INTER GLOBE FIN. | CREDITACCESS GRAMEEN | INTER GLOBE FIN./ CREDITACCESS GRAMEEN |
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P/E (TTM) | x | 31.2 | 15.2 | 204.9% | View Chart |
P/BV | x | 0.5 | 4.3 | 11.2% | View Chart |
Dividend Yield | % | 0.0 | 0.0 | - |
INTER GLOBE FIN. CREDITACCESS GRAMEEN |
EQUITY SHARE DATA | |||||
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INTER GLOBE FIN. Mar-23 |
CREDITACCESS GRAMEEN Mar-23 |
INTER GLOBE FIN./ CREDITACCESS GRAMEEN |
5-Yr Chart Click to enlarge
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High | Rs | 30 | 1,154 | 2.6% | |
Low | Rs | 15 | 834 | 1.7% | |
Income per share (Unadj.) | Rs | 31.2 | 223.1 | 14.0% | |
Earnings per share (Unadj.) | Rs | 2.7 | 52.0 | 5.2% | |
Cash flow per share (Unadj.) | Rs | -172.3 | 142.1 | -121.2% | |
Dividends per share (Unadj.) | Rs | 0 | 0 | - | |
Avg Dividend yield | % | 0 | 0 | - | |
Book value per share (Unadj.) | Rs | 130.5 | 320.2 | 40.8% | |
Shares outstanding (eoy) | m | 6.82 | 158.91 | 4.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.7 | 4.5 | 16.2% | |
Avg P/E ratio | x | 8.3 | 19.1 | 43.4% | |
Avg P/CF ratio | x | 0.1 | 18.5 | 0.6% | |
Avg Price/Bookvalue ratio | x | 0.2 | 3.1 | 5.5% | |
Dividend payout | % | 0 | 0 | - | |
Avg Mkt Cap | Rs m | 153 | 157,989 | 0.1% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 14 | 5,152 | 0.3% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 213 | 35,451 | 0.6% | |
Other income | Rs m | 8 | 57 | 13.9% | |
Interest expense | Rs m | 14 | 12,161 | 0.1% | |
Net interest income | Rs m | 199 | 23,290 | 0.9% | |
Operating expense | Rs m | 182 | 11,794 | 1.5% | |
Gross profit | Rs m | 17 | 11,496 | 0.1% | |
Gross profit margin | % | 8.1 | 32.4 | 24.8% | |
Provisions/contingencies | Rs m | 1,381 | 265 | 522.1% | |
Profit before tax | Rs m | 24 | 11,054 | 0.2% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 6 | 2,794 | 0.2% | |
Profit after tax | Rs m | 18 | 8,261 | 0.2% | |
Net profit margin | % | 8.7 | 23.3 | 37.2% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 190,433 | 0.0% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 6,421.3 | 11.6 | 55,334.8% | |
Net fixed assets | Rs m | 3 | 5,990 | 0.0% | |
Share capital | Rs m | 68 | 1,589 | 4.3% | |
Free reserves | Rs m | 822 | 49,287 | 1.7% | |
Net worth | Rs m | 890 | 50,876 | 1.7% | |
Borrowings | Rs m | 32 | 253 | 12.5% | |
Investments | Rs m | 3 | 10,265 | 0.0% | |
Total assets | Rs m | 1,063 | 225,334 | 0.5% | |
Debt/equity ratio | x | 0 | 0 | 717.1% | |
Return on assets | % | 1.7 | 3.7 | 47.4% | |
Return on equity | % | 2.1 | 16.2 | 12.8% | |
Capital adequacy ratio | % | 0 | 23.6 | 0.0% | |
Net NPAs | % | 0 | 0.4 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | -2 | -32,898 | 0.0% | |
From Investments | Rs m | NA | -3,144 | 0.0% | |
From Financial Activity | Rs m | 2 | 33,651 | 0.0% | |
Net Cashflow | Rs m | 0 | -2,391 | -0.0% |
Indian Promoters | % | 70.7 | 0.0 | - | |
Foreign collaborators | % | 0.0 | 66.6 | - | |
Indian inst/Mut Fund | % | 0.0 | 27.4 | - | |
FIIs | % | 0.0 | 11.7 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 29.3 | 33.4 | 87.7% | |
Shareholders | 6,697 | 69,824 | 9.6% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare INTER GLOBE FIN. With: BAJAJ FINANCE CHOLAMANDALAM INVEST BAJAJ HOLDINGS & INVESTMENT SBI CARDS APTUS VALUE HOUSING FIN.
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | INTER GLOB F | CREDITACCESS GRAMEEN |
---|---|---|
1-Day | 1.81% | -1.31% |
1-Month | -10.00% | -5.84% |
1-Year | 214.06% | 29.33% |
3-Year CAGR | 84.57% | 33.18% |
5-Year CAGR | 65.14% | 24.84% |
* Compound Annual Growth Rate
Here are more details on the INTER GLOB F share price and the CREDITACCESS GRAMEEN share price.
Moving on to shareholding structures...
The promoters of INTER GLOB F hold a 70.7% stake in the company. In case of CREDITACCESS GRAMEEN the stake stands at 66.6%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INTER GLOB F and the shareholding pattern of CREDITACCESS GRAMEEN.
Finally, a word on dividends...
In the most recent financial year, INTER GLOB F paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
CREDITACCESS GRAMEEN paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of INTER GLOB F, and the dividend history of CREDITACCESS GRAMEEN.
For a sector overview, read our finance sector report.
Asian markets traded mostly higher as investors assessed inflation data from India and Japan.