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GEMSTONE INV. vs SBI CARDS - Comparison Results

Rs 100 invested in...

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Current Valuations

    GEMSTONE INV. SBI CARDS GEMSTONE INV./
SBI CARDS
 
P/E (TTM) x 21.8 29.6 73.4% View Chart
P/BV x 0.6 7.3 7.5% View Chart
Dividend Yield % 0.0 0.3 -  

Financials

 GEMSTONE INV.   SBI CARDS
EQUITY SHARE DATA
    GEMSTONE INV.
Mar-23
SBI CARDS
Mar-23
GEMSTONE INV./
SBI CARDS
5-Yr Chart
Click to enlarge
High Rs21,029 0.2%   
Low Rs1656 0.1%   
Income per share (Unadj.) Rs0.2144.5 0.1%  
Earnings per share (Unadj.) Rs023.9 0.1%  
Cash flow per share (Unadj.) Rs-113,678.1124.7 -91,196.6%  
Dividends per share (Unadj.) Rs02.50 0.0%  
Avg Dividend yield %00.3 0.0%  
Book value per share (Unadj.) Rs3.2103.5 3.1%  
Shares outstanding (eoy) m74.75946.07 7.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x7.65.8 130.5%   
Avg P/E ratio x39.435.3 111.6%  
Avg P/CF ratio x034.6 0.0%  
Avg Price/Bookvalue ratio x0.48.1 4.6%  
Dividend payout %010.5 0.0%   
Avg Mkt Cap Rs m90796,997 0.0%   
No. of employees `000NANA-   
Total wages & salary Rs m05,619 0.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m12136,666 0.0%  
Other income Rs m06,190 0.0%   
Interest expense Rs m022,840 0.0%   
Net interest income Rs m12113,826 0.0%  
Operating expense Rs m988,073 0.0%   
Gross profit Rs m325,754 0.0%  
Gross profit margin %23.418.8 124.0%  
Provisions/contingencies Rs m8,497,450449 1,892,485.7%   
Profit before tax Rs m330,306 0.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m07,721 0.0%   
Profit after tax Rs m222,585 0.0%  
Net profit margin %19.316.5 117.0%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %0524.4- 
Net fixed assets Rs m05,510 0.0%   
Share capital Rs m759,461 0.8%   
Free reserves Rs m16688,439 0.2%   
Net worth Rs m24197,899 0.2%   
Borrowings Rs m0231,429 0.0%   
Investments Rs m021,705 0.0%   
Total assets Rs m250452,989 0.1%  
Debt/equity ratio x02.4 0.0%   
Return on assets %0.95.0 18.4%  
Return on equity %1.023.1 4.1%  
Capital adequacy ratio %023.1 0.0%  
Net NPAs %00.9 0.0%  
CASH FLOW
From Operations Rs m-1-66,705 0.0%  
From Investments Rs mNA-9,214 0.0%  
From Financial Activity Rs mNA78,236 -0.0%  
Net Cashflow Rs m-12,316 -0.0%  

Share Holding

Indian Promoters % 0.0 68.6 0.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 25.3 -  
FIIs % 0.0 8.6 -  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 31.4 318.7%  
Shareholders   27,245 1,036,632 2.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare GEMSTONE INV. With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    TATA INVESTMENT    CREDITACCESS GRAMEEN    


More on GEMSTONE INVESTMENTS vs SBI CARDS

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

GEMSTONE INVESTMENTS vs SBI CARDS Share Price Performance

Period GEMSTONE INVESTMENTS SBI CARDS
1-Day 1.14% -1.02%
1-Month 50.00% 7.71%
1-Year 98.88% -3.29%
3-Year CAGR 11.70% -6.54%
5-Year CAGR 18.42% 1.89%

* Compound Annual Growth Rate

Here are more details on the GEMSTONE INVESTMENTS share price and the SBI CARDS share price.

Moving on to shareholding structures...

The promoters of GEMSTONE INVESTMENTS hold a 0.0% stake in the company. In case of SBI CARDS the stake stands at 68.6%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of GEMSTONE INVESTMENTS and the shareholding pattern of SBI CARDS.

Finally, a word on dividends...

In the most recent financial year, GEMSTONE INVESTMENTS paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

SBI CARDS paid Rs 2.5, and its dividend payout ratio stood at 10.5%.

You may visit here to review the dividend history of GEMSTONE INVESTMENTS, and the dividend history of SBI CARDS.

For a sector overview, read our finance sector report.



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