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DCB BANK vs INDIAN OVERSEAS BANK - Comparison Results

DCB BANK     Change

Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

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Current Valuations

    DCB BANK INDIAN OVERSEAS BANK DCB BANK/
INDIAN OVERSEAS BANK
 
P/E (TTM) x 15.1 -0.4 - View Chart
P/BV x 1.6 0.1 2,305.7% View Chart
Dividend Yield % 0.6 0.0 -  

Financials

 DCB BANK   INDIAN OVERSEAS BANK
EQUITY SHARE DATA
    DCB BANK
Mar-19
INDIAN OVERSEAS BANK
Mar-19
DCB BANK/
INDIAN OVERSEAS BANK
5-Yr Chart
Click to enlarge
High Rs20919 1,115.0%   
Low Rs14011 1,279.8%   
Income per share (Unadj.) Rs98.319.3 509.4%  
Earnings per share (Unadj.) Rs10.5-4.1 -257.1%  
Cash flow per share (Unadj.) Rs39.4-16.1 -244.5%  
Dividends per share (Unadj.) Rs1.000-  
Avg Dividend yield %0.60-  
Book value per share (Unadj.) Rs100.617.9 562.2%  
Shares outstanding (eoy) m309.559,141.65 3.4%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.80.8 230.8%   
Avg P/E ratio x16.6-3.6 -457.3%  
Avg P/CF ratio x11.61.4 810.8%  
Avg Price/Bookvalue ratio x1.70.8 209.1%  
Dividend payout %9.50-   
Avg Mkt Cap Rs m53,862135,296 39.8%   
No. of employees `0006.126.3 23.3%   
Total wages & salary Rs m4,34026,469 16.4%   
Avg. income/employee Rs Th4,958.46,691.4 74.1%   
Avg. wages/employee Rs Th707.51,004.5 70.4%   
Avg. net profit/employee Rs Th530.4-1,418.6 -37.4%   
INCOME DATA
Interest income Rs m30,415176,313 17.3%  
Other income Rs m3,50242,063 8.3%   
Interest expense Rs m18,922123,521 15.3%   
Net interest income Rs m11,49352,791 21.8%  
Operating expense Rs m8,52944,516 19.2%   
Gross profit Rs m2,9648,276 35.8%  
Gross profit margin %9.74.7 207.7%  
Provisions/contingencies Rs m1,401132,171 1.1%   
Profit before tax Rs m5,065-59,605 -8.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,812-22,227 -8.2%   
Profit after tax Rs m3,254-37,379 -8.7%  
Net profit margin %10.7-21.2 -50.5%  
BALANCE SHEET DATA
Advances Rs m235,6801,325,976 17.8%   
Deposits Rs m284,3512,225,341 12.8%  
Credit/Deposit ratio x82.959.6 139.1%  
Yield on advances %10.48.8 117.4%   
Cost of deposits %6.05.2 115.8%   
Net Interest Margin %3.42.3 146.7%  
Net fixed assets Rs m5,26033,369 15.8%   
Share capital Rs m3,09691,417 3.4%   
Free reserves Rs m28,04972,182 38.9%   
Net worth Rs m31,144163,599 19.0%   
Borrowings Rs m27,23261,460 44.3%   
Investments Rs m78,441669,323 11.7%   
Total assets Rs m357,9182,500,075 14.3%  
Debt/equity ratio x10.014.0 71.6%   
Return on assets %0.9-1.5 -60.8%  
Return on equity %10.4-22.8 -45.7%  
Capital adequacy ratio %16.810.2 164.6%  
Net NPAs %0.710.8 6.0%  
CASH FLOW
From Operations Rs m-2,813-7,859 35.8%  
From Investments Rs m-764-6,471 11.8%  
From Financial Activity Rs m7,79257,795 13.5%  
Net Cashflow Rs m4,21443,465 9.7%  

Share Holding

Indian Promoters % 0.9 73.8 1.2%  
Foreign collaborators % 15.5 0.0 -  
Indian inst/Mut Fund % 23.2 15.3 151.6%  
FIIs % 15.0 1.9 789.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 45.5 9.1 500.0%  
Shareholders   184,073 250,609 73.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DCB BANK With:   BANDHAN BANK LTD  KARNATAKA BANK  ANDHRA BANK  KOTAK MAHINDRA BANK  PUNJAB & SIND BANK  

Compare DCB BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Ends 93 Points Higher; Oil & Gas and Realty Stocks Witness Buying(Closing)

Indian share markets traded on a volatile note throughout the day and ended marginally higher. Sectoral indices ended on a mixed note with stocks in the oil & gas sector.

Related Views on News

INDIAN OVERSEAS BANK Announces Quarterly Results (1QFY20); Net Profit Up 62.8% (Quarterly Result Update)

Jul 24, 2019 | Updated on Jul 24, 2019

For the quarter ended June 2019, INDIAN OVERSEAS BANK has posted a net profit of Rs 3 bn (up 62.8% YoY). Sales on the other hand came in at Rs 43 bn (up 2.1% YoY). Read on for a complete analysis of INDIAN OVERSEAS BANK's quarterly results.

DCB BANK Announces Quarterly Results (1QFY20); Net Profit Up 16.6% (Quarterly Result Update)

Jul 17, 2019 | Updated on Jul 17, 2019

For the quarter ended June 2019, DCB BANK has posted a net profit of Rs 811 m (up 16.6% YoY). Sales on the other hand came in at Rs 9 bn (up 22.3% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

INDIAN OVERSEAS BANK Announces Quarterly Results (4QFY19); Net Profit Up 45.0% (Quarterly Result Update)

May 10, 2019 | Updated on May 10, 2019

For the quarter ended March 2019, INDIAN OVERSEAS BANK has posted a net profit of Rs 20 bn (up 45.0% YoY). Sales on the other hand came in at Rs 46 bn (down 5.6% YoY). Read on for a complete analysis of INDIAN OVERSEAS BANK's quarterly results.

DCB BANK Announces Quarterly Results (4QFY19); Net Profit Up 50.0% (Quarterly Result Update)

Apr 22, 2019 | Updated on Apr 22, 2019

For the quarter ended March 2019, DCB BANK has posted a net profit of Rs 963 m (up 50.0% YoY). Sales on the other hand came in at Rs 8 bn (up 27.4% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

INDIAN OVERSEAS BANK Announces Quarterly Results (3QFY19); Net Profit Up 63.2% (Quarterly Result Update)

Jan 28, 2019 | Updated on Jan 28, 2019

For the quarter ended December 2018, INDIAN OVERSEAS BANK has posted a net profit of Rs 3 bn (up 63.2% YoY). Sales on the other hand came in at Rs 45 bn (up 6.8% YoY). Read on for a complete analysis of INDIAN OVERSEAS BANK's quarterly results.

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Oct 16, 2019 (Close)

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