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HERITAGE PAC vs STERLING GUARANTY - Comparison Results

Rs 100 invested in...

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Current Valuations

    HERITAGE PAC STERLING GUARANTY HERITAGE PAC/
STERLING GUARANTY
 
P/E (TTM) x 10.0 -227.4 - View Chart
P/BV x 1.0 - - View Chart
Dividend Yield % 0.6 0.0 -  

Financials

 HERITAGE PAC   STERLING GUARANTY
EQUITY SHARE DATA
    HERITAGE PAC
Mar-23
STERLING GUARANTY
Mar-23
HERITAGE PAC/
STERLING GUARANTY
5-Yr Chart
Click to enlarge
High Rs14514 1,042.0%   
Low Rs863 3,165.4%   
Income per share (Unadj.) Rs57.20.2 24,934.1%  
Earnings per share (Unadj.) Rs19.80.1 37,073.5%  
Cash flow per share (Unadj.) Rs42.0-8.1 -518.8%  
Dividends per share (Unadj.) Rs1.200-  
Avg Dividend yield %1.00-  
Book value per share (Unadj.) Rs183.5-1.1 -17,368.7%  
Shares outstanding (eoy) m3.456.54 52.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.036.3 5.6%   
Avg P/E ratio x5.8155.5 3.7%  
Avg P/CF ratio x4.01.0 400.7%  
Avg Price/Bookvalue ratio x0.6-7.9 -8.0%  
Dividend payout %6.00-   
Avg Mkt Cap Rs m39954 732.9%   
No. of employees `000NANA-   
Total wages & salary Rs m290 6,076.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m1972 13,153.3%  
Other income Rs m150 24,433.3%   
Interest expense Rs m330-   
Net interest income Rs m1642 10,933.3%  
Operating expense Rs m881 7,673.9%   
Gross profit Rs m760 21,645.7%  
Gross profit margin %38.423.0 166.7%  
Provisions/contingencies Rs m3254 58.5%   
Profit before tax Rs m880 22,110.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m200 39,980.0%   
Profit after tax Rs m680 19,557.1%  
Net profit margin %34.723.3 149.0%  
BALANCE SHEET DATA
Advances Rs m8850-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %18.40- 
Net fixed assets Rs m140-   
Share capital Rs m3565 52.8%   
Free reserves Rs m599-72 -828.2%   
Net worth Rs m633-7 -9,162.4%   
Borrowings Rs m2840-   
Investments Rs m50-   
Total assets Rs m9380 312,633.3%  
Debt/equity ratio x0.40-   
Return on assets %7.3116.4 6.3%  
Return on equity %10.8-5.1 -213.9%  
Capital adequacy ratio %67.80-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-410 -21,784.2%  
From Investments Rs m-3NA-  
From Financial Activity Rs m39NA -13,153.3%  
Net Cashflow Rs m-50 4,672.7%  

Share Holding

Indian Promoters % 59.0 47.7 123.8%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 1.0 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 41.0 52.3 78.3%  
Shareholders   2,750 14,928 18.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HERITAGE PAC With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    


More on HERITAGE PAC vs STERL.GUARA.

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

HERITAGE PAC vs STERL.GUARA. Share Price Performance

Period HERITAGE PAC STERL.GUARA.
1-Day 0.00% 0.00%
1-Month 0.68% 0.00%
1-Year 69.14% 26.28%
3-Year CAGR 34.29% 63.61%
5-Year CAGR 12.75% 22.37%

* Compound Annual Growth Rate

Here are more details on the HERITAGE PAC share price and the STERL.GUARA. share price.

Moving on to shareholding structures...

The promoters of HERITAGE PAC hold a 59.0% stake in the company. In case of STERL.GUARA. the stake stands at 47.7%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of HERITAGE PAC and the shareholding pattern of STERL.GUARA..

Finally, a word on dividends...

In the most recent financial year, HERITAGE PAC paid a dividend of Rs 1.2 per share. This amounted to a Dividend Payout ratio of 6.0%.

STERL.GUARA. paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of HERITAGE PAC, and the dividend history of STERL.GUARA..



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