X
Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2017 Edition) on picking money-making stocks.
This is an entirely free service. No payments are to be made.Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2017 Edition) on picking money-making stocks.
This is an entirely free service. No payments are to be made.
| Login Failure | ||||||||
|
||||||||
| Sign Up | Forgot Password? | ||||||||
| GIC HOUSING | MUTHOOT FINANCE | GIC HOUSING/ MUTHOOT FINANCE |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 18.1 | 15.6 | 115.5% | View Chart |
| P/BV | x | 4.4 | 3.3 | 133.2% | View Chart |
| Dividend Yield | % | 1.2 | 1.3 | 93.7% |
 GIC HOUSING  MUTHOOT FINANCE |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| GIC HOUSING Mar-14 |
MUTHOOT FINANCE Mar-16 |
GIC HOUSING/ MUTHOOT FINANCE |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 126 | 237 | 53.2% | |
| Low | Rs | 82 | 152 | 53.8% | |
| Income per share (Unadj.) | Rs | 115.8 | 121.8 | 95.0% | |
| Earnings per share (Unadj.) | Rs | 18.1 | 20.3 | 89.3% | |
| Cash flow per share (Unadj.) | Rs | 28.2 | 54.6 | 51.7% | |
| Dividends per share (Unadj.) | Rs | 6.00 | 6.00 | 100.0% | |
| Avg Dividend yield | % | 5.8 | 3.1 | 187.2% | |
| Book value per share (Unadj.) | Rs | 113.4 | 140.8 | 80.5% | |
| Shares outstanding (eoy) | m | 53.85 | 399.00 | 13.5% | |
| Bonus/Rights/Conversions | - | ESOP | - | ||
| Avg Price / Income ratio | x | 0.9 | 1.6 | 56.2% | |
| Avg P/E ratio | x | 5.7 | 9.6 | 59.8% | |
| Avg P/CF ratio | x | 4.5 | 7.5 | 59.7% | |
| Avg Price/Bookvalue ratio | x | 0.9 | 1.4 | 66.4% | |
| Dividend payout | % | 33.1 | 29.6 | 112.0% | |
| Avg Mkt Cap | Rs m | 5,587 | 77,506 | 7.2% | |
| No. of employees | `000 | 0.2 | 22.8 | 1.0% | |
| Total wages & salary | Rs m | 139 | 6,419 | 2.2% | |
| Avg. income/employee | Rs Th | 28,343.6 | 2,134.0 | 1,328.2% | |
| Avg. wages/employee | Rs Th | 630.0 | 281.8 | 223.6% | |
| Avg. net profit/employee | Rs Th | 4,434.1 | 355.4 | 1,247.8% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 6,236 | 48,614 | 12.8% | |
| Other income | Rs m | 14 | 136 | 10.0% | |
| Interest expense | Rs m | 4,193 | 22,577 | 18.6% | |
| Net interest income | Rs m | 2,043 | 26,037 | 7.8% | |
| Operating expense | Rs m | 456 | 10,806 | 4.2% | |
| Gross profit | Rs m | 1,587 | 15,231 | 10.4% | |
| Gross profit margin | % | 25.5 | 31.3 | 81.2% | |
| Provisions/contingencies | Rs m | 268 | 2,200 | 12.2% | |
| Profit before tax | Rs m | 1,333 | 13,168 | 10.1% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 357 | 5,072 | 7.0% | |
| Profit after tax | Rs m | 976 | 8,096 | 12.0% | |
| Net profit margin | % | 15.6 | 16.7 | 93.9% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 53,126 | 245,241 | 21.7% | |
| Deposits | Rs m | 0 | 0 | - | |
| Credit/Deposit ratio | x | NM | NM | - | |
| Yield on advances | % | 11.3 | 19.6 | 58.0% | |
| Cost of deposits | % | N.A. | N.A. | - | |
| Net Interest Margin | % | 3.8 | 10.6 | 36.3% | |
| Net fixed assets | Rs m | 52 | 2,274 | 2.3% | |
| Share capital | Rs m | 539 | 3,990 | 13.5% | |
| Free reserves | Rs m | 3,133 | 26,166 | 12.0% | |
| Net worth | Rs m | 6,105 | 56,193 | 10.9% | |
| Borrowings | Rs m | 36,301 | 52,763 | 68.8% | |
| Investments | Rs m | 99 | 983 | 10.1% | |
| Total assets | Rs m | 55,181 | 270,487 | 20.4% | |
| Debt/equity ratio | x | 5.9 | 0.9 | 633.3% | |
| Return on assets | % | 1.8 | 3.0 | 59.1% | |
| Return on equity | % | 16.0 | 14.4 | 110.9% | |
| Capital adequacy ratio | % | 17.3 | 24.5 | 70.5% | |
| Net NPAs | % | 0 | 2.5 | 0.0% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -6,890 | 2,140 | -322.0% | |
| From Investments | Rs m | 5 | -671 | -0.7% | |
| From Financial Activity | Rs m | 6,748 | -12,044 | -56.0% | |
| Net Cashflow | Rs m | -138 | -10,576 | 1.3% | |
| Indian Promoters | % | 41.5 | 75.0 | 55.3% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 10.0 | 3.4 | 294.1% | |
| FIIs | % | 3.4 | 15.7 | 21.7% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 45.2 | 5.9 | 766.1% | |
| Shareholders | 39,033 | 41,514 | 94.0% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare GIC HOUSING With: MAHINDRA FINANCE PNB GILTS GRUH FINANCE IDFC LIMITED SREI INFRA FINANCE
|
| |
Benchmark indices in US corrected marginally by 0.8% during the week. Minutes of Federal Reserve's July meeting are out and the situation looks to be in favor of the emerging markets.
