170441,964 3.9%  
Operating expense Rs m13,397306,445 4.4%   
Gross profit Rs m3,773135,520 2.8%  
Gross profit margin %9.014.4 62.4%  
Provisions/contingencies Rs m3,212155,035 2.1%   
Profit before tax Rs m6,276205,645 3.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-1,000 -0.0%   
Prior Period Items Rs m03,173 0.0%   
Tax Rs m1,62058,767 2.8%   
Profit after tax Rs m4,656149,052 3.1%  
Net profit margin %11.115.8 70.0%  
BALANCE SHEET DATA
Advances Rs m343,8079,636,518 3.6%   
Deposits Rs m412,38912,346,820 3.3%  
Credit/Deposit ratio x83.478.0 106.8%  
Yield on advances %9.96.8 144.7%   
Cost of deposits %5.43.5 155.5%   
Net Interest Margin %3.73.2 112.6%  
Net fixed assets Rs m7,82788,760 8.8%   
Share capital Rs m3,11510,355 30.1%   
Free reserves Rs m42,5151,040,192 4.1%   
Net worth Rs m45,6301,050,547 4.3%   
Borrowings Rs m41,1811,079,102 3.8%   
Investments Rs m125,8253,974,872 3.2%   
Total assets Rs m523,65915,258,790 3.4%  
Debt/equity ratio x9.912.8 77.8%   
Return on assets %0.91.0 91.0%  
Return on equity %10.214.2 71.9%  
Capital adequacy ratio %17.616.2 108.1%  
Net NPAs %1.00.9 116.9%  
CASH FLOW
From Operations Rs m-15,657-212,706 7.4%  
From Investments Rs m-1,648-10,963 15.0%  
From Financial Activity Rs m81-54,884 -0.1%  
Net Cashflow Rs m-17,223-278,552 6.2%  

Share Holding

Indian Promoters % 0.8 64.0 1.2%  
Foreign collaborators % 14.0 0.0 -  
Indian inst/Mut Fund % 42.4 28.7 147.7%  
FIIs % 12.8 12.4 102.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 85.2 36.0 236.6%  
Shareholders   248,471 1,329,618 18.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DCB BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on DCB Bank vs Bank of Baroda

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

DCB Bank vs Bank of Baroda Share Price Performance

Period DCB Bank Bank of Baroda S&P BSE BANKEX
1-Day 2.09% 0.54% -0.06%
1-Month 17.26% 3.29% 4.02%
1-Year 35.37% 47.18% 13.08%
3-Year CAGR 15.70% 62.04% 14.38%
5-Year CAGR -8.33% 16.98% 10.25%

* Compound Annual Growth Rate

Here are more details on the DCB Bank share price and the Bank of Baroda share price.

Moving on to shareholding structures...

The promoters of DCB Bank hold a 14.8% stake in the company. In case of Bank of Baroda the stake stands at 64.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of DCB Bank and the shareholding pattern of Bank of Baroda.

Finally, a word on dividends...

In the most recent financial year, DCB Bank paid a dividend of Rs 1.3 per share. This amounted to a Dividend Payout ratio of 8.4%.

Bank of Baroda paid Rs 5.5, and its dividend payout ratio stood at 19.1%.

You may visit here to review the dividend history of DCB Bank, and the dividend history of Bank of Baroda.

For a sector overview, read our banking sector report.



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