Compare HDFC with LIC Housing - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

HDFC vs LIC HOUSING - Comparison Results

HDFC     Change

HDFC is India's largest housing finance company with strong brand equity and market share of approximately 19%. Besides housing loans, HDFC has also been benefiting from the retail reach of its banking subsidiary (HDFC Bank). Over the years, HDFC has... More

LIC HOUSING 
   Change

LICHF is a key player in the housing finance industry in India with around 9% market share. It was promoted in 1989 by LIC (with a 40% stake). Its capital adequacy ratio stood at 16.7% at the end of FY12, as against a requirement of 12%. The company ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    HDFC LIC HOUSING HDFC/
LIC HOUSING
 
P/E (TTM) x 40.1 8.2 486.6% View Chart
P/BV x 3.5 1.1 323.9% View Chart
Dividend Yield % 0.8 2.0 40.0%  

Financials

 HDFC   LIC HOUSING
EQUITY SHARE DATA
    HDFC
Mar-20
LIC HOUSING
Mar-20
HDFC/
LIC HOUSING
5-Yr Chart
Click to enlarge
High Rs2,500587 426.0%   
Low Rs1,473186 792.0%   
Income per share (Unadj.) Rs587.3388.7 151.1%  
Earnings per share (Unadj.) Rs131.847.5 277.5%  
Cash flow per share (Unadj.) Rs422.373.7 572.8%  
Dividends per share (Unadj.) Rs21.008.00 262.5%  
Avg Dividend yield %1.12.1 51.1%  
Book value per share (Unadj.) Rs730.2361.9 201.8%  
Shares outstanding (eoy) m1,732.05504.66 343.2%   
Bonus/Rights/Conversions ESOP--  
Avg Price / Income ratio x3.41.0 340.2%   
Avg P/E ratio x15.18.1 185.2%  
Avg P/CF ratio x14.87.8 188.8%  
Avg Price/Bookvalue ratio x2.71.1 254.8%  
Dividend payout %15.916.8 94.6%   
Avg Mkt Cap Rs m3,440,544195,001 1,764.4%   
No. of employees `0003.12.4 129.4%   
Total wages & salary Rs m13,5673,276 414.1%   
Avg. income/employee Rs Th328,677.681,999.8 400.8%   
Avg. wages/employee Rs Th4,383.41,369.6 320.0%   
Avg. net profit/employee Rs Th73,752.710,019.4 736.1%   
INCOME DATA
Interest income Rs m1,017,257196,144 518.6%  
Other income Rs m702-292 -240.2%   
Interest expense Rs m321,095147,814 217.2%   
Net interest income Rs m696,16348,329 1,440.5%  
Operating expense Rs m474,2015,405 8,773.0%   
Gross profit Rs m221,96242,924 517.1%  
Gross profit margin %21.821.9 99.7%  
Provisions/contingencies Rs m4,626949 487.5%   
Profit before tax Rs m204,47232,750 624.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-4 0.0%   
Prior Period Items Rs m57,4615 1,105,019.2%   
Tax Rs m33,6688,785 383.2%   
Profit after tax Rs m228,26523,966 952.4%  
Net profit margin %22.412.2 183.6%  
BALANCE SHEET DATA
Advances Rs m4,454,9622,079,745 214.2%   
Deposits Rs m1,323,0480-  
Credit/Deposit ratio x336.7NM- 
Yield on advances %9.69.5 100.9%   
Cost of deposits %9.0N.A.-  
Net Interest Margin %12.82.3 563.8%  
Net fixed assets Rs m29,5262,951 1,000.4%   
Share capital Rs m3,4641,010 343.0%   
Free reserves Rs m1,261,328181,639 694.4%   
Net worth Rs m1,264,792182,649 692.5%   
Borrowings Rs m1,079,1471,320,823 81.7%   
Investments Rs m999,11054,847 1,821.6%   
Total assets Rs m7,298,1492,169,197 336.4%  
Debt/equity ratio x1.97.2 26.3%   
Return on assets %3.11.1 283.1%  
Return on equity %18.013.1 137.5%  
Capital adequacy ratio %17.613.9 126.7%  
Net NPAs %1.52.0 74.9%  
CASH FLOW
From Operations Rs m-268,850-147,377 182.4%  
From Investments Rs m-98,737-18,514 533.3%  
From Financial Activity Rs m387,738151,555 255.8%  
Net Cashflow Rs m20,152-14,336 -140.6%  