What is Equitymaster Insider Ankit Shah stealing from Berkshire's success?
HDFC starts FY18 on robust loan growth but asset quality slips on increased exposure to developer loans.
Demonetisation led slowdown coupled with shift to stringent bad loan norms keep Shriram Transport Finance on a slow wicket.
Should one subscribe to the IPO of CDSL Ltd?
Power Finance Corporation earnings hit by RBI mandated higher provision on state government power generation projects where the recovery continues to be 100%.
More Views on NewsThe data tells us quite a different story from the one the government is trying to project.
Don't miss these proxy bets on growing companies or in a few years you will be looking back with regret.
Bharat-22 is one of the most diverse ETFs offered so far by the Government. Know here if you should invest...
The India VIX is up 36% in the last week. Fear has gone up but is still low by historical standards.
Raksha Bandhan signifies the brother-sister bond. Here are 7 thoughtful financial gifts for sisters...
More|
| |
Since 1996, Equitymaster has been the source for honest and credible opinions on investing in India. With solid research and in-depth analysis Equitymaster is dedicated towards making its readers- smarter, more confident and richer every day. Here's why hundreds of thousands of readers spread across more than 70 countries Trust Equitymaster.
Copyright © Equitymaster Agora Research Private Limited.
Whitelist | Refer | Terms | Privacy | Contact | Advertise | About | Sitemap
Equitymaster Agora Research Private Limited. 103, Regent Chambers, Above Status Restaurant, Nariman Point, Mumbai - 400 021. India.
Telephone: +91-22-61434055. Fax: +91-22-22028550. Email: info@equitymaster.com. Website: www.equitymaster.com. CIN:U74999MH2007PTC175407
All rights reserved. Any act of copying, reproducing or distributing this newsletter whether wholly or in part, for any purpose without the permission of Equitymaster is strictly prohibited and shall be deemed to be copyright infringement.
LEGAL DISCLAIMER: Equitymaster Agora Research Private Limited (hereinafter referred as 'Equitymaster') is an independent equity research Company. Equitymaster is not an Investment Adviser. Information herein should be regarded as a resource only and should be used at one's own risk. This is not an offer to sell or solicitation to buy any securities and Equitymaster will not be liable for any losses incurred or investment(s) made or decisions taken/or not taken based on the information provided herein. Information contained herein does not constitute investment advice or a personal recommendation or take into account the particular investment objectives, financial situations, or needs of individual subscribers. Before acting on any recommendation, subscribers should consider whether it is suitable for their particular circumstances and, if necessary, seek an independent professional advice. This is not directed for access or use by anyone in a country, especially, USA or Canada, where such use or access is unlawful or which may subject Equitymaster or its affiliates to any registration or licensing requirement. All content and information is provided on an 'As Is' basis by Equitymaster. Information herein is believed to be reliable but Equitymaster does not warrant its completeness or accuracy and expressly disclaims all warranties and conditions of any kind, whether express or implied. Equitymaster may hold shares in the company/ies discussed herein. As a condition to accessing Equitymaster content and website, you agree to our Terms and Conditions of Use, available here. The performance data quoted represents past performance and does not guarantee future results.
SEBI (Research Analysts) Regulations 2014, Registration No. INH000000537.
