X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare Development Credit Bank with South Ind.Bank - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

DCB BANK vs SOUTH IND.BANK - Comparison Results

DCB BANK    Change

Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    DCB BANK SOUTH IND.BANK DCB BANK/
SOUTH IND.BANK
 
P/E (TTM) x 23.0 5.3 431.5% View Chart
P/BV x 2.3 1.2 194.2% View Chart
Dividend Yield % 0.3 1.9 14.6%  

Financials

 DCB BANK   SOUTH IND.BANK
EQUITY SHARE DATA
    DCB BANK
Mar-17
SOUTH IND.BANK
Mar-15
DCB BANK/
SOUTH IND.BANK
5-Yr Chart
Click to enlarge
High Rs17235 490.6%   
Low Rs7822 358.3%   
Income per share (Unadj.) Rs72.839.2 185.8%  
Earnings per share (Unadj.) Rs7.02.3 307.5%  
Cash flow per share (Unadj.) Rs28.97.7 376.4%  
Dividends per share (Unadj.) Rs0.500.60 83.3%  
Avg Dividend yield %0.42.1 18.9%  
Book value per share (Unadj.) Rs77.326.6 290.4%  
Shares outstanding (eoy) m285.361,350.15 21.1%   
Bonus/Rights/Conversions OIESOS-  
Avg Price / Income ratio x1.70.7 236.7%   
Avg P/E ratio x17.912.5 143.0%  
Avg P/CF ratio x11.55.3 215.5%  
Avg Price/Bookvalue ratio x1.61.1 151.5%  
Dividend payout %7.126.4 27.1%   
Avg Mkt Cap Rs m35,71338,412 93.0%   
No. of employees `000NA7.8 0.0%   
Total wages & salary Rs m3,0806,337 48.6%   
Avg. income/employee Rs ThNM6,755.6-  
Avg. wages/employee Rs ThNM809.8-  
Avg. net profit/employee Rs ThN.A.392.6-  
INCOME DATA
Interest income Rs m20,76252,862 39.3%  
Other income Rs m2,4954,971 50.2%   
Interest expense Rs m12,79139,200 32.6%   
Net interest income Rs m7,97113,662 58.3%  
Operating expense Rs m6,2839,813 64.0%   
Gross profit Rs m1,6883,849 43.8%  
Gross profit margin %8.17.3 111.6%  
Provisions/contingencies Rs m1,1154,141 26.9%   
Profit before tax Rs m3,0674,680 65.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,0701,608 66.6%   
Profit after tax Rs m1,9973,072 65.0%  
Net profit margin %9.65.8 165.5%  
BALANCE SHEET DATA
Advances Rs m158,176373,916 42.3%   
Deposits Rs m192,892519,125 37.2%  
Credit/Deposit ratio x82.072.0 113.8%  
Yield on advances %10.411.1 93.8%   
Cost of deposits %6.17.1 86.6%   
Net Interest Margin %3.52.4 147.5%  
Net fixed assets Rs m4,8864,791 102.0%   
Share capital Rs m2,8541,350 211.3%   
Free reserves Rs m13,11623,794 55.1%   
Net worth Rs m22,04935,918 61.4%   
Borrowings Rs m12,75822,325 57.1%   
Investments Rs m58,179167,172 34.8%   
Total assets Rs m240,464591,163 40.7%  
Debt/equity ratio x9.315.1 61.9%   
Return on assets %0.80.5 159.8%  
Return on equity %9.18.6 105.9%  
Capital adequacy ratio %13.812.1 114.1%  
Net NPAs %0.81.0 82.3%  
CASH FLOW
From Operations Rs m2,3986,870 34.9%  
From Investments Rs m-711-1,726 41.2%  
From Financial Activity Rs m1,322-1,372 -96.3%  
Net Cashflow Rs m3,0093,772 79.8%  

Share Holding

Indian Promoters % 0.9 0.0 -  
Foreign collaborators % 15.5 0.0 -  
Indian inst/Mut Fund % 23.2 12.0 193.3%  
FIIs % 15.0 41.7 36.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 45.5 46.3 98.3%  
Shareholders   184,073 247,922 74.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DCB BANK With:   PUNJAB & SIND BANK  UNION BANK  CITY UNION BANK  UNITED BANK OF INDIA  PNB  

Compare DCB BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Finishes Marginally Higher; Automobile & PSU Stocks Rise(Closing)

Indian share markets continued to trade well above the dotted line in the afternoon session amid firm international markets.

Related Views on News

SBI: Turnaround in Profits on Insurance Stake Sale (Quarterly Results Update - Detailed)

Nov 16, 2017

Windfall gain from stake sale in insurance subsidiary props up SBI's profits and provision coverage.

ICICI Bank: Stake Sale in Insurance Subsidiary Aids Bottomline (Quarterly Results Update - Detailed)

Nov 7, 2017

The net profits of the company fell by 33% YoY during the quarter. The company is undergoing an RBI audit, and the divergences as reported by RBI will be the key thing to watch out for going ahead.

IDFC Bank: Legacy Book Continues to Drag Profitability (Quarterly Results Update - Detailed)

Nov 7, 2017

IDFC Bank's profitability remains hit by the legacy book challenges of stressed infra assets and fixed rate liabilities.

Axis Bank: Growth Without Quality Comfort (Quarterly Results Update - Detailed)

Oct 31, 2017

Almost 73% of the watchlist as provided by the bank of Rs 226 billion in FY16 has turned into non-performing assets.

HDFC Bank: Growth Steady Even as NPA Provisions Double (Quarterly Results Update - Detailed)

Oct 26, 2017

Despite provisioning increasing by 97%, the bank reports a strong net profit growth of 20%.

More Views on News

Most Popular

'Buy and Hold Forever' Not The Best Investing Style After All(The 5 Minute Wrapup)

Nov 9, 2017

Even Buffett didn't always Buy and Hold forever. A look at Berkshire's 1992 and 2017 portfolios will tell you the story...

Of Falling Real Estate Prices, Dr Arvind Panagariya and the Art of Continuing to Suck Up(Vivek Kaul's Diary)

Nov 13, 2017

Dr Panagariya claims real estate prices have fallen 25 per cent post demonetisation; the official data doesn't show anything like that.

Your Last Chance to Trade ONLY the Best Stocks(Daily Profit Hunter)

Nov 11, 2017

Techno-Funda opportunities are knocking on your door. Are you ready to receive them?

Why I am the Biggest India Equity Bull on Planet Earth!(The Honest Truth)

Nov 16, 2017

If you have a dream, dream big...about the level of BSE 30 index in 2050!

The Day Warren Buffett Lost All His Money(Smart Contrarian)

Nov 15, 2017

Buffett is still using the lessons he learnt that fateful day.

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

DCB BANK SHARE PRICE


Nov 22, 2017 (Close)

TRACK DCB BANK

  • Track your investment in DCB BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

DCB BANK - UNION BANK COMPARISON

COMPARE DCB BANK WITH

MARKET STATS