Share Holding

Indian Promoters % 0.0 40.3 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.5 7.0 150.0%  
FIIs % 77.6 38.0 204.2%  
ADR/GDR % 0.0 0.6 -  
Free float % 12.0 14.2 84.5%  
Shareholders   175,570 159,214 110.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HDFC With:   PNB GILTS  JM FINANCIAL  SHRIRAM TRANSPORT  SHRIRAM CITY UNION  IFCI  



Today's Market

Sensex Ends Flat; Wipro & Hindalco Industries Among Top Nifty Gainers(Closing)

Indian share markets witnessed volatile trading activity throughout the day today and ended on a flat note.

Related Views on News

HDFC Announces Quarterly Results (3QFY21); Net Profit Down 65.1% (Quarterly Result Update)

Feb 3, 2021 | Updated on Feb 3, 2021

For the quarter ended December 2020, HDFC has posted a net profit of Rs 29 bn (down 65.1% YoY). Sales on the other hand came in at Rs 116 bn (down 42.2% YoY). Read on for a complete analysis of HDFC's quarterly results.

HDFC Announces Quarterly Results (2QFY21); Net Profit Down 27.6% (Quarterly Result Update)

Nov 26, 2020 | Updated on Nov 26, 2020

For the quarter ended September 2020, HDFC has posted a net profit of Rs 29 bn (down 27.6% YoY). Sales on the other hand came in at Rs 115 bn (down 14.5% YoY). Read on for a complete analysis of HDFC's quarterly results.

Indian Railway Finance Corporation IPO: Should You Apply? (IPO)

Jan 18, 2021

Monopolistic railway financer with impeccable asset quality.

CAMS IPO: Should You Apply? (IPO)

Sep 18, 2020

Does the company having 70% market share of the mutual fund registrar business have sound prospects?

HDFC Announces Quarterly Results (3QFY20); Net Profit Up 296.1% (Quarterly Result Update)

Jan 28, 2020 | Updated on Jan 28, 2020

For the quarter ended December 2019, HDFC has posted a net profit of Rs 84 bn (up 296.1% YoY). Sales on the other hand came in at Rs 203 bn (up 92.2% YoY). Read on for a complete analysis of HDFC's quarterly results.

More Views on News

Most Popular

India: Recovery Stalled by Vaccine Games?(The Honest Truth)

Apr 13, 2021

Ajit Dayal on how India's vaccine strategy will impact the markets.

4 Stocks to Make Your Portfolio Immune to the Second Covid Wave(Profit Hunter)

Apr 6, 2021

Rather than predicting the market, successful investing is more about preparing well and placing your bets accordingly.

A Stock with 700% Return Potential Comes with Additional Payoffs(Profit Hunter)

Apr 15, 2021

Narayana Murthy was one of the first unicorn founders to get the backing of this entity...

Why Did the Market Crash on Monday?(Fast Profits Daily)

Apr 13, 2021

In this video, I'll you what I think is the real reason behind yesterday's market crash.

A Unique Sector for Short-Term Profits(Fast Profits Daily)

Apr 12, 2021

This ignored sector could deliver big short-term profits.

More

India's #1 Trader
Reveals His Secrets

Secret To Increasing Your Trading Profits Today
Get this Special Report,
The Secret to Increasing Your Trading Profits Today, Now!
We will never sell or rent your email id.
Please read our Terms

HDFC SHARE PRICE


Apr 16, 2021 (Close)

TRACK HDFC

COMPARE HDFC WITH

MARKET STATS