Compare GRUH FINANCE with LIC Housing - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

GRUH FINANCE vs LIC HOUSING - Comparison Results

LIC HOUSING 
   Change

LICHF is a key player in the housing finance industry in India with around 9% market share. It was promoted in 1989 by LIC (with a 40% stake). Its capital adequacy ratio stood at 16.7% at the end of FY12, as against a requirement of 12%. The company ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    GRUH FINANCE LIC HOUSING GRUH FINANCE/
LIC HOUSING
 
P/E (TTM) x 51.8 9.2 562.5% View Chart
P/BV x 16.8 1.2 1,385.9% View Chart
Dividend Yield % 1.0 1.8 57.1%  

Financials

 GRUH FINANCE   LIC HOUSING
EQUITY SHARE DATA
    GRUH FINANCE
Mar-18
LIC HOUSING
Mar-20
GRUH FINANCE/
LIC HOUSING
5-Yr Chart
Click to enlarge
High Rs714587 121.6%   
Low Rs368186 197.7%   
Income per share (Unadj.) Rs46.1388.7 11.9%  
Earnings per share (Unadj.) Rs9.947.5 20.9%  
Cash flow per share (Unadj.) Rs18.173.7 24.5%  
Dividends per share (Unadj.) Rs3.308.00 41.3%  
Avg Dividend yield %0.62.1 29.5%  
Book value per share (Unadj.) Rs37.8361.9 10.4%  
Shares outstanding (eoy) m365.72504.66 72.5%   
Bonus/Rights/Conversions ESOS--  
Avg Price / Income ratio x11.71.0 1,178.8%   
Avg P/E ratio x54.58.1 670.0%  
Avg P/CF ratio x49.07.8 626.5%  
Avg Price/Bookvalue ratio x14.31.1 1,341.1%  
Dividend payout %33.316.8 197.5%   
Avg Mkt Cap Rs m197,727195,001 101.4%   
No. of employees `0000.72.4 28.9%   
Total wages & salary Rs m5453,276 16.6%   
Avg. income/employee Rs Th24,381.481,999.8 29.7%   
Avg. wages/employee Rs Th787.71,369.6 57.5%   
Avg. net profit/employee Rs Th5,241.010,019.4 52.3%   
INCOME DATA
Interest income Rs m16,872196,144 8.6%  
Other income Rs m538-292 -184.0%   
Interest expense Rs m9,825147,814 6.6%   
Net interest income Rs m7,04748,329 14.6%  
Operating expense Rs m1,3965,405 25.8%   
Gross profit Rs m5,65242,924 13.2%  
Gross profit margin %33.521.9 153.1%  
Provisions/contingencies Rs m406949 42.7%   
Profit before tax Rs m5,62132,750 17.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-4 0.0%   
Prior Period Items Rs m05 0.0%   
Tax Rs m1,9948,785 22.7%   
Profit after tax Rs m3,62723,966 15.1%  
Net profit margin %21.512.2 175.9%  
BALANCE SHEET DATA
Advances Rs m157,2062,079,745 7.6%   
Deposits Rs m10,1220-  
Credit/Deposit ratio x1,553.0NM- 
Yield on advances %10.29.5 107.4%   
Cost of deposits %12.5N.A.-  
Net Interest Margin %4.52.3 197.0%  
Net fixed assets Rs m1542,951 5.2%   
Share capital Rs m7311,010 72.4%   
Free reserves Rs m13,078181,639 7.2%   
Net worth Rs m13,809182,649 7.6%   
Borrowings Rs m66,6551,320,823 5.0%   
Investments Rs m83054,847 1.5%   
Total assets Rs m159,7102,169,197 7.4%  
Debt/equity ratio x5.67.2 76.9%   
Return on assets %2.31.1 205.5%  
Return on equity %26.313.1 200.2%  
Capital adequacy ratio %18.913.9 136.1%  
Net NPAs %02.0 0.0%  
CASH FLOW
From Operations Rs m-19,296-147,377 13.1%  
From Investments Rs m49-18,514 -0.3%  
From Financial Activity Rs m19,314151,555 12.7%  
Net Cashflow Rs m68-14,336 -0.5%  

Share Holding

Indian Promoters % 59.4 40.3 147.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.4 7.0 5.7%  
FIIs % 15.9 38.0 41.8%  
ADR/GDR % 0.0 0.6 -  
Free float % 24.3 14.2 171.1%  
Shareholders   18,801 159,214 11.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare GRUH FINANCE With:   DHFL  CAPITAL FIRST  IDFC  HDFC  REC  



Today's Market

Sensex Opens 450 Points Higher; BPCL Jumps 4%(09:30 am)

Asian share markets are trading on a mixed note today as stocks extended the global rally as a halt in a recent bond markets sell-off eased investor nerves and lifted riskier assets.

Related Views on News

Indian Railway Finance Corporation IPO: Should You Apply? (IPO)

Jan 18, 2021

Monopolistic railway financer with impeccable asset quality.

CAMS IPO: Should You Apply? (IPO)

Sep 18, 2020

Does the company having 70% market share of the mutual fund registrar business have sound prospects?

LIC HOUSING Announces Quarterly Results (4QFY19); Net Profit Up 28.6% (Quarterly Result Update)

May 7, 2019 | Updated on May 7, 2019

For the quarter ended March 2019, LIC HOUSING has posted a net profit of Rs 7 bn (up 28.6% YoY). Sales on the other hand came in at Rs 47 bn (up 19.3% YoY). Read on for a complete analysis of LIC HOUSING's quarterly results.

Indian Railway Finance Corporation IPO: Should You Apply? (IPO)

Jan 18, 2021

Monopolistic railway financer with impeccable asset quality.

CAMS IPO: Should You Apply? (IPO)

Sep 18, 2020

Does the company having 70% market share of the mutual fund registrar business have sound prospects?

More Views on News

Most Popular

It's the Beginning of a New Bull Phase in Smallcaps(Profit Hunter)

Feb 24, 2021

Last time the smallcap index crossed 19k a big correction followed. Here's what makes it different this time.

Make Rs 5,000 Per Day Trading the Market(Fast Profits Daily)

Feb 25, 2021

In this video, I'll show you how to get started on the path to daily trading profits.

I Believe the Investment of the Year Will Be...

Feb 19, 2021

In this episode, ace trader Brijesh Bhatia talks to us about the best investments of 2021, his profitable trading system, and much more.

The Hidden Tesla in My Great Indian Wealth Project(Profit Hunter)

Feb 23, 2021

An Indian company founded three decades ago in a garage caught my attention...

More

India's #1 Trader
Reveals His Secrets

Secret To Increasing Your Trading Profits Today
Get this Special Report,
The Secret to Increasing Your Trading Profits Today, Now!
We will never sell or rent your email id.
Please read our Terms

GRUH FINANCE SHARE PRICE


Oct 15, 2019 (Close)

TRACK GRUH FINANCE

  • Track your investment in GRUH FINANCE with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

GRUH FINANCE 8-QTR ANALYSIS

COMPARE GRUH FINANCE WITH

MARKET STATS