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Compare Development Credit Bank with South Ind.Bank - Equitymaster

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DCB BANK vs SOUTH IND.BANK - Comparison Results

DCB BANK    Change

Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

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Current Valuations

    DCB BANK SOUTH IND.BANK DCB BANK/
SOUTH IND.BANK
 
P/E (TTM) x 18.8 5.1 368.1% View Chart
P/BV x 1.6 0.5 301.7% View Chart
Dividend Yield % 0.5 1.9 24.2%  

Financials

 DCB BANK   SOUTH IND.BANK
EQUITY SHARE DATA
    DCB BANK
Mar-18
SOUTH IND.BANK
Mar-18
DCB BANK/
SOUTH IND.BANK
5-Yr Chart
Click to enlarge
High Rs21335 612.1%   
Low Rs15520 774.5%   
Income per share (Unadj.) Rs78.334.2 228.8%  
Earnings per share (Unadj.) Rs8.01.9 430.1%  
Cash flow per share (Unadj.) Rs33.44.6 717.8%  
Dividends per share (Unadj.) Rs0.750.40 187.5%  
Avg Dividend yield %0.41.5 27.9%  
Book value per share (Unadj.) Rs91.129.0 314.3%  
Shares outstanding (eoy) m308.081,808.83 17.0%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x2.30.8 293.5%   
Avg P/E ratio x23.114.8 156.1%  
Avg P/CF ratio x14.83.8 391.7%  
Avg Price/Bookvalue ratio x2.00.9 213.6%  
Dividend payout %9.421.6 43.6%   
Avg Mkt Cap Rs m56,67149,562 114.3%   
No. of employees `0005.87.9 72.9%   
Total wages & salary Rs m3,8127,132 53.5%   
Avg. income/employee Rs Th4,167.57,793.6 53.5%   
Avg. wages/employee Rs Th658.4897.6 73.4%   
Avg. net profit/employee Rs Th423.7421.5 100.5%   
INCOME DATA
Interest income Rs m24,13061,928 39.0%  
Other income Rs m3,1038,373 37.1%   
Interest expense Rs m14,17642,273 33.5%   
Net interest income Rs m9,95419,655 50.6%  
Operating expense Rs m7,80713,220 59.1%   
Gross profit Rs m2,1476,435 33.4%  
Gross profit margin %8.910.4 85.6%  
Provisions/contingencies Rs m1,3889,809 14.2%   
Profit before tax Rs m3,8624,999 77.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,4081,650 85.4%   
Profit after tax Rs m2,4533,349 73.3%  
Net profit margin %10.25.4 188.0%  
BALANCE SHEET DATA
Advances Rs m203,367545,629 37.3%   
Deposits Rs m240,069720,296 33.3%  
Credit/Deposit ratio x84.775.8 111.8%  
Yield on advances %9.58.7 109.2%   
Cost of deposits %5.45.6 96.2%   
Net Interest Margin %3.42.5 135.1%  
Net fixed assets Rs m4,9406,808 72.6%   
Share capital Rs m3,0811,809 170.3%   
Free reserves Rs m24,98333,994 73.5%   
Net worth Rs m28,06452,432 53.5%   
Borrowings Rs m19,26740,434 47.7%   
Investments Rs m62,190183,631 33.9%   
Total assets Rs m302,221826,859 36.6%  
Debt/equity ratio x9.214.5 63.7%   
Return on assets %0.80.4 200.4%  
Return on equity %8.76.4 136.9%  
Capital adequacy ratio %16.512.7 129.7%  
Net NPAs %0.72.6 27.7%  
CASH FLOW
From Operations Rs m2,3017,929 29.0%  
From Investments Rs m-592-8,238 7.2%  
From Financial Activity Rs m10,0873,643 276.9%  
Net Cashflow Rs m11,7953,333 353.9%  

Share Holding

Indian Promoters % 0.9 0.0 -  
Foreign collaborators % 15.5 0.0 -  
Indian inst/Mut Fund % 23.2 12.0 193.3%  
FIIs % 15.0 41.7 36.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 45.5 46.3 98.3%  
Shareholders   184,073 247,922 74.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DCB BANK With:   ING VYSYA BANK  SBI  KARUR VYSYA BANK  ICICI BANK  FEDERAL BANK  

Compare DCB BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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