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Compare Development Credit Bank with South Ind.Bank - Equitymaster
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DCB BANK vs SOUTH IND.BANK - Comparison Results

DCB BANK    Change

Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

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Current Valuations

    DCB BANK SOUTH IND.BANK DCB BANK/
SOUTH IND.BANK
 
P/E (TTM) x 23.4 5.5 427.6% View Chart
P/BV x 2.3 1.2 192.5% View Chart
Dividend Yield % 0.3 1.9 14.7%  

Financials

 DCB BANK   SOUTH IND.BANK
EQUITY SHARE DATA
    DCB BANK
Mar-17
SOUTH IND.BANK
Mar-15
DCB BANK/
SOUTH IND.BANK
5-Yr Chart
Click to enlarge
High Rs17235 490.6%   
Low Rs7822 358.3%   
Income per share (Unadj.) Rs72.839.2 185.8%  
Earnings per share (Unadj.) Rs7.02.3 307.5%  
Cash flow per share (Unadj.) Rs28.97.7 376.4%  
Dividends per share (Unadj.) Rs0.500.60 83.3%  
Avg Dividend yield %0.42.1 18.9%  
Book value per share (Unadj.) Rs77.326.6 290.4%  
Shares outstanding (eoy) m285.361,350.15 21.1%   
Bonus/Rights/Conversions OIESOS-  
Avg Price / Income ratio x1.70.7 236.7%   
Avg P/E ratio x17.912.5 143.0%  
Avg P/CF ratio x11.55.3 215.5%  
Avg Price/Bookvalue ratio x1.61.1 151.5%  
Dividend payout %7.126.4 27.1%   
Avg Mkt Cap Rs m35,71338,412 93.0%   
No. of employees `000NA7.8 0.0%   
Total wages & salary Rs m3,0806,337 48.6%   
Avg. income/employee Rs ThNM6,755.6-  
Avg. wages/employee Rs ThNM809.8-  
Avg. net profit/employee Rs ThN.A.392.6-  
INCOME DATA
Interest income Rs m20,76252,862 39.3%  
Other income Rs m2,4954,971 50.2%   
Interest expense Rs m12,79139,200 32.6%   
Net interest income Rs m7,97113,662 58.3%  
Operating expense Rs m6,2839,813 64.0%   
Gross profit Rs m1,6883,849 43.8%  
Gross profit margin %8.17.3 111.6%  
Provisions/contingencies Rs m1,1154,141 26.9%   
Profit before tax Rs m3,0674,680 65.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,0701,608 66.6%   
Profit after tax Rs m1,9973,072 65.0%  
Net profit margin %9.65.8 165.5%  
BALANCE SHEET DATA
Advances Rs m158,176373,916 42.3%   
Deposits Rs m192,892519,125 37.2%  
Credit/Deposit ratio x82.072.0 113.8%  
Yield on advances %10.411.1 93.8%   
Cost of deposits %6.17.1 86.6%   
Net Interest Margin %3.52.4 147.5%  
Net fixed assets Rs m4,8864,791 102.0%   
Share capital Rs m2,8541,350 211.3%   
Free reserves Rs m13,11623,794 55.1%   
Net worth Rs m22,04935,918 61.4%   
Borrowings Rs m12,75822,325 57.1%   
Investments Rs m58,179167,172 34.8%   
Total assets Rs m240,464591,163 40.7%  
Debt/equity ratio x9.315.1 61.9%   
Return on assets %0.80.5 159.8%  
Return on equity %9.18.6 105.9%  
Capital adequacy ratio %13.812.1 114.1%  
Net NPAs %0.81.0 82.3%  
CASH FLOW
From Operations Rs m2,3986,870 34.9%  
From Investments Rs m-711-1,726 41.2%  
From Financial Activity Rs m1,322-1,372 -96.3%  
Net Cashflow Rs m3,0093,772 79.8%  

Share Holding

Indian Promoters % 0.9 0.0 -  
Foreign collaborators % 15.5 0.0 -  
Indian inst/Mut Fund % 23.2 12.0 193.3%  
FIIs % 15.0 41.7 36.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 45.5 46.3 98.3%  
Shareholders   184,073 247,922 74.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DCB BANK With:   UNION BANK  INDIAN OVERSEAS BANK  CORPORATION BANK  BANK OF MAHARASHTRA  SYNDICATE BANK  

Compare DCB BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Oct 24, 2017 02:42 PM

